Toyota Sequoia Insurance Rates

U.S. average insurance rates for a Toyota Sequoia are $1,464 a year for full coverage insurance. Comprehensive insurance costs an estimated $346, collision costs $570, and liability coverage costs $390. Liability-only coverage costs as little as $452 a year, with high-risk coverage costing $3,152 or more. Teenage drivers pay the highest rates at $5,346 a year or more.

Average premium for full coverage: $1,464

Price estimates broken down by individual coverage:

Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different Sequoia trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. More rural locations have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates how geographic area affects insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare rates for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The best discount rate is $844
• Drivers who choose higher $1,000 deductibles will pay approximately $208 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,464
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $404 each year
• High-risk insureds who are prone to accidents and violations could pay up to $3,152 or more
• The price that insures a teenage driver with full coverage can cost as much as $5,346 a year

View Chart as Image

Auto insurance prices for a Toyota Sequoia are also quite variable based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,700 to $2,300 in extra premium each year, depending on your age. High-risk driver insurance can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay at least $5,300 a year. View Rates by Age

The state you live in makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $960 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,980 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $620 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out which car insurance is cheapest is to compare prices and see how they stack up. Every company uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Toyota Sequoia Insurance

Getting lower rates on auto insurance not only requires being a good driver, but also maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Compare prices every other policy renewal by requesting quotes from direct insurance companies, and also from local insurance agencies.

The following list is a condensed summary of the ideas that were presented in the illustrations above.

• Drivers age 16 to 20 are the costliest to insure, as much as $446 a month if the policy includes full coverage
• Drivers with multiple at-fault accidents may have to pay on average $1,690 more annually than a safer driver
• Increasing physical damage deductibles can save approximately $600 each year
• It is possible to save approximately $180 per year simply by shopping early and online