Toyota Prius v Insurance Rates

The average insurance rates for a Toyota Prius v are $1,064 a year for full coverage. Comprehensive insurance costs around $220 a year, collision insurance costs $306, and liability is $402. A liability-only policy costs around $446 a year, and high-risk insurance costs $2,280 or more. Teenage drivers cost the most to insure at up to $4,062 a year.

Average premium for full coverage: $1,064

Policy rates for type of insurance:

Prices include $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and Prius v trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance rates.

The examples above show why it is important to compare rates quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Toyota Prius v insurance rates for additional coverage choices and driver risks.

• The best discount rate is $630
• Raising to $1,000 deductibles will save about $942 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,064
• Using low $100 deductibles will cost an extra $226 annually
• Drivers who are prone to accidents and violations could pay at least $2,280
• Policy cost for full coverage for a 16-year-old driver can be $4,062

View Chart as Image

Car insurance rates for a Toyota Prius v also range considerably based on your risk profile, the trim level of your Prius v, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $4,000 a year. View Rates by Age

Your home state also has a big influence on Toyota Prius v insurance prices. A middle-age driver might find rates as low as $700 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,520 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $350 annually, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 137% more than a normal policy. View High Risk Driver Rates

How to Find the Right Toyota Prius v Insurance

Finding cheaper rates on insurance for a Toyota Prius v consists of being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Make time to compare rates at every policy renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

Below you'll find a quick rundown of the data touched on in this article.

• Insureds who may need more liability protection will pay an extra $440 each year to raise from a 30/60 limit to 250/500 limits
• Drivers can save up to $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $350 each year
• Youthful drivers are the costliest to insure, costing up to $339 each month if full coverage is included