Toyota Prius c Insurance Rates
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UPDATED: Mar 29, 2024
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Estimated insurance rates for a Toyota Prius c are $1,130 a year for full coverage insurance. Comprehensive insurance costs approximately $230, collision costs $376, and liability insurance is $388. A policy with only liability insurance costs around $434 a year, with a high-risk policy costing $2,436 or more. 16-year-old drivers pay the most at $4,282 a year or more.
Average premium for full coverage: $1,130
Premium estimates by type of coverage:
Rates are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for different Prius c trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Toyota Prius c go from as low as $434 for your basic liability-only policy to a much higher rate of $2,436 for a policy for a high-risk driver.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than congested cities.
The price range example below illustrates the difference between rural and urban areas on auto insurance prices.
These rate differences illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Toyota Prius c insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $657
- Raising to $1,000 deductibles will save $138 each year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,130
- Buying more expensive low deductibles will cost an extra $266 a year
- Higher-risk drivers with multiple tickets or accidents could pay around $2,436 or more
- An auto insurance policy for full coverage for a teen driver with full coverage can cost $4,282
Car insurance prices for a Toyota Prius c also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.
An older driver with no driving violations and high deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged in the ballpark of $4,200 a year. View Rates by Age
Where you choose to live also has a big influence on Toyota Prius c insurance rates. A middle-age driver might find prices as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,520 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,020 | -$110 | -9.7% |
| Alaska | $864 | -$266 | -23.5% |
| Arizona | $936 | -$194 | -17.2% |
| Arkansas | $1,130 | -$0 | 0.0% |
| California | $1,288 | $158 | 14.0% |
| Colorado | $1,076 | -$54 | -4.8% |
| Connecticut | $1,158 | $28 | 2.5% |
| Delaware | $1,276 | $146 | 12.9% |
| Florida | $1,408 | $278 | 24.6% |
| Georgia | $1,044 | -$86 | -7.6% |
| Hawaii | $810 | -$320 | -28.3% |
| Idaho | $764 | -$366 | -32.4% |
| Illinois | $838 | -$292 | -25.8% |
| Indiana | $850 | -$280 | -24.8% |
| Iowa | $760 | -$370 | -32.7% |
| Kansas | $1,072 | -$58 | -5.1% |
| Kentucky | $1,538 | $408 | 36.1% |
| Louisiana | $1,672 | $542 | 48.0% |
| Maine | $696 | -$434 | -38.4% |
| Maryland | $932 | -$198 | -17.5% |
| Massachusetts | $900 | -$230 | -20.4% |
| Michigan | $1,958 | $828 | 73.3% |
| Minnesota | $946 | -$184 | -16.3% |
| Mississippi | $1,350 | $220 | 19.5% |
| Missouri | $1,002 | -$128 | -11.3% |
| Montana | $1,210 | $80 | 7.1% |
| Nebraska | $888 | -$242 | -21.4% |
| Nevada | $1,352 | $222 | 19.6% |
| New Hampshire | $816 | -$314 | -27.8% |
| New Jersey | $1,260 | $130 | 11.5% |
| New Mexico | $996 | -$134 | -11.9% |
| New York | $1,188 | $58 | 5.1% |
| North Carolina | $648 | -$482 | -42.7% |
| North Dakota | $924 | -$206 | -18.2% |
| Ohio | $778 | -$352 | -31.2% |
| Oklahoma | $1,158 | $28 | 2.5% |
| Oregon | $1,032 | -$98 | -8.7% |
| Pennsylvania | $1,074 | -$56 | -5.0% |
| Rhode Island | $1,504 | $374 | 33.1% |
| South Carolina | $1,022 | -$108 | -9.6% |
| South Dakota | $952 | -$178 | -15.8% |
| Tennessee | $986 | -$144 | -12.7% |
| Texas | $1,360 | $230 | 20.4% |
| Utah | $834 | -$296 | -26.2% |
| Vermont | $770 | -$360 | -31.9% |
| Virginia | $676 | -$454 | -40.2% |
| Washington | $868 | -$262 | -23.2% |
| West Virginia | $1,036 | -$94 | -8.3% |
| Wisconsin | $778 | -$352 | -31.2% |
| Wyoming | $1,004 | -$126 | -11.2% |
Opting for high physical damage deductibles can reduce prices by up to $410 each year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $349 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,300 to $1,900 extra annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 128% more than the average rate. View High Risk Driver Rates
With such a large range in prices, the only way to figure out who has the best car insurance prices is to compare prices from as many companies as possible. Every auto insurance company utilizes a different rate formula, so rate quotes will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Toyota Prius c | $248 | $430 | $376 | $1,190 |
| 2017 Toyota Prius c | $230 | $376 | $388 | $1,130 |
| 2016 Toyota Prius c | $220 | $338 | $390 | $1,084 |
Rates are averaged for all Toyota Prius c models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Toyota Prius c Insurance
Finding better rates on Toyota Prius c insurance consists of having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and avoiding coverage lapses. Set aside time to compare rates every year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following items are a quick review of the coverage data covered above.
- It is possible to save around $130 per year simply by shopping early and online
- Increasing policy deductibles can save around $400 each year
- 16 to 18-year-old drivers pay the highest auto insurance prices, with premiums being up to $357 per month if full coverage is included
- High-risk drivers with a DUI or reckless driving violation may pay on average $1,310 more per year than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,282 |
| 20 | $2,590 |
| 30 | $1,170 |
| 40 | $1,130 |
| 50 | $1,032 |
| 60 | $1,014 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,396 |
| $250 | $1,272 |
| $500 | $1,130 |
| $1,000 | $992 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,130 |
| 50/100 | $1,208 |
| 100/300 | $1,305 |
| 250/500 | $1,557 |
| 100 CSL | $1,246 |
| 300 CSL | $1,460 |
| 500 CSL | $1,615 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,096 |
| 20 | $4,124 |
| 30 | $2,480 |
| 40 | $2,436 |
| 50 | $2,322 |
| 60 | $2,302 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $60 |
| Homeowner | $18 |
| 5-yr Accident Free | $79 |
| 5-yr Claim Free | $73 |
| Paid in Full/EFT | $49 |
| Advance Quote | $54 |
| Online Quote | $80 |
| Total Discounts | $473 |
Discounts are estimated and may not be available from every company or in every state.
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