Toyota Venza Insurance Rates

The average insurance rates for a Toyota Venza are $1,278 a year including full coverage. Comprehensive insurance costs an estimated $240, collision insurance costs $424, and liability is estimated at $456. Liability-only insurance costs approximately $508 a year, and high-risk driver insurance costs $2,768 or more. Teen drivers cost the most to insure at up to $4,920 a year.

Average premium for full coverage: $1,278

Policy rates broken down by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for all Venza models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The example below illustrates how location helps determine insurance prices.

The examples above highlight why everyone should get quotes for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Toyota Venza insurance rates for other coverage scenarios.

• The lowest rate with discounts is $743
• Choosing higher $1,000 deductibles can save approximately $152 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,278
• Choosing pricier low deductibles for comp and collision coverage will cost an additional $290 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,768
• Policy cost that insures a teen driver for full coverage can cost as much as $4,920 each year

View Chart as Image

Auto insurance rates for a Toyota Venza also range considerably based on the model of your Venza, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,500 to $2,100 in extra premium every year, depending on your age. Toyota Venza insurance for high-risk drivers ranges as much as 43% to 131% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $4,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Toyota Venza insurance prices. A good driver about age 40 could pay as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $450 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Toyota Venza Insurance

Finding cheaper rates on car insurance takes avoiding accidents and violations, maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Shop around at every other renewal by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The list below is a brief recap of the concepts that were covered in the charts and tables above.

• Higher risk drivers who tend to receive serious violations could be charged and average of $1,490 more annually for car insurance
• Teenagers are the costliest to insure, with premiums being up to $410 each month if the policy includes full coverage
• You may be able to save approximately $150 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• You may be able to save approximately $150 per year just by quoting online well ahead of the renewal date