Toyota GR86 Insurance Rates

Average insurance rates for a Toyota GR86 are $1,426 a year with full coverage. Comprehensive costs around $398 a year, collision insurance costs $660, and liability costs around $258. Liability-only coverage costs as low as $306 a year, and high-risk coverage costs around $3,054. Teenage drivers receive the highest rates at up to $4,894 a year.

Average premium for full coverage: $1,426

Rate estimates for individual coverage type:

Estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and GR86 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than densely populated cities. The diagram below illustrates how location impacts auto insurance rates.

These examples demonstrate why it is important to compare prices for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Toyota GR86 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $801
• Using higher $1,000 deductibles will save about $1,186 annually
• The estimated price for a 40-year-old driver using $500 deductibles is $1,426
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,892
• High-risk insureds who are prone to accidents and violations could pay at least $3,054
• The cost that insures a 16-year-old driver can be $4,894 or more

View Chart as Image

Car insurance rates for a Toyota GR86 can also vary considerably based on the trim level of your GR86, your age and driving habits, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you may be forking out at least $1,700 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy can be from 45% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged as much as $4,800 a year. View Rates by Age

Where you live has a huge impact on Toyota GR86 insurance prices. A driver around age 40 might see rates as low as $1,030 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,920 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $710 annually, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $232 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Toyota GR86 Insurance

Saving money on insurance for a Toyota GR86 requires being a low-risk driver, having a positive credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Compare prices at every policy renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a review of the data touched on above.

• Insureds who may need more liability coverage will pay an extra $280 every year to increase from a minimum limit to the 250/500 level
• You may be able to save up to $180 per year just by quoting early and online
• Increasing deductibles can save approximately $700 each year
• Teen drivers are the costliest to insure, with premiums as much as $408 per month if full coverage is purchased