Toyota GR Corolla Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 28, 2024

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Estimated auto insurance rates for a Toyota GR Corolla are $1,284 annually including full coverage. Comprehensive costs on average $346, collision costs $570, and liability is $258. Liability-only insurance costs around $306 a year, with high-risk driver insurance costing around $2,750. Teen drivers pay the most at $4,464 a year or more.

Average premium for full coverage: $1,284

Premium estimates by type of coverage:

Comprehensive $346
Collision $570
Liability $258

Includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and for different GR Corolla trim levels.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Toyota GR Corolla go from as cheap as $306 for minimum levels of liability insurance to a much higher rate of $2,750 for a high-risk driver policy.

Liability Only $306
Full Coverage $1,284
High Risk $2,750

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than larger metro areas.

The price range example below illustrates the difference location can make on car insurance rates.

Rural Areas $963
Small Cities $1,348
Large Cities $1,733

These rate differences highlight why anyone shopping for car insurance should compare rates quotes based on a specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down estimated Toyota GR Corolla insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $726
  • Raising to $1,000 deductibles will save around $208 every year
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $1,284
  • Choosing more expensive low deductibles will cost $1,688
  • At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,750 or more
  • An auto insurance policy with full coverage for a teen driver with full coverage may cost $4,464

View Chart as Image

Toyota GR Corolla insurance cost comparison chart
Column chart showing full coverage Toyota GR Corolla insurance rates range from $726 to $4,464

Insurance prices for a Toyota GR Corolla also have a wide range based on the model of your GR Corolla, your driving characteristics, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,000 additional annually, depending on your age. High-risk driver insurance is expensive and can cost as much as 45% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $620 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $232 more each year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Toyota GR Corolla insurance prices. A middle-age driver might find prices as low as $980 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,830 on average in Michigan, New York, and Louisiana.

Toyota GR Corolla Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,160 -$124 -9.7%
Alaska $986 -$298 -23.2%
Arizona $1,066 -$218 -17.0%
Arkansas $1,284 -$0 0.0%
California $1,462 $178 13.9%
Colorado $1,226 -$58 -4.5%
Connecticut $1,318 $34 2.6%
Delaware $1,454 $170 13.2%
Florida $1,604 $320 24.9%
Georgia $1,188 -$96 -7.5%
Hawaii $922 -$362 -28.2%
Idaho $868 -$416 -32.4%
Illinois $958 -$326 -25.4%
Indiana $966 -$318 -24.8%
Iowa $868 -$416 -32.4%
Kansas $1,218 -$66 -5.1%
Kentucky $1,748 $464 36.1%
Louisiana $1,900 $616 48.0%
Maine $790 -$494 -38.5%
Maryland $1,060 -$224 -17.4%
Massachusetts $1,024 -$260 -20.2%
Michigan $2,228 $944 73.5%
Minnesota $1,076 -$208 -16.2%
Mississippi $1,538 $254 19.8%
Missouri $1,136 -$148 -11.5%
Montana $1,380 $96 7.5%
Nebraska $1,010 -$274 -21.3%
Nevada $1,538 $254 19.8%
New Hampshire $928 -$356 -27.7%
New Jersey $1,434 $150 11.7%
New Mexico $1,136 -$148 -11.5%
New York $1,352 $68 5.3%
North Carolina $738 -$546 -42.5%
North Dakota $1,052 -$232 -18.1%
Ohio $886 -$398 -31.0%
Oklahoma $1,316 $32 2.5%
Oregon $1,178 -$106 -8.3%
Pennsylvania $1,224 -$60 -4.7%
Rhode Island $1,714 $430 33.5%
South Carolina $1,166 -$118 -9.2%
South Dakota $1,084 -$200 -15.6%
Tennessee $1,124 -$160 -12.5%
Texas $1,546 $262 20.4%
Utah $950 -$334 -26.0%
Vermont $876 -$408 -31.8%
Virginia $770 -$514 -40.0%
Washington $988 -$296 -23.1%
West Virginia $1,180 -$104 -8.1%
Wisconsin $890 -$394 -30.7%
Wyoming $1,142 -$142 -11.1%

View Chart as Image

Toyota GR Corolla insurance rates by U.S. city

With such a large range in prices, the best way to figure out exactly what you will pay is to compare prices and see which company has the best price. Every auto insurance company uses a different rate calculation, and prices will be substantially different between companies.

Toyota GR Corolla Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Toyota GR Corolla $346 $570 $258 $1,284
2023 Toyota GR Corolla $332 $566 $264 $1,272

Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Toyota GR Corolla Insurance

Finding better rates on car insurance consists of being a low-risk driver, having good credit, refrain from filing small claims, and insuring your home and auto with the same company. Make time to compare rates every time your policy renews by requesting rates from direct car insurance companies, and also from several local insurance agents.

The items below are a recap of the information touched on in this article.

  • You may be able to save as much as $160 per year simply by shopping early and online
  • Teen drivers pay higher prices, with the cost nearing $372 per month if they have full coverage
  • Increasing policy deductibles could save up to $600 each year
  • Higher risk drivers that have major violations or accidents pay on average $1,470 more each year to insure their GR Corolla
  • Policyholders who require more liability coverage will pay about $280 per year to raise from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

Toyota GR Corolla Insurance Rates by Driver Age
Driver Age Premium
16 $4,464
20 $2,910
30 $1,358
40 $1,284
50 $1,168
60 $1,146

Full coverage, $500 deductibles

Rates by Deductible

Toyota GR Corolla Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,688
$250 $1,502
$500 $1,284
$1,000 $1,076

Full coverage, driver age 40

Rates by Liability Limit

Toyota GR Corolla Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,284
50/100 $1,336
100/300 $1,400
250/500 $1,568
100 CSL $1,361
300 CSL $1,503
500 CSL $1,607

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota GR Corolla Insurance Rates for High Risk Drivers
Age Premium
16 $6,420
20 $4,624
30 $2,830
40 $2,750
50 $2,616
60 $2,592

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $177

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $64
Homeowner $17
5-yr Accident Free $100
5-yr Claim Free $84
Paid in Full/EFT $64
Advance Quote $65
Online Quote $94
Total Discounts $558
Rate after discounts $726

Discounts are estimated and may not be available from every company or in every state.

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