Volkswagen Golf Alltrack Insurance Rates
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UPDATED: May 11, 2024
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U.S. average insurance rates for a Volkswagen Golf Alltrack are $1,496 a year with full coverage. Comprehensive insurance costs approximately $304 a year, collision costs $592, and liability costs $442. Liability-only coverage costs as little as $496 a year, with high-risk coverage costing $3,256 or more. Teenage drivers pay the highest rates at $5,612 a year or more.
Average premium for full coverage: $1,496
Price estimates by individual coverage:
Prices are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Golf Alltrack trim levels.
Price Range from Low to High
For the average 40-year-old driver, Volkswagen Golf Alltrack insurance prices go from as low as $496 for a discount liability-only rate to a high of $3,256 for high-risk insurance.
Geographic Price Range
Your location can make a big difference on the price of insurance. Rural locations have a lower frequency of collision claims than densely populated cities.
The diagram below illustrates the difference location can make on auto insurance prices.
The ranges above demonstrate why it is important to compare rates using their specific location and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Volkswagen Golf Alltrack insurance rates for additional coverage and risk scenarios.
- The best discount rate is $850
- Drivers who choose higher $1,000 deductibles will pay $1,292 annually
- The average rate for the average middle-age driver who chooses $500 deductibles is $1,496
- Using low $100 deductibles for comprehensive and collision insurance will cost an extra $396 annually
- Drivers who are prone to accidents and violations could pay around $3,256 or more
- The price for full coverage for a 16-year-old driver can cost $5,612 a year
Auto insurance prices for a Volkswagen Golf Alltrack are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.
Older drivers with a good driving record and high deductibles may pay as low as $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay in the ballpark of $5,600 a year. View Rates by Age
The state you live in makes a big difference in Volkswagen Golf Alltrack insurance prices. A 40-year-old driver could pay as low as $1,080 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,020 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,352 | -$144 | -9.6% |
| Alaska | $1,148 | -$348 | -23.3% |
| Arizona | $1,242 | -$254 | -17.0% |
| Arkansas | $1,496 | -$0 | 0.0% |
| California | $1,704 | $208 | 13.9% |
| Colorado | $1,428 | -$68 | -4.5% |
| Connecticut | $1,538 | $42 | 2.8% |
| Delaware | $1,694 | $198 | 13.2% |
| Florida | $1,872 | $376 | 25.1% |
| Georgia | $1,380 | -$116 | -7.8% |
| Hawaii | $1,074 | -$422 | -28.2% |
| Idaho | $1,012 | -$484 | -32.4% |
| Illinois | $1,114 | -$382 | -25.5% |
| Indiana | $1,126 | -$370 | -24.7% |
| Iowa | $1,008 | -$488 | -32.6% |
| Kansas | $1,422 | -$74 | -4.9% |
| Kentucky | $2,040 | $544 | 36.4% |
| Louisiana | $2,216 | $720 | 48.1% |
| Maine | $922 | -$574 | -38.4% |
| Maryland | $1,234 | -$262 | -17.5% |
| Massachusetts | $1,196 | -$300 | -20.1% |
| Michigan | $2,598 | $1,102 | 73.7% |
| Minnesota | $1,252 | -$244 | -16.3% |
| Mississippi | $1,792 | $296 | 19.8% |
| Missouri | $1,328 | -$168 | -11.2% |
| Montana | $1,608 | $112 | 7.5% |
| Nebraska | $1,180 | -$316 | -21.1% |
| Nevada | $1,794 | $298 | 19.9% |
| New Hampshire | $1,076 | -$420 | -28.1% |
| New Jersey | $1,672 | $176 | 11.8% |
| New Mexico | $1,324 | -$172 | -11.5% |
| New York | $1,576 | $80 | 5.3% |
| North Carolina | $860 | -$636 | -42.5% |
| North Dakota | $1,224 | -$272 | -18.2% |
| Ohio | $1,034 | -$462 | -30.9% |
| Oklahoma | $1,536 | $40 | 2.7% |
| Oregon | $1,370 | -$126 | -8.4% |
| Pennsylvania | $1,428 | -$68 | -4.5% |
| Rhode Island | $1,994 | $498 | 33.3% |
| South Carolina | $1,354 | -$142 | -9.5% |
| South Dakota | $1,264 | -$232 | -15.5% |
| Tennessee | $1,312 | -$184 | -12.3% |
| Texas | $1,802 | $306 | 20.5% |
| Utah | $1,108 | -$388 | -25.9% |
| Vermont | $1,024 | -$472 | -31.6% |
| Virginia | $896 | -$600 | -40.1% |
| Washington | $1,156 | -$340 | -22.7% |
| West Virginia | $1,370 | -$126 | -8.4% |
| Wisconsin | $1,036 | -$460 | -30.7% |
| Wyoming | $1,332 | -$164 | -11.0% |
Using high physical damage deductibles could save up to $600 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,800 to $2,500 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost from 45% to 134% more than a normal policy. View High Risk Driver Rates
Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes from multiple companies. Every company uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Volkswagen Golf Alltrack | $304 | $592 | $442 | $1,496 |
| 2018 Volkswagen Golf Alltrack | $292 | $548 | $452 | $1,450 |
Rates are averaged for all Volkswagen Golf Alltrack models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Volkswagen Golf Alltrack Insurance
Getting lower rates on insurance for a Volkswagen Golf Alltrack not only requires having a decent driving record, but also having good credit, avoid buying unnecessary coverage, and not having any coverage lapses. Make time to compare rates every couple of years by obtaining price quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.
The following items are a brief review of the material that was touched on in this article.
- Insureds who purchase additional liability coverage will pay an extra $490 every year to go from a low limit to 250/500 limits
- 16 to 18-year-old drivers have the highest car insurance prices, costing up to $468 a month if they have full coverage
- Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,760 more per year than a driver with a clean driving record
- Increasing physical damage deductibles can save around $600 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,612 |
| 20 | $3,474 |
| 30 | $1,562 |
| 40 | $1,496 |
| 50 | $1,366 |
| 60 | $1,340 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,892 |
| $250 | $1,708 |
| $500 | $1,496 |
| $1,000 | $1,292 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,496 |
| 50/100 | $1,584 |
| 100/300 | $1,695 |
| 250/500 | $1,982 |
| 100 CSL | $1,629 |
| 300 CSL | $1,872 |
| 500 CSL | $2,049 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,018 |
| 20 | $5,538 |
| 30 | $3,326 |
| 40 | $3,256 |
| 50 | $3,108 |
| 60 | $3,082 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $80 |
| Multi-vehicle | $80 |
| Homeowner | $22 |
| 5-yr Accident Free | $113 |
| 5-yr Claim Free | $98 |
| Paid in Full/EFT | $70 |
| Advance Quote | $76 |
| Online Quote | $107 |
| Total Discounts | $646 |
Discounts are estimated and may not be available from every company or in every state.
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