Toyota Prius c Insurance Rates

Estimated insurance rates for a Toyota Prius c are $1,084 a year for full coverage. Comprehensive insurance costs around $220 a year, collision insurance costs $338, and liability costs around $390. A liability-only policy costs as low as $438 a year, and high-risk insurance costs $2,332 or more. 16-year-old drivers pay the most at up to $4,136 a year.

Average premium for full coverage: $1,084

Premium estimates for type of coverage:

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and Prius c trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than congested cities. The diagram below illustrates how where you live affects auto insurance rates.

These rate differences show why it is important to compare prices for a specific zip code, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Toyota Prius c insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $638
• Using higher $1,000 deductibles will save about $956 a year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,084
• Buying low $100 deductibles for physical damage coverage will cost an additional $242 annually
• High-risk insureds with multiple tickets or accidents could pay at least $2,332
• An auto insurance policy that insures a 16-year-old driver can be $4,136 or more

View Chart as Image

Auto insurance prices for a Toyota Prius c also have a wide range based on the trim level of your Prius c, how you drive, and deductibles and policy limits.

If you have a few violations or you caused an accident, you could be paying at least $1,300 to $1,800 in extra premium annually, depending on your age. A high-risk auto insurance policy can be from 44% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,100 a year. View Rates by Age

Where you choose to live has a huge impact on Toyota Prius c insurance prices. A driver around age 40 might see prices as low as $720 a year in states like Idaho, Maine, and Iowa, or at least $1,550 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $370 annually, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

How to Find More Affordable Toyota Prius c Insurance

Finding better rates on insurance for a Toyota Prius c requires being safe and accident-free, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Comparison shop every other policy renewal by requesting rates from direct carriers, and also from several local insurance agents.

Below you'll find a summary of the ideas that were touched on in the above illustrations.

• Youthful drivers are expensive to insure, as much as $345 per month if the policy includes full coverage
• Drivers considered higher risk who have multiple accidents or major violations pay on average $1,250 more every year than a low-risk driver
• Increasing policy deductibles can save approximately $375 each year
• Drivers can save up to $130 per year just by quoting early and online