Toyota Prius c Insurance Rates
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UPDATED: Mar 29, 2024
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The average insurance rates for a Toyota Prius c are $1,130 a year for full coverage insurance. Comprehensive insurance costs around $230 each year, collision costs $376, and liability coverage costs around $388. Liability-only insurance costs as low as $434 a year, with high-risk driver insurance costing $2,436 or more. 16-year-old drivers cost the most to insure at $4,282 a year or more.
Average premium for full coverage: $1,130
Policy rates for type of insurance:
Includes $500 deductible amounts, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and Prius c models.
Price Range Variability
For a 40-year-old driver, Toyota Prius c insurance rates go from the low end price of $434 for a discount liability-only rate to a high rate of $2,436 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Where you live has a large influence on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than congested cities.
The graphic below illustrates how your location can change auto insurance rates.
The examples above illustrate why all drivers should compare prices for a specific zip code, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Toyota Prius c insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $657
- Using higher $1,000 deductibles will save about $138 each year
- The estimated price for a good driver age 40 using $500 deductibles is $1,130
- Buying low deductibles for physical damage coverage will cost an additional $266 each year
- Higher-risk drivers with multiple tickets or accidents could pay at least $2,436 or more
- Policy cost that insures a teenage driver can be $4,282 or more
Auto insurance rates for a Toyota Prius c also range considerably based on the trim level and model year, your age and driving record, and deductibles and policy limits.
If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,300 to $1,900 in extra premium every year, depending on your age. Insurance for high-risk drivers can be around 44% to 128% more than the average rate. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay as much as $4,200 a year. View Rates by Age
Your home state has a huge impact on Toyota Prius c insurance rates. A driver around age 40 might see rates as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,520 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,020 | -$110 | -9.7% |
Alaska | $864 | -$266 | -23.5% |
Arizona | $936 | -$194 | -17.2% |
Arkansas | $1,130 | -$0 | 0.0% |
California | $1,288 | $158 | 14.0% |
Colorado | $1,076 | -$54 | -4.8% |
Connecticut | $1,158 | $28 | 2.5% |
Delaware | $1,276 | $146 | 12.9% |
Florida | $1,408 | $278 | 24.6% |
Georgia | $1,044 | -$86 | -7.6% |
Hawaii | $810 | -$320 | -28.3% |
Idaho | $764 | -$366 | -32.4% |
Illinois | $838 | -$292 | -25.8% |
Indiana | $850 | -$280 | -24.8% |
Iowa | $760 | -$370 | -32.7% |
Kansas | $1,072 | -$58 | -5.1% |
Kentucky | $1,538 | $408 | 36.1% |
Louisiana | $1,672 | $542 | 48.0% |
Maine | $696 | -$434 | -38.4% |
Maryland | $932 | -$198 | -17.5% |
Massachusetts | $900 | -$230 | -20.4% |
Michigan | $1,958 | $828 | 73.3% |
Minnesota | $946 | -$184 | -16.3% |
Mississippi | $1,350 | $220 | 19.5% |
Missouri | $1,002 | -$128 | -11.3% |
Montana | $1,210 | $80 | 7.1% |
Nebraska | $888 | -$242 | -21.4% |
Nevada | $1,352 | $222 | 19.6% |
New Hampshire | $816 | -$314 | -27.8% |
New Jersey | $1,260 | $130 | 11.5% |
New Mexico | $996 | -$134 | -11.9% |
New York | $1,188 | $58 | 5.1% |
North Carolina | $648 | -$482 | -42.7% |
North Dakota | $924 | -$206 | -18.2% |
Ohio | $778 | -$352 | -31.2% |
Oklahoma | $1,158 | $28 | 2.5% |
Oregon | $1,032 | -$98 | -8.7% |
Pennsylvania | $1,074 | -$56 | -5.0% |
Rhode Island | $1,504 | $374 | 33.1% |
South Carolina | $1,022 | -$108 | -9.6% |
South Dakota | $952 | -$178 | -15.8% |
Tennessee | $986 | -$144 | -12.7% |
Texas | $1,360 | $230 | 20.4% |
Utah | $834 | -$296 | -26.2% |
Vermont | $770 | -$360 | -31.9% |
Virginia | $676 | -$454 | -40.2% |
Washington | $868 | -$262 | -23.2% |
West Virginia | $1,036 | -$94 | -8.3% |
Wisconsin | $778 | -$352 | -31.2% |
Wyoming | $1,004 | -$126 | -11.2% |
Opting for high physical damage deductibles could cut rates by as much as $410 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $349 extra every year. View Rates by Deductible or Liability Limit
Because rates have so much variability, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Each insurance company utilizes a different rate formula, and quoted rates will be varied.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2019 Toyota Prius c | $248 | $430 | $376 | $1,190 |
2017 Toyota Prius c | $230 | $376 | $388 | $1,130 |
2016 Toyota Prius c | $220 | $338 | $390 | $1,084 |
Rates are averaged for all Toyota Prius c models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Toyota Prius c Insurance
Finding cheaper rates on auto insurance requires having a good driving record, maintaining a good credit score, being claim-free, and maximizing policy discounts. Comparison shop once a year by getting quotes from direct insurance companies, and also from insurance agencies where you live.
The next list is a recap of the data that was illustrated above.
- It is possible to save up to $130 per year simply by quoting online in advance
- Consumers who may need increased levels of liability coverage will pay around $430 annually to increase from a 30/60 limit to the 250/500 level
- Drivers age 20 and younger are expensive to insure, possibly costing $357 each month if the policy includes full coverage
- Drivers that have major violations or accidents could be forced to pay on average $1,310 more every year to buy Toyota Prius c insurance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,282 |
20 | $2,590 |
30 | $1,170 |
40 | $1,130 |
50 | $1,032 |
60 | $1,014 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,396 |
$250 | $1,272 |
$500 | $1,130 |
$1,000 | $992 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,130 |
50/100 | $1,208 |
100/300 | $1,305 |
250/500 | $1,557 |
100 CSL | $1,246 |
300 CSL | $1,460 |
500 CSL | $1,615 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,096 |
20 | $4,124 |
30 | $2,480 |
40 | $2,436 |
50 | $2,322 |
60 | $2,302 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $60 |
Multi-vehicle | $60 |
Homeowner | $18 |
5-yr Accident Free | $79 |
5-yr Claim Free | $73 |
Paid in Full/EFT | $49 |
Advance Quote | $54 |
Online Quote | $80 |
Total Discounts | $473 |
Discounts are estimated and may not be available from every company or in every state.
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