Toyota Yaris iA Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 15, 2024

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U.S. average insurance prices for a Toyota Yaris iA are $1,218 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $280 a year, collision insurance costs $408, and liability is estimated at $372. A policy with just liability insurance costs approximately $438 a year, and coverage for high-risk drivers costs $2,600 or more. Teenage drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,218

Price estimates broken down by individual coverage:

Comprehensive $280
Collision $408
Liability $372

Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Yaris iA trim levels.

Price Range from Low to High

Using a 40-year-old driver as an example, Toyota Yaris iA insurance prices range from the cheapest price of $438 for minimum levels of liability insurance to a high of $2,600 for a driver who requires high-risk insurance.

Liability Only $438
Full Coverage $1,218
High Risk $2,600

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. More rural locations have more infrequent physical damage claims than densely populated cities. The diagram below illustrates how rural and urban location affects insurance prices.

Rural Areas $914
Small Cities $1,279
Large Cities $1,644

The ranges above illustrate why it is important to get quotes for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates average Toyota Yaris iA insurance rates for other coverage scenarios.

  • The best discount rate is $721
  • Choosing higher $1,000 deductibles can save approximately $1,062 each year
  • The average price for the average middle-age driver who has $500 deductibles is $1,218
  • Using low $100 deductibles for comp and collision coverage costs an extra $298 every year
  • Unlucky drivers who are prone to accidents and violations could pay up to $2,600
  • The price to insure a teen driver can cost as much as $4,524 each year

View Chart as Image

Toyota Yaris iA insurance cost comparison chart
Column chart showing Toyota Yaris iA insurance prices range from $721 to $4,524 for full coverage

Insurance prices for a Toyota Yaris iA are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles can save as much as $460 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $335 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 129% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Toyota Yaris iA insurance prices. A good driver about age 40 could pay as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,650 on average in Florida, New York, and Michigan.

Toyota Yaris iA Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,102 -$116 -9.5%
Alaska $936 -$282 -23.2%
Arizona $1,010 -$208 -17.1%
Arkansas $1,218 -$0 0.0%
California $1,388 $170 14.0%
Colorado $1,164 -$54 -4.4%
Connecticut $1,252 $34 2.8%
Delaware $1,380 $162 13.3%
Florida $1,524 $306 25.1%
Georgia $1,126 -$92 -7.6%
Hawaii $876 -$342 -28.1%
Idaho $824 -$394 -32.3%
Illinois $910 -$308 -25.3%
Indiana $916 -$302 -24.8%
Iowa $822 -$396 -32.5%
Kansas $1,158 -$60 -4.9%
Kentucky $1,662 $444 36.5%
Louisiana $1,804 $586 48.1%
Maine $754 -$464 -38.1%
Maryland $1,006 -$212 -17.4%
Massachusetts $976 -$242 -19.9%
Michigan $2,116 $898 73.7%
Minnesota $1,018 -$200 -16.4%
Mississippi $1,460 $242 19.9%
Missouri $1,082 -$136 -11.2%
Montana $1,310 $92 7.6%
Nebraska $962 -$256 -21.0%
Nevada $1,460 $242 19.9%
New Hampshire $878 -$340 -27.9%
New Jersey $1,362 $144 11.8%
New Mexico $1,078 -$140 -11.5%
New York $1,284 $66 5.4%
North Carolina $702 -$516 -42.4%
North Dakota $998 -$220 -18.1%
Ohio $840 -$378 -31.0%
Oklahoma $1,252 $34 2.8%
Oregon $1,116 -$102 -8.4%
Pennsylvania $1,164 -$54 -4.4%
Rhode Island $1,624 $406 33.3%
South Carolina $1,104 -$114 -9.4%
South Dakota $1,028 -$190 -15.6%
Tennessee $1,068 -$150 -12.3%
Texas $1,468 $250 20.5%
Utah $904 -$314 -25.8%
Vermont $834 -$384 -31.5%
Virginia $730 -$488 -40.1%
Washington $942 -$276 -22.7%
West Virginia $1,118 -$100 -8.2%
Wisconsin $844 -$374 -30.7%
Wyoming $1,086 -$132 -10.8%

View Chart as Image

Toyota Yaris iA insurance rates by U.S. city
Toyota Yaris iA Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Toyota Yaris iA $208 $306 $456 $1,128

Rates are averaged for all Toyota Yaris iA models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Toyota Yaris iA Insurance

Getting lower rates on car insurance takes avoiding accidents and claims, having good credit, not filing small claims, and deciding if full coverage is necessary. Set aside time to shop around at every other renewal by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The points below are a summary of the concepts that were raised in the charts and tables above.

  • Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,380 more annually to insure a Toyota Yaris iA
  • Drivers under the age of 20 are charged the highest prices, as much as $377 a month if they have full coverage
  • It is possible to save approximately $140 per year just by quoting early and online
  • Increasing physical damage deductibles could save as much as $450 each year
  • It is possible to save approximately $140 per year just by quoting early and online

Rates by Driver Age

Toyota Yaris iA Insurance Rates by Driver Age
Driver Age Premium
16 $4,524
20 $2,766
30 $1,266
40 $1,218
50 $1,112
60 $1,088

Full coverage, $500 deductibles

Rates by Deductible

Toyota Yaris iA Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,516
$250 $1,380
$500 $1,218
$1,000 $1,062

Full coverage, driver age 40

Rates by Liability Limit

Toyota Yaris iA Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,218
50/100 $1,292
100/300 $1,385
250/500 $1,627
100 CSL $1,330
300 CSL $1,534
500 CSL $1,683

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Yaris iA Insurance Rates for High Risk Drivers
Age Premium
16 $6,424
20 $4,384
30 $2,652
40 $2,600
50 $2,480
60 $2,454

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $161

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $84
5-yr Claim Free $76
Paid in Full/EFT $52
Advance Quote $57
Online Quote $85
Total Discounts $497
Rate after discounts $721

Discounts are estimated and may not be available from every company or in every state.

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