Toyota Prius v Insurance Rates
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UPDATED: May 7, 2024
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Estimated insurance rates for a Toyota Prius v are $1,082 a year with full coverage. Comprehensive insurance costs on average $224, collision insurance costs $328, and liability costs around $394. A policy with only liability insurance costs as low as $440 a year, and a high-risk policy costs $2,324 or more. Teens pay the most at up to $4,122 a year.
Average premium for full coverage: $1,082
Premium estimates by type of coverage:
Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and for different Prius v trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Toyota Prius v range from the low end price of $440 for just liability insurance to a much higher rate of $2,324 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Where you live can have significant affects on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than cities with more traffic congestion. The price range example below illustrates how your location can change car insurance rates.
These rate differences demonstrate why anyone shopping for car insurance should compare prices based on a specific location, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Toyota Prius v insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $638
- Using higher $1,000 deductibles will save around $126 annually
- The estimated price for a 40-year-old good driver with $500 deductibles is $1,082
- Selecting more expensive low deductibles for physical damage coverage will cost an additional $240 every year
- Drivers with serious driving violations could pay upwards of $2,324
- An auto insurance policy that insures a teen driver with full coverage may cost $4,122 or more
Car insurance prices for a Toyota Prius v also have a wide range based on the model year and trim level, your age and driving habits, and policy deductibles and limits.
If you have a few violations or you caused an accident, you may be forking out at a minimum $1,300 to $1,800 extra annually, depending on your age. High-risk driver insurance can be as much as 44% to 134% more than the average policy. View High Risk Driver Rates
An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged upwards of $4,100 a year. View Rates by Age
Where you choose to live has a huge impact on Toyota Prius v insurance prices. A driver around age 40 might see prices as low as $780 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,460 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $976 | -$106 | -9.8% |
| Alaska | $828 | -$254 | -23.5% |
| Arizona | $898 | -$184 | -17.0% |
| Arkansas | $1,082 | -$0 | 0.0% |
| California | $1,234 | $152 | 14.0% |
| Colorado | $1,030 | -$52 | -4.8% |
| Connecticut | $1,110 | $28 | 2.6% |
| Delaware | $1,222 | $140 | 12.9% |
| Florida | $1,350 | $268 | 24.8% |
| Georgia | $1,000 | -$82 | -7.6% |
| Hawaii | $778 | -$304 | -28.1% |
| Idaho | $734 | -$348 | -32.2% |
| Illinois | $806 | -$276 | -25.5% |
| Indiana | $816 | -$266 | -24.6% |
| Iowa | $730 | -$352 | -32.5% |
| Kansas | $1,026 | -$56 | -5.2% |
| Kentucky | $1,474 | $392 | 36.2% |
| Louisiana | $1,600 | $518 | 47.9% |
| Maine | $668 | -$414 | -38.3% |
| Maryland | $894 | -$188 | -17.4% |
| Massachusetts | $864 | -$218 | -20.1% |
| Michigan | $1,878 | $796 | 73.6% |
| Minnesota | $906 | -$176 | -16.3% |
| Mississippi | $1,294 | $212 | 19.6% |
| Missouri | $960 | -$122 | -11.3% |
| Montana | $1,162 | $80 | 7.4% |
| Nebraska | $850 | -$232 | -21.4% |
| Nevada | $1,298 | $216 | 20.0% |
| New Hampshire | $780 | -$302 | -27.9% |
| New Jersey | $1,208 | $126 | 11.6% |
| New Mexico | $956 | -$126 | -11.6% |
| New York | $1,138 | $56 | 5.2% |
| North Carolina | $624 | -$458 | -42.3% |
| North Dakota | $888 | -$194 | -17.9% |
| Ohio | $744 | -$338 | -31.2% |
| Oklahoma | $1,108 | $26 | 2.4% |
| Oregon | $992 | -$90 | -8.3% |
| Pennsylvania | $1,030 | -$52 | -4.8% |
| Rhode Island | $1,442 | $360 | 33.3% |
| South Carolina | $982 | -$100 | -9.2% |
| South Dakota | $914 | -$168 | -15.5% |
| Tennessee | $946 | -$136 | -12.6% |
| Texas | $1,304 | $222 | 20.5% |
| Utah | $800 | -$282 | -26.1% |
| Vermont | $740 | -$342 | -31.6% |
| Virginia | $646 | -$436 | -40.3% |
| Washington | $834 | -$248 | -22.9% |
| West Virginia | $992 | -$90 | -8.3% |
| Wisconsin | $748 | -$334 | -30.9% |
| Wyoming | $964 | -$118 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $370 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $354 extra every 12 months. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Toyota Prius v | $260 | $424 | $388 | $1,208 |
| 2016 Toyota Prius v | $248 | $380 | $390 | $1,154 |
| 2015 Toyota Prius v | $232 | $350 | $390 | $1,108 |
| 2014 Toyota Prius v | $224 | $328 | $394 | $1,082 |
| 2013 Toyota Prius v | $220 | $306 | $402 | $1,064 |
Rates are averaged for all Toyota Prius v models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Toyota Prius v Insurance
Finding better rates on car insurance requires avoiding accidents and violations, having a positive credit history, being claim-free, and possibly raising deductibles. Compare rates once a year by obtaining price quotes from direct companies, and also from several local insurance agents.
The list below is a review of the data that was illustrated above.
- You may be able to save as much as $130 per year just by shopping early and online
- Policyholders who require higher liability limits will pay approximately $430 every year to increase from 30/60 bodily injury limits to the 250/500 level
- Teenagers are expensive to insure, possibly costing $344 per month if full coverage is purchased
- Higher risk drivers who have several accidents or serious violations pay on average $1,240 more each year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,122 |
| 20 | $2,464 |
| 30 | $1,118 |
| 40 | $1,082 |
| 50 | $990 |
| 60 | $970 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,322 |
| $250 | $1,212 |
| $500 | $1,082 |
| $1,000 | $956 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,082 |
| 50/100 | $1,161 |
| 100/300 | $1,259 |
| 250/500 | $1,515 |
| 100 CSL | $1,200 |
| 300 CSL | $1,417 |
| 500 CSL | $1,575 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,850 |
| 20 | $3,922 |
| 30 | $2,366 |
| 40 | $2,324 |
| 50 | $2,218 |
| 60 | $2,194 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $57 |
| Homeowner | $17 |
| 5-yr Accident Free | $73 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $45 |
| Advance Quote | $50 |
| Online Quote | $76 |
| Total Discounts | $444 |
Discounts are estimated and may not be available from every company or in every state.
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