Volkswagen Arteon Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average auto insurance rates for a Volkswagen Arteon are $1,378 annually with full coverage. Comprehensive costs an estimated $344, collision costs $640, and liability is $284. Liability-only insurance costs around $328 a year, with high-risk driver insurance costing around $2,980. 16-year-old drivers cost the most to insure at $4,858 a year or more.
Average premium for full coverage: $1,378
Policy rates broken down by type of insurance:
Price estimates include $500 deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for all Arteon models.
Price Range Variability
For a driver around age 40, Volkswagen Arteon insurance rates go from as cheap as $328 for liability-only coverage to the much higher price of $2,980 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are shown to have fewer collision claims than congested cities.
The example below illustrates the difference between rural and urban areas on insurance prices.
The examples above demonstrate why everyone should compare rates quotes for a targeted area and their own personal driving habits, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated Volkswagen Arteon insurance rates for other coverage scenarios.
- The best full coverage rate is $768
- Raising to $1,000 deductibles will save approximately $222 annually
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,378
- Buying pricier low deductibles will cost $1,814
- At-risk drivers with multiple tickets or accidents could pay up to $2,980 or more
- Policy cost with full coverage for a teen driver for full coverage can cost as much as $4,858
Auto insurance rates for a Volkswagen Arteon also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.
A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay at least $4,800 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,600 to $2,200 in extra premium every year, depending on your age. Volkswagen Arteon insurance for high-risk drivers is expensive and can cost as much as 45% to 130% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce rates by up to $660 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $255 extra every year. View Rates by Deductible or Liability Limit
Your home state also has a big influence on Volkswagen Arteon insurance prices. A middle-age driver might find rates as low as $990 a year in states like Utah, Ohio, and New Hampshire, or at least $1,860 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,246 | -$132 | -9.6% |
| Alaska | $1,058 | -$320 | -23.2% |
| Arizona | $1,146 | -$232 | -16.8% |
| Arkansas | $1,378 | -$0 | 0.0% |
| California | $1,568 | $190 | 13.8% |
| Colorado | $1,314 | -$64 | -4.6% |
| Connecticut | $1,416 | $38 | 2.8% |
| Delaware | $1,558 | $180 | 13.1% |
| Florida | $1,720 | $342 | 24.8% |
| Georgia | $1,274 | -$104 | -7.5% |
| Hawaii | $992 | -$386 | -28.0% |
| Idaho | $934 | -$444 | -32.2% |
| Illinois | $1,028 | -$350 | -25.4% |
| Indiana | $1,040 | -$338 | -24.5% |
| Iowa | $930 | -$448 | -32.5% |
| Kansas | $1,308 | -$70 | -5.1% |
| Kentucky | $1,878 | $500 | 36.3% |
| Louisiana | $2,040 | $662 | 48.0% |
| Maine | $848 | -$530 | -38.5% |
| Maryland | $1,136 | -$242 | -17.6% |
| Massachusetts | $1,100 | -$278 | -20.2% |
| Michigan | $2,392 | $1,014 | 73.6% |
| Minnesota | $1,154 | -$224 | -16.3% |
| Mississippi | $1,652 | $274 | 19.9% |
| Missouri | $1,222 | -$156 | -11.3% |
| Montana | $1,480 | $102 | 7.4% |
| Nebraska | $1,086 | -$292 | -21.2% |
| Nevada | $1,652 | $274 | 19.9% |
| New Hampshire | $994 | -$384 | -27.9% |
| New Jersey | $1,538 | $160 | 11.6% |
| New Mexico | $1,218 | -$160 | -11.6% |
| New York | $1,450 | $72 | 5.2% |
| North Carolina | $792 | -$586 | -42.5% |
| North Dakota | $1,128 | -$250 | -18.1% |
| Ohio | $952 | -$426 | -30.9% |
| Oklahoma | $1,414 | $36 | 2.6% |
| Oregon | $1,266 | -$112 | -8.1% |
| Pennsylvania | $1,312 | -$66 | -4.8% |
| Rhode Island | $1,838 | $460 | 33.4% |
| South Carolina | $1,248 | -$130 | -9.4% |
| South Dakota | $1,162 | -$216 | -15.7% |
| Tennessee | $1,206 | -$172 | -12.5% |
| Texas | $1,660 | $282 | 20.5% |
| Utah | $1,020 | -$358 | -26.0% |
| Vermont | $942 | -$436 | -31.6% |
| Virginia | $826 | -$552 | -40.1% |
| Washington | $1,062 | -$316 | -22.9% |
| West Virginia | $1,266 | -$112 | -8.1% |
| Wisconsin | $954 | -$424 | -30.8% |
| Wyoming | $1,224 | -$154 | -11.2% |
Because rates have so much variability, the best way to find out which auto insurance is cheapest is to regularly compare rates and see which company has the best rate. Every auto insurance company utilizes a different rate formula, and quoted rates will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Arteon | $404 | $718 | $246 | $1,478 |
| 2023 Volkswagen Arteon | $384 | $690 | $258 | $1,442 |
| 2022 Volkswagen Arteon | $370 | $686 | $264 | $1,430 |
| 2021 Volkswagen Arteon | $356 | $668 | $274 | $1,408 |
| 2020 Volkswagen Arteon | $344 | $640 | $284 | $1,378 |
| 2019 Volkswagen Arteon | $326 | $618 | $292 | $1,346 |
Rates are averaged for all Volkswagen Arteon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Volkswagen Arteon Insurance
Finding cheaper rates on car insurance consists of not taking risks behind the wheel, having above-average credit, not filing small claims, and qualifying for all possible discounts. Set aside time to compare rates every year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following is a condensed summary of the coverage data covered above.
- You may be able to save approximately $170 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save up to $650 each year
- Teens are the costliest to insure, as much as $405 each month if full coverage is included
- Higher risk drivers with multiple at-fault accidents pay on average $1,600 more annually for Arteon insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,858 |
| 20 | $3,164 |
| 30 | $1,458 |
| 40 | $1,378 |
| 50 | $1,256 |
| 60 | $1,232 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,814 |
| $250 | $1,612 |
| $500 | $1,378 |
| $1,000 | $1,156 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,378 |
| 50/100 | $1,435 |
| 100/300 | $1,506 |
| 250/500 | $1,690 |
| 100 CSL | $1,463 |
| 300 CSL | $1,619 |
| 500 CSL | $1,733 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,998 |
| 20 | $5,038 |
| 30 | $3,068 |
| 40 | $2,980 |
| 50 | $2,840 |
| 60 | $2,814 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $76 |
| Multi-vehicle | $71 |
| Homeowner | $18 |
| 5-yr Accident Free | $111 |
| 5-yr Claim Free | $91 |
| Paid in Full/EFT | $70 |
| Advance Quote | $72 |
| Online Quote | $101 |
| Total Discounts | $610 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
