Volkswagen Atlas Cross Sport Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average auto insurance rates for a Volkswagen Atlas Cross Sport are $1,880 annually for full coverage. Comprehensive costs around $320 each year, collision insurance costs $698, and liability coverage costs $624. Buying just liability costs as little as $710 a year, and insurance for high-risk drivers costs around $4,106. Teens cost the most to insure at up to $7,282 a year.
Average premium for full coverage: $1,880
Policy rates for type of insurance:
Includes $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and Atlas Cross Sport models.
Price Range Variability
For a 40-year-old driver, Volkswagen Atlas Cross Sport insurance rates range from as cheap as $710 for liability-only coverage to a high rate of $4,106 for a high-risk insurance policy.
Urban vs. Rural Price Range
Your location has a large influence on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than cities with more traffic congestion. The graphic below illustrates how your location can change auto insurance rates.
The examples above show why all drivers should compare rates for a specific zip code and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows average Volkswagen Atlas Cross Sport insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $1,082
- Drivers who choose higher $1,000 deductibles will pay about $230 a year
- The estimated rate for a good driver age 40 using $500 deductibles is $1,880
- Selecting low deductibles for comprehensive and collision insurance will cost $2,334
- High-risk insureds with serious driving violations could pay at least $4,106
- Policy cost with full coverage for a teenage driver can be $7,282 a year
Insurance rates for a Volkswagen Atlas Cross Sport also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.
More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,700 per year on average, or $142 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay as much as $7,200 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying at least $2,200 to $3,100 extra every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 130% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could save up to $690 a year, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $561 more per year. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Volkswagen Atlas Cross Sport insurance rates. A 40-year-old driver could pay as low as $1,240 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,680 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,700 | -$180 | -9.6% |
| Alaska | $1,440 | -$440 | -23.4% |
| Arizona | $1,558 | -$322 | -17.1% |
| Arkansas | $1,880 | -$0 | 0.0% |
| California | $2,146 | $266 | 14.1% |
| Colorado | $1,796 | -$84 | -4.5% |
| Connecticut | $1,932 | $52 | 2.8% |
| Delaware | $2,128 | $248 | 13.2% |
| Florida | $2,350 | $470 | 25.0% |
| Georgia | $1,736 | -$144 | -7.7% |
| Hawaii | $1,348 | -$532 | -28.3% |
| Idaho | $1,274 | -$606 | -32.2% |
| Illinois | $1,402 | -$478 | -25.4% |
| Indiana | $1,418 | -$462 | -24.6% |
| Iowa | $1,272 | -$608 | -32.3% |
| Kansas | $1,784 | -$96 | -5.1% |
| Kentucky | $2,566 | $686 | 36.5% |
| Louisiana | $2,784 | $904 | 48.1% |
| Maine | $1,162 | -$718 | -38.2% |
| Maryland | $1,552 | -$328 | -17.4% |
| Massachusetts | $1,502 | -$378 | -20.1% |
| Michigan | $3,264 | $1,384 | 73.6% |
| Minnesota | $1,574 | -$306 | -16.3% |
| Mississippi | $2,252 | $372 | 19.8% |
| Missouri | $1,670 | -$210 | -11.2% |
| Montana | $2,020 | $140 | 7.4% |
| Nebraska | $1,482 | -$398 | -21.2% |
| Nevada | $2,252 | $372 | 19.8% |
| New Hampshire | $1,352 | -$528 | -28.1% |
| New Jersey | $2,102 | $222 | 11.8% |
| New Mexico | $1,666 | -$214 | -11.4% |
| New York | $1,982 | $102 | 5.4% |
| North Carolina | $1,084 | -$796 | -42.3% |
| North Dakota | $1,536 | -$344 | -18.3% |
| Ohio | $1,298 | -$582 | -31.0% |
| Oklahoma | $1,928 | $48 | 2.6% |
| Oregon | $1,724 | -$156 | -8.3% |
| Pennsylvania | $1,796 | -$84 | -4.5% |
| Rhode Island | $2,508 | $628 | 33.4% |
| South Carolina | $1,704 | -$176 | -9.4% |
| South Dakota | $1,586 | -$294 | -15.6% |
| Tennessee | $1,644 | -$236 | -12.6% |
| Texas | $2,264 | $384 | 20.4% |
| Utah | $1,392 | -$488 | -26.0% |
| Vermont | $1,286 | -$594 | -31.6% |
| Virginia | $1,126 | -$754 | -40.1% |
| Washington | $1,452 | -$428 | -22.8% |
| West Virginia | $1,724 | -$156 | -8.3% |
| Wisconsin | $1,302 | -$578 | -30.7% |
| Wyoming | $1,676 | -$204 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Atlas Cross Sport | $362 | $750 | $558 | $1,908 |
| 2023 Volkswagen Atlas Cross Sport | $346 | $720 | $584 | $1,888 |
| 2022 Volkswagen Atlas Cross Sport | $332 | $714 | $598 | $1,882 |
| 2021 Volkswagen Atlas Cross Sport | $320 | $698 | $624 | $1,880 |
| 2020 Volkswagen Atlas Cross Sport | $310 | $668 | $644 | $1,860 |
Rates are averaged for all Volkswagen Atlas Cross Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Volkswagen Atlas Cross Sport Insurance
Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to shop around at least every other year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
Below you'll find a recap of the car insurance concepts illustrated above.
- Drivers that have major violations or accidents pay an average of $2,230 more every year than a low-risk driver
- Drivers can save up to $220 per year just by quoting online in advance
- Increasing comprehensive and collision deductibles could save up to $675 each year
- Consumers who may need more liability protection will pay approximately $690 each year to go from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,282 |
| 20 | $4,406 |
| 30 | $1,948 |
| 40 | $1,880 |
| 50 | $1,722 |
| 60 | $1,692 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,334 |
| $250 | $2,120 |
| $500 | $1,880 |
| $1,000 | $1,650 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,880 |
| 50/100 | $2,005 |
| 100/300 | $2,161 |
| 250/500 | $2,566 |
| 100 CSL | $2,067 |
| 300 CSL | $2,410 |
| 500 CSL | $2,660 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,366 |
| 20 | $7,022 |
| 30 | $4,178 |
| 40 | $4,106 |
| 50 | $3,924 |
| 60 | $3,890 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $99 |
| Multi-vehicle | $102 |
| Homeowner | $29 |
| 5-yr Accident Free | $138 |
| 5-yr Claim Free | $122 |
| Paid in Full/EFT | $84 |
| Advance Quote | $93 |
| Online Quote | $131 |
| Total Discounts | $798 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
