Toyota Prius c Insurance Rates

Average insurance prices for a Toyota Prius c are $1,130 every 12 months with full coverage. Comprehensive insurance costs around $230 a year, collision insurance costs $376, and liability insurance costs around $388. A policy with just liability insurance costs as low as $434 a year, and coverage for high-risk drivers costs $2,436 or more. Teenage drivers receive the highest rates at up to $4,282 a year.

Average premium for full coverage: $1,130

Rate estimates for individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and Prius c trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on insurance rates. Areas with sparse population tend to have more infrequent collision claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance rates.

These examples demonstrate why it is important to compare prices for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Toyota Prius c insurance rates for additional coverage choices and driver risks.

• The best discount rate is $657
• Using higher $1,000 deductibles will save about $992 annually
• The average price for a 40-year-old driver using $500 deductibles is $1,130
• Using low $100 deductibles for physical damage coverage costs an extra $266 a year
• Drivers who are prone to accidents and violations could pay at least $2,436
• The cost to insure a teen driver can be $4,282 or more

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Insurance rates for a Toyota Prius c can also vary considerably based on policy deductibles and limits, your driving record, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $410 each year, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $349 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay as much as $4,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,300 to $1,900 additional per year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 128% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Toyota Prius c insurance rates. A driver around age 40 might see rates as low as $810 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,520 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for Cheaper Toyota Prius c Insurance

Saving money on Toyota Prius c insurance requires having a decent driving record, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Take the time to comparison shop at least every other year by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a condensed summary of the car insurance concepts touched on in the above illustrations.

• High-risk drivers with multiple at-fault accidents pay on average $1,310 more every year than a driver with a clean driving record
• You may be able to save up to $130 per year just by quoting early and online
• Increasing deductibles could save as much as $400 each year
• Drivers who may need additional liability coverage will pay an extra $430 every year to increase from a minimum limit to a 250/500 level