Toyota Prius v Insurance Rates

The average insurance prices for a Toyota Prius v are $1,082 every 12 months including full coverage. Comprehensive costs approximately $224 a year, collision insurance costs $328, and liability coverage costs $394. A liability-only policy costs as little as $440 a year, and high-risk insurance costs around $2,324. Teenage drivers cost the most to insure at up to $4,122 a year.

Average premium for full coverage: $1,082

Policy rates by type of insurance:

Rates are based on $500 deductible amounts, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Prius v trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance prices.

The examples above highlight why it is important to compare rates using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Toyota Prius v insurance rates for additional coverage and risk scenarios.

• The best discount rate is $638
• Drivers who choose higher $1,000 deductibles will pay $956 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,082
• Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,322
• High-risk insureds who are prone to accidents and violations could pay around $2,324
• Policy cost to insure a teenage driver can cost $4,122 a year

View Chart as Image

Car insurance rates for a Toyota Prius v also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Prius v.

Using high physical damage deductibles could save up to $370 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $354 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Toyota Prius v insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for the Best Cheap Toyota Prius v Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also maintaining a good credit score, paying for small claims out-of-pocket, and attention to physical damage deductibles. Make time to compare rates at every policy renewal by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

The next list is a quick review of the data touched on in this article.

• Consumers who purchase increased levels of liability coverage will pay an extra $430 per year to go from a 30/60 limit to a 250/500 level
• You may be able to save around $130 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• Drivers age 20 and younger pay the highest auto insurance rates, with premiums being up to $344 each month if the policy includes full coverage