Volkswagen Arteon Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance prices for a Volkswagen Arteon are $1,378 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $344 a year, collision insurance costs $640, and liability insurance is $284. Liability-only coverage costs around $328 a year, and high-risk coverage costs $2,980 or more. Teenage drivers pay the highest rates at up to $4,858 a year.
Average premium for full coverage: $1,378
Price estimates by individual coverage:
Rate estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Arteon trim levels.
Price Range from Low to High
For the average driver, Volkswagen Arteon insurance prices range from the cheapest price of $328 for your basic liability-only policy to a high of $2,980 for a driver who requires high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations have more infrequent physical damage claims than densely populated cities. The diagram below illustrates how location impacts auto insurance prices.
The ranges above illustrate why it is important to compare rates quotes using their specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates average Volkswagen Arteon insurance rates for additional coverage and risk scenarios.
- The best discount rate is $768
- Raising to $1,000 deductibles will save $1,156 each year
- The average price for the average middle-age driver who chooses $500 deductibles is $1,378
- Using low $100 deductibles costs an extra $436 a year
- Higher-risk drivers who are prone to accidents and violations could pay around $2,980
- The price to insure a teen driver can cost $4,858
Auto insurance prices for a Volkswagen Arteon are also quite variable based on deductibles and policy limits, your risk profile, and the model of your Arteon.
Using high physical damage deductibles can reduce prices by up to $660 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $255 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles could pay as little as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay in the ballpark of $4,800 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 45% to 130% more than a normal policy. View High Risk Driver Rates
The state you live in also has a big influence on Volkswagen Arteon insurance rates. A middle-age driver might find prices as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,860 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,246 | -$132 | -9.6% |
| Alaska | $1,058 | -$320 | -23.2% |
| Arizona | $1,146 | -$232 | -16.8% |
| Arkansas | $1,378 | -$0 | 0.0% |
| California | $1,568 | $190 | 13.8% |
| Colorado | $1,314 | -$64 | -4.6% |
| Connecticut | $1,416 | $38 | 2.8% |
| Delaware | $1,558 | $180 | 13.1% |
| Florida | $1,720 | $342 | 24.8% |
| Georgia | $1,274 | -$104 | -7.5% |
| Hawaii | $992 | -$386 | -28.0% |
| Idaho | $934 | -$444 | -32.2% |
| Illinois | $1,028 | -$350 | -25.4% |
| Indiana | $1,040 | -$338 | -24.5% |
| Iowa | $930 | -$448 | -32.5% |
| Kansas | $1,308 | -$70 | -5.1% |
| Kentucky | $1,878 | $500 | 36.3% |
| Louisiana | $2,040 | $662 | 48.0% |
| Maine | $848 | -$530 | -38.5% |
| Maryland | $1,136 | -$242 | -17.6% |
| Massachusetts | $1,100 | -$278 | -20.2% |
| Michigan | $2,392 | $1,014 | 73.6% |
| Minnesota | $1,154 | -$224 | -16.3% |
| Mississippi | $1,652 | $274 | 19.9% |
| Missouri | $1,222 | -$156 | -11.3% |
| Montana | $1,480 | $102 | 7.4% |
| Nebraska | $1,086 | -$292 | -21.2% |
| Nevada | $1,652 | $274 | 19.9% |
| New Hampshire | $994 | -$384 | -27.9% |
| New Jersey | $1,538 | $160 | 11.6% |
| New Mexico | $1,218 | -$160 | -11.6% |
| New York | $1,450 | $72 | 5.2% |
| North Carolina | $792 | -$586 | -42.5% |
| North Dakota | $1,128 | -$250 | -18.1% |
| Ohio | $952 | -$426 | -30.9% |
| Oklahoma | $1,414 | $36 | 2.6% |
| Oregon | $1,266 | -$112 | -8.1% |
| Pennsylvania | $1,312 | -$66 | -4.8% |
| Rhode Island | $1,838 | $460 | 33.4% |
| South Carolina | $1,248 | -$130 | -9.4% |
| South Dakota | $1,162 | -$216 | -15.7% |
| Tennessee | $1,206 | -$172 | -12.5% |
| Texas | $1,660 | $282 | 20.5% |
| Utah | $1,020 | -$358 | -26.0% |
| Vermont | $942 | -$436 | -31.6% |
| Virginia | $826 | -$552 | -40.1% |
| Washington | $1,062 | -$316 | -22.9% |
| West Virginia | $1,266 | -$112 | -8.1% |
| Wisconsin | $954 | -$424 | -30.8% |
| Wyoming | $1,224 | -$154 | -11.2% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Arteon | $404 | $718 | $246 | $1,478 |
| 2023 Volkswagen Arteon | $384 | $690 | $258 | $1,442 |
| 2022 Volkswagen Arteon | $370 | $686 | $264 | $1,430 |
| 2021 Volkswagen Arteon | $356 | $668 | $274 | $1,408 |
| 2020 Volkswagen Arteon | $344 | $640 | $284 | $1,378 |
| 2019 Volkswagen Arteon | $326 | $618 | $292 | $1,346 |
Rates are averaged for all Volkswagen Arteon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Volkswagen Arteon Insurance
Getting lower rates on Volkswagen Arteon insurance consists of not taking risks behind the wheel, having a good credit score, not filing small claims, and possibly higher deductibles. Spend time shopping around at every other renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The following is a brief recap of the concepts that were touched on above.
- High-risk drivers who tend to receive serious violations may have to pay on average $1,600 more per year for Arteon insurance
- Teens have the highest car insurance prices, as much as $405 a month if comprehensive and collision insurance is included
- It is possible to save around $170 per year just by quoting early and online
- Increasing physical damage deductibles could save as much as $650 each year
- It is possible to save around $170 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,858 |
| 20 | $3,164 |
| 30 | $1,458 |
| 40 | $1,378 |
| 50 | $1,256 |
| 60 | $1,232 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,814 |
| $250 | $1,612 |
| $500 | $1,378 |
| $1,000 | $1,156 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,378 |
| 50/100 | $1,435 |
| 100/300 | $1,506 |
| 250/500 | $1,690 |
| 100 CSL | $1,463 |
| 300 CSL | $1,619 |
| 500 CSL | $1,733 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,998 |
| 20 | $5,038 |
| 30 | $3,068 |
| 40 | $2,980 |
| 50 | $2,840 |
| 60 | $2,814 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $76 |
| Multi-vehicle | $71 |
| Homeowner | $18 |
| 5-yr Accident Free | $111 |
| 5-yr Claim Free | $91 |
| Paid in Full/EFT | $70 |
| Advance Quote | $72 |
| Online Quote | $101 |
| Total Discounts | $610 |
Discounts are estimated and may not be available from every company or in every state.
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