Toyota Sequoia Insurance Rates

Estimated insurance rates for a Toyota Sequoia are $1,464 a year for full coverage insurance. Comprehensive costs approximately $346 a year, collision costs $570, and liability insurance costs $390. Liability-only coverage costs as little as $452 a year, with high-risk coverage costing around $3,152. Teens pay the most at $5,346 a year or more.

Average premium for full coverage: $1,464

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how location helps determine auto insurance prices.

These rate differences illustrate why it is important to compare rates using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $844
• Drivers who choose higher $1,000 deductibles will pay $1,256 each year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,464
• Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,868
• High risk drivers with serious driving violations could pay around $3,152 or more
• An auto insurance policy for full coverage for a teen driver can cost $5,346 a year

View Chart as Image

Insurance prices for a Toyota Sequoia also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $960 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,980 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $620 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes from as many companies as possible. Every company calculates prices differently, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Sequoia Insurance

Finding better rates on Toyota Sequoia insurance not only requires having a decent driving record, but also maintaining good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest time comparing rates every time your policy renews by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following items are a brief summary of the information covered in the charts and tables above.

• It is possible to save around $180 per year simply by quoting early and online
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $446 per month for full coverage
• Increasing policy deductibles can save around $600 each year
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,690 more per year than a driver with a clean driving record
• Drivers who purchase additional liability coverage will pay approximately $430 annually to go from 30/60 bodily injury limits to 250/500 limits