Toyota Prius v Insurance Rates
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UPDATED: May 7, 2024
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Average auto insurance rates for a Toyota Prius v are $1,082 annually for full coverage. Comprehensive costs approximately $224 each year, collision costs $328, and liability costs around $394. Liability-only coverage costs as low as $440 a year, with high-risk coverage costing around $2,324. Teens receive the highest rates at $4,122 a year or more.
Average premium for full coverage: $1,082
Rate estimates by individual coverage type:
Rate estimates include $500 physical damage deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and Prius v models.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from as cheap as $440 for minimum levels of liability insurance to a high rate of $2,324 for high-risk insurance.
Price Range by Location
Where you live can have significant affects on car insurance rates. Rural locations tend to have fewer accident claims than cities with more traffic congestion.
The graphic below illustrates the difference location can make on auto insurance prices.
These examples show why all drivers should compare prices using their specific location and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Toyota Prius v insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $638
- Using higher $1,000 deductibles will save $126 a year
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,082
- Selecting low deductibles for physical damage coverage will cost $1,322
- Drivers with serious driving violations could pay around $2,324 or more
- The cost with full coverage for a teen driver can cost $4,122 or more
Car insurance rates for a Toyota Prius v can also vary considerably based on the trim level of your Prius v, your driver profile, and physical damage deductibles and liability limits.
More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,000 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $4,100 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,300 to $1,800 extra per year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 134% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $370 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $354 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Toyota Prius v insurance prices. A driver around age 40 might see rates as low as $720 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,540 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $976 | -$106 | -9.8% |
| Alaska | $828 | -$254 | -23.5% |
| Arizona | $898 | -$184 | -17.0% |
| Arkansas | $1,082 | -$0 | 0.0% |
| California | $1,234 | $152 | 14.0% |
| Colorado | $1,030 | -$52 | -4.8% |
| Connecticut | $1,110 | $28 | 2.6% |
| Delaware | $1,222 | $140 | 12.9% |
| Florida | $1,350 | $268 | 24.8% |
| Georgia | $1,000 | -$82 | -7.6% |
| Hawaii | $778 | -$304 | -28.1% |
| Idaho | $734 | -$348 | -32.2% |
| Illinois | $806 | -$276 | -25.5% |
| Indiana | $816 | -$266 | -24.6% |
| Iowa | $730 | -$352 | -32.5% |
| Kansas | $1,026 | -$56 | -5.2% |
| Kentucky | $1,474 | $392 | 36.2% |
| Louisiana | $1,600 | $518 | 47.9% |
| Maine | $668 | -$414 | -38.3% |
| Maryland | $894 | -$188 | -17.4% |
| Massachusetts | $864 | -$218 | -20.1% |
| Michigan | $1,878 | $796 | 73.6% |
| Minnesota | $906 | -$176 | -16.3% |
| Mississippi | $1,294 | $212 | 19.6% |
| Missouri | $960 | -$122 | -11.3% |
| Montana | $1,162 | $80 | 7.4% |
| Nebraska | $850 | -$232 | -21.4% |
| Nevada | $1,298 | $216 | 20.0% |
| New Hampshire | $780 | -$302 | -27.9% |
| New Jersey | $1,208 | $126 | 11.6% |
| New Mexico | $956 | -$126 | -11.6% |
| New York | $1,138 | $56 | 5.2% |
| North Carolina | $624 | -$458 | -42.3% |
| North Dakota | $888 | -$194 | -17.9% |
| Ohio | $744 | -$338 | -31.2% |
| Oklahoma | $1,108 | $26 | 2.4% |
| Oregon | $992 | -$90 | -8.3% |
| Pennsylvania | $1,030 | -$52 | -4.8% |
| Rhode Island | $1,442 | $360 | 33.3% |
| South Carolina | $982 | -$100 | -9.2% |
| South Dakota | $914 | -$168 | -15.5% |
| Tennessee | $946 | -$136 | -12.6% |
| Texas | $1,304 | $222 | 20.5% |
| Utah | $800 | -$282 | -26.1% |
| Vermont | $740 | -$342 | -31.6% |
| Virginia | $646 | -$436 | -40.3% |
| Washington | $834 | -$248 | -22.9% |
| West Virginia | $992 | -$90 | -8.3% |
| Wisconsin | $748 | -$334 | -30.9% |
| Wyoming | $964 | -$118 | -10.9% |
With so much variability in rates, the only way to know who has the cheapest car insurance rates is to do a rate comparison and see which company has the best rate. Each insurance company calculates rates differently, so rate quotes can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Toyota Prius v | $260 | $424 | $388 | $1,208 |
| 2016 Toyota Prius v | $248 | $380 | $390 | $1,154 |
| 2015 Toyota Prius v | $232 | $350 | $390 | $1,108 |
| 2014 Toyota Prius v | $224 | $328 | $394 | $1,082 |
| 2013 Toyota Prius v | $220 | $306 | $402 | $1,064 |
Rates are averaged for all Toyota Prius v models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Toyota Prius v Insurance
Saving money on car insurance requires being a safe and courteous driver, having a good credit score, eliminating unneeded coverage, and avoiding coverage lapses. Make time to compare rates every couple of years by getting rate quotes from direct carriers like Progressive and GEICO, and also from several local insurance agents.
Below is a brief recap of the material that was touched on in this article.
- Policyholders who purchase higher levels of liability will pay approximately $430 each year to increase from a minimum limit to higher 250/500 limits
- Teenage drivers pay the highest auto insurance rates, costing as high as $344 per month if comprehensive and collision insurance is included
- Higher risk drivers who tend to receive serious violations pay on average $1,240 more per year for auto insurance
- Increasing deductibles could save up to $375 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,122 |
| 20 | $2,464 |
| 30 | $1,118 |
| 40 | $1,082 |
| 50 | $990 |
| 60 | $970 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,322 |
| $250 | $1,212 |
| $500 | $1,082 |
| $1,000 | $956 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,082 |
| 50/100 | $1,161 |
| 100/300 | $1,259 |
| 250/500 | $1,515 |
| 100 CSL | $1,200 |
| 300 CSL | $1,417 |
| 500 CSL | $1,575 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,850 |
| 20 | $3,922 |
| 30 | $2,366 |
| 40 | $2,324 |
| 50 | $2,218 |
| 60 | $2,194 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $57 |
| Homeowner | $17 |
| 5-yr Accident Free | $73 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $45 |
| Advance Quote | $50 |
| Online Quote | $76 |
| Total Discounts | $444 |
Discounts are estimated and may not be available from every company or in every state.
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