Volkswagen Eos Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 10, 2024

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The average insurance rates for a Volkswagen Eos are $982 a year with full coverage. Comprehensive costs on average $166 a year, collision insurance costs $198, and liability is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $2,102. Teen drivers cost the most to insure at up to $3,948 a year.

Average premium for full coverage: $982

Policy rates by type of insurance:

Comprehensive $166
Collision $198
Liability $460

Prices include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Eos trim levels.

Price Range Variability

For a driver around age 40, Volkswagen Eos insurance rates range from as low as $510 for liability-only coverage to a high of $2,102 for a driver who has had serious violations or accidents.

Liability Only $510
Full Coverage $982
High Risk $2,102

Urban vs. Rural Price Range

Living in a larger city can make a big difference on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $737
Small Cities $1,031
Large Cities $1,326

The examples above demonstrate why it is important to get quotes based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Volkswagen Eos insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $602
  • Choosing higher $1,000 deductibles can save around $898 annually
  • The average rate for a good driver age 40 with $500 deductibles is $982
  • Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,138
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,102
  • Policy cost for full coverage for a 16-year-old driver may cost $3,948 each year

View Chart as Image

Volkswagen Eos insurance cost comparison chart
Column chart showing Volkswagen Eos insurance rates range from $602 to $3,948 for full coverage

Insurance rates for a Volkswagen Eos also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may pay as low as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $3,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Volkswagen Eos insurance prices. A good driver about age 40 could pay as low as $710 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,330 on average in Florida, Michigan, and New York.

Volkswagen Eos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $888 -$94 -9.6%
Alaska $752 -$230 -23.4%
Arizona $814 -$168 -17.1%
Arkansas $982 -$0 0.0%
California $1,118 $136 13.8%
Colorado $940 -$42 -4.3%
Connecticut $1,010 $28 2.9%
Delaware $1,110 $128 13.0%
Florida $1,228 $246 25.1%
Georgia $904 -$78 -7.9%
Hawaii $704 -$278 -28.3%
Idaho $664 -$318 -32.4%
Illinois $730 -$252 -25.7%
Indiana $738 -$244 -24.8%
Iowa $662 -$320 -32.6%
Kansas $932 -$50 -5.1%
Kentucky $1,340 $358 36.5%
Louisiana $1,452 $470 47.9%
Maine $606 -$376 -38.3%
Maryland $810 -$172 -17.5%
Massachusetts $786 -$196 -20.0%
Michigan $1,704 $722 73.5%
Minnesota $822 -$160 -16.3%
Mississippi $1,176 $194 19.8%
Missouri $870 -$112 -11.4%
Montana $1,054 $72 7.3%
Nebraska $774 -$208 -21.2%
Nevada $1,178 $196 20.0%
New Hampshire $706 -$276 -28.1%
New Jersey $1,098 $116 11.8%
New Mexico $870 -$112 -11.4%
New York $1,034 $52 5.3%
North Carolina $564 -$418 -42.6%
North Dakota $804 -$178 -18.1%
Ohio $678 -$304 -31.0%
Oklahoma $1,010 $28 2.9%
Oregon $900 -$82 -8.4%
Pennsylvania $936 -$46 -4.7%
Rhode Island $1,310 $328 33.4%
South Carolina $890 -$92 -9.4%
South Dakota $830 -$152 -15.5%
Tennessee $860 -$122 -12.4%
Texas $1,182 $200 20.4%
Utah $726 -$256 -26.1%
Vermont $672 -$310 -31.6%
Virginia $586 -$396 -40.3%
Washington $760 -$222 -22.6%
West Virginia $900 -$82 -8.4%
Wisconsin $680 -$302 -30.8%
Wyoming $874 -$108 -11.0%

View Chart as Image

Volkswagen Eos insurance rates by U.S. city

Choosing high deductibles can save as much as $240 annually, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy ranges from 43% to 136% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Volkswagen Eos Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen EOS Komfort Turbo 2-Dr Convertible $964 $80
Volkswagen EOS Luxury Turbo 2-Dr Convertible $982 $82

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Eos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2016 Volkswagen Eos $248 $400 $460 $1,266
2009 Volkswagen Eos $174 $226 $474 $1,032
2008 Volkswagen Eos $168 $202 $468 $996
2007 Volkswagen Eos $166 $198 $460 $982

Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Volkswagen Eos Insurance

Finding cheaper rates on insurance for a Volkswagen Eos takes avoiding accidents and violations, maintaining good credit, not filing small claims, and determing if full coverage is necessary. Set aside time to compare rates every other policy renewal by getting price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The list below is a quick rundown of the ideas that were covered above.

  • Teenagers pay the highest rates, as much as $329 each month for full coverage
  • Drivers considered higher risk with reckless driving or DUI convictions may be required to pay an average of $1,120 more each year for car insurance
  • Increasing comprehensive and collision deductibles can save around $250 each year
  • You may be able to save as much as $110 per year just by quoting early and online

Rates by Driver Age

Volkswagen Eos Insurance Rates by Driver Age
Driver Age Premium
16 $3,948
20 $2,234
30 $998
40 $982
50 $900
60 $880

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Eos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,138
$250 $1,066
$500 $982
$1,000 $898

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Eos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $982
50/100 $1,074
100/300 $1,189
250/500 $1,488
100 CSL $1,120
300 CSL $1,373
500 CSL $1,557

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Eos Insurance Rates for High Risk Drivers
Age Premium
16 $5,554
20 $3,556
30 $2,120
40 $2,102
50 $2,012
60 $1,992

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $129

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $49
Multi-vehicle $52
Homeowner $17
5-yr Accident Free $58
5-yr Claim Free $61
Paid in Full/EFT $35
Advance Quote $42
Online Quote $66
Total Discounts $380
Rate after discounts $602

Discounts are estimated and may not be available from every company or in every state.

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