Volkswagen Eos Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 10, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated auto insurance rates for a Volkswagen Eos are $960 annually for full coverage insurance. Comprehensive insurance costs on average $162 each year, collision insurance costs $188, and liability coverage costs around $452. Liability-only insurance costs as low as $504 a year, and high-risk driver insurance costs $2,056 or more. Teens pay the most at up to $3,866 a year.

Average premium for full coverage: $960

Premium estimates by type of coverage:

Comprehensive $162
Collision $188
Liability $452

Full coverage includes $500 deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Eos models.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Volkswagen Eos range from as cheap as $504 for a discount liability-only rate to a high rate of $2,056 for a driver required to buy high-risk insurance.

Liability Only $504
Full Coverage $960
High Risk $2,056

Insurance Price Range by Location

Where you live has a large influence on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects car insurance rates.

Rural Areas $720
Small Cities $1,008
Large Cities $1,296

These rate differences illustrate why all drivers should compare prices based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates average Volkswagen Eos insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $591
  • Using higher $1,000 deductibles will save around $78 each year
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $960
  • Selecting low deductibles for physical damage coverage costs an additional $152 each year
  • Higher-risk drivers with serious driving violations could pay upwards of $2,056
  • An auto insurance policy with full coverage for a teenage driver may cost $3,866 or more

View Chart as Image

Volkswagen Eos insurance cost comparison chart
Column chart showing Volkswagen Eos insurance prices range from $591 to $3,866 for full coverage

Insurance prices for a Volkswagen Eos also have a wide range based on the model of your Eos, your risk profile, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $3,800 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,100 to $1,600 additional annually, depending on your age. Insurance for high-risk drivers can be around 41% to 128% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $230 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Volkswagen Eos insurance rates. A driver around age 40 might see prices as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,300 on average in Michigan, New York, and Florida.

Volkswagen Eos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $868 -$92 -9.6%
Alaska $736 -$224 -23.3%
Arizona $796 -$164 -17.1%
Arkansas $960 -$0 0.0%
California $1,096 $136 14.2%
Colorado $916 -$44 -4.6%
Connecticut $988 $28 2.9%
Delaware $1,088 $128 13.3%
Florida $1,202 $242 25.2%
Georgia $886 -$74 -7.7%
Hawaii $690 -$270 -28.1%
Idaho $650 -$310 -32.3%
Illinois $714 -$246 -25.6%
Indiana $722 -$238 -24.8%
Iowa $648 -$312 -32.5%
Kansas $914 -$46 -4.8%
Kentucky $1,312 $352 36.7%
Louisiana $1,422 $462 48.1%
Maine $592 -$368 -38.3%
Maryland $792 -$168 -17.5%
Massachusetts $768 -$192 -20.0%
Michigan $1,670 $710 74.0%
Minnesota $804 -$156 -16.3%
Mississippi $1,150 $190 19.8%
Missouri $852 -$108 -11.3%
Montana $1,030 $70 7.3%
Nebraska $758 -$202 -21.0%
Nevada $1,152 $192 20.0%
New Hampshire $692 -$268 -27.9%
New Jersey $1,074 $114 11.9%
New Mexico $852 -$108 -11.3%
New York $1,010 $50 5.2%
North Carolina $554 -$406 -42.3%
North Dakota $786 -$174 -18.1%
Ohio $664 -$296 -30.8%
Oklahoma $986 $26 2.7%
Oregon $878 -$82 -8.5%
Pennsylvania $916 -$44 -4.6%
Rhode Island $1,282 $322 33.5%
South Carolina $870 -$90 -9.4%
South Dakota $810 -$150 -15.6%
Tennessee $842 -$118 -12.3%
Texas $1,160 $200 20.8%
Utah $712 -$248 -25.8%
Vermont $658 -$302 -31.5%
Virginia $576 -$384 -40.0%
Washington $744 -$216 -22.5%
West Virginia $880 -$80 -8.3%
Wisconsin $664 -$296 -30.8%
Wyoming $856 -$104 -10.8%

View Chart as Image

Volkswagen Eos insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Volkswagen Eos Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen EOS Komfort Turbo 2-Dr Convertible $944 $79
Volkswagen EOS Luxury Turbo 2-Dr Convertible $960 $80

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Eos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2016 Volkswagen Eos $232 $368 $460 $1,218
2009 Volkswagen Eos $168 $202 $468 $996
2008 Volkswagen Eos $166 $198 $460 $982
2007 Volkswagen Eos $162 $188 $452 $960

Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Volkswagen Eos Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, having good credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Set aside time to shop around at every policy renewal by quoting rates from direct insurance companies, and also from local exclusive and independent agents.

The following is a summary of the data raised in the charts and tables above.

  • Consumers who require higher liability limits will pay approximately $500 annually to increase from 30/60 bodily injury limits to higher 250/500 limits
  • It is possible to save as much as $110 per year just by quoting online in advance
  • Increasing policy deductibles could save up to $225 each year
  • Teens pay higher prices, with premiums being up to $322 per month if they have full coverage

Rates by Driver Age

Volkswagen Eos Insurance Rates by Driver Age
Driver Age Premium
16 $3,866
20 $2,184
30 $976
40 $960
50 $882
60 $862

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Eos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,112
$250 $1,044
$500 $960
$1,000 $882

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Eos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $960
50/100 $1,050
100/300 $1,163
250/500 $1,457
100 CSL $1,096
300 CSL $1,344
500 CSL $1,525

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Eos Insurance Rates for High Risk Drivers
Age Premium
16 $5,436
20 $3,476
30 $2,070
40 $2,056
50 $1,966
60 $1,946

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $126

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $51
Homeowner $17
5-yr Accident Free $56
5-yr Claim Free $59
Paid in Full/EFT $33
Advance Quote $41
Online Quote $64
Total Discounts $369
Rate after discounts $591

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles