Toyota Yaris iA Insurance Rates

U.S. average insurance rates for a Toyota Yaris iA are $1,218 a year for full coverage. Comprehensive insurance costs around $280 a year, collision insurance costs $408, and liability coverage is $372. Liability-only coverage costs around $438 a year, and high-risk coverage costs $2,600 or more. 16-year-old drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,218

Price estimates for individual coverage:

Prices are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Yaris iA trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than congested cities. The diagram below illustrates how geographic area affects auto insurance rates.

The ranges above show why it is important to compare rates quotes for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Toyota Yaris iA insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $721
• Raising to $1,000 deductibles will save about $1,062 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,218
• Buying low $100 deductibles will cost an extra $298 each year
• Unlucky drivers with multiple tickets or accidents could pay at least $2,600
• The price for full coverage for a teenage driver can be $4,524

View Chart as Image

Auto insurance prices for a Toyota Yaris iA are also quite variable based on your driving record, the trim level of your Yaris iA, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay as much as $4,500 a year. View Rates by Age

The state you live in also has a big influence on Toyota Yaris iA insurance rates. A middle-age driver might find prices as low as $800 a year in states like Idaho, Maine, and Iowa, or at least $1,740 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $460 a year, while buying higher liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,400 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 129% more than the average rate. View High Risk Driver Rates

How to Find Affordable Toyota Yaris iA Insurance

Getting lower rates on auto insurance consists of being a low-risk driver, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates at every other renewal by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The items below are a brief review of the concepts that were presented in the illustrations above.

• Drivers with DUI or reckless driving convictions may be required to pay an average of $1,380 more every year to insure their Yaris iA
• Teen drivers are expensive to insure, with premiums as much as $377 a month if they have full coverage
• Drivers can save up to $140 per year just by quoting early and online
• Increasing physical damage deductibles can save around $450 each year
• Drivers can save up to $140 per year just by quoting early and online