Insurance for Volkswagen Vehicles
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UPDATED: May 8, 2024
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The following table shows estimated insurance rates for some models of Volkswagen vehicles. Additional models are listed at the end of this page
| Vehicle Model | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Arteon | $1,478 | $123 |
| Volkswagen Atlas | $1,624 | $135 |
| Volkswagen Atlas Cross Sport | $1,908 | $159 |
| Volkswagen Beetle | $1,308 | $109 |
| Volkswagen Beetle Convertible | $1,240 | $103 |
| Volkswagen CC | $1,548 | $129 |
| Volkswagen e-Golf | $1,486 | $124 |
| Volkswagen EOS | $1,472 | $123 |
| Volkswagen Golf | $1,478 | $123 |
| Volkswagen Golf Alltrack | $1,594 | $133 |
| Volkswagen Golf R | $1,608 | $134 |
| Volkswagen GTI | $1,508 | $126 |
| Volkswagen ID Buzz | $1,560 | $130 |
| Volkswagen ID4 | $1,758 | $147 |
| Volkswagen ID7 | $1,578 | $132 |
| Volkswagen Jetta | $1,414 | $118 |
| Volkswagen Passat | $1,504 | $125 |
| Volkswagen Routan | $1,320 | $110 |
| Volkswagen Taos | $1,216 | $101 |
| Volkswagen Tiguan | $1,336 | $111 |
| Volkswagen Tiguan Limited | $1,232 | $103 |
| Volkswagen Touareg | $1,638 | $137 |
| Get Rates for Your Model Go | ||
Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
The chart above utilizes the average rating data for all Volkswagen vehicles listed in the table above as an example of how variations in coverage can impact car insurance prices.
Auto insurance rates for a Volkswagen can vary considerably based on the model of your Touareg, how you drive, and policy deductibles and limits.
If you like to drive fast or you caused an accident, you could be paying at a minimum $1,700 to $2,300 in extra premium per year, depending on your age. Volkswagen insurance for high-risk drivers is expensive and can cost anywhere from 45% to 133% more than the average rate.
A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records will have to pay upwards of $5,100 a year.
Where you live also has a big influence on Volkswagen insurance rates. A middle-age driver might find rates as low as $940 a year in states like Idaho, Maine, and Iowa, or at least $2,040 on average in Michigan, Louisiana, and Montana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,288 | -$138 | -9.7% |
| Alaska | $1,094 | -$332 | -23.3% |
| Arizona | $1,182 | -$244 | -17.1% |
| Arkansas | $1,426 | -$0 | 0.0% |
| California | $1,624 | $198 | 13.9% |
| Colorado | $1,360 | -$66 | -4.6% |
| Connecticut | $1,464 | $38 | 2.7% |
| Delaware | $1,612 | $186 | 13.0% |
| Florida | $1,782 | $356 | 25.0% |
| Georgia | $1,318 | -$108 | -7.6% |
| Hawaii | $1,024 | -$402 | -28.2% |
| Idaho | $966 | -$460 | -32.3% |
| Illinois | $1,062 | -$364 | -25.5% |
| Indiana | $1,076 | -$350 | -24.5% |
| Iowa | $962 | -$464 | -32.5% |
| Kansas | $1,354 | -$72 | -5.0% |
| Kentucky | $1,944 | $518 | 36.3% |
| Louisiana | $2,110 | $684 | 48.0% |
| Maine | $882 | -$544 | -38.1% |
| Maryland | $1,178 | -$248 | -17.4% |
| Massachusetts | $1,136 | -$290 | -20.3% |
| Michigan | $2,476 | $1,050 | 73.6% |
| Minnesota | $1,194 | -$232 | -16.3% |
| Mississippi | $1,708 | $282 | 19.8% |
| Missouri | $1,264 | -$162 | -11.4% |
| Montana | $1,532 | $106 | 7.4% |
| Nebraska | $1,122 | -$304 | -21.3% |
| Nevada | $1,710 | $284 | 19.9% |
| New Hampshire | $1,028 | -$398 | -27.9% |
| New Jersey | $1,594 | $168 | 11.8% |
| New Mexico | $1,262 | -$164 | -11.5% |
| New York | $1,502 | $76 | 5.3% |
| North Carolina | $820 | -$606 | -42.5% |
| North Dakota | $1,170 | -$256 | -18.0% |
| Ohio | $982 | -$444 | -31.1% |
| Oklahoma | $1,462 | $36 | 2.5% |
| Oregon | $1,306 | -$120 | -8.4% |
| Pennsylvania | $1,358 | -$68 | -4.8% |
| Rhode Island | $1,902 | $476 | 33.4% |
| South Carolina | $1,292 | -$134 | -9.4% |
| South Dakota | $1,204 | -$222 | -15.6% |
| Tennessee | $1,248 | -$178 | -12.5% |
| Texas | $1,718 | $292 | 20.5% |
| Utah | $1,054 | -$372 | -26.1% |
| Vermont | $974 | -$452 | -31.7% |
| Virginia | $854 | -$572 | -40.1% |
| Washington | $1,100 | -$326 | -22.9% |
| West Virginia | $1,308 | -$118 | -8.3% |
| Wisconsin | $986 | -$440 | -30.9% |
| Wyoming | $1,268 | -$158 | -11.1% |
Opting for high physical damage deductibles can reduce rates by up to $650 each year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $285 extra every year
With so much variability in rates, the only way to know exactly what you will pay is to regularly compare rates from as many companies as possible. Every auto insurance company utilizes a different rate formula, and quoted rates can be significantly different.
Additional Volkswagen Vehicles
- Volkswagen Cabrio Insurance
- Volkswagen Corrado Insurance
- Volkswagen Eurovan Insurance
- Volkswagen GLI Insurance
- Volkswagen Golf GTI Insurance
- Volkswagen Phaeton Insurance
- Volkswagen R32 Insurance
- Volkswagen Rabbit Insurance
- Volkswagen Van Insurance
U.S. averages for full coverage Volkswagen vehicle insurance
National average data is compiled from all 50 U.S. states for the Volkswagen models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,100 |
| 20 | $3,276 |
| 30 | $1,504 |
| 40 | $1,426 |
| 50 | $1,300 |
| 60 | $1,276 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,856 |
| $250 | $1,658 |
| $500 | $1,426 |
| $1,000 | $1,206 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,320 |
| 20 | $5,208 |
| 30 | $3,162 |
| 40 | $3,078 |
| 50 | $2,930 |
| 60 | $2,902 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $73 |
| Homeowner | $19 |
| 5-yr Accident Free | $111 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $70 |
| Advance Quote | $73 |
| Online Quote | $103 |
| Total Discounts | $619 |
Discounts are estimated and may not be available from every company or in every state.
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