Volkswagen Golf Alltrack Insurance Rates
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UPDATED: May 11, 2024
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Estimated auto insurance rates for a Volkswagen Golf Alltrack are $1,496 annually for full coverage insurance. Comprehensive costs an estimated $304, collision costs $592, and liability costs $442. Liability-only insurance costs as little as $496 a year, with high-risk driver insurance costing around $3,256. Teen drivers pay the most at $5,612 a year or more.
Average premium for full coverage: $1,496
Premium estimates broken down by type of coverage:
Estimates include $500 physical damage deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and for all Golf Alltrack models.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Volkswagen Golf Alltrack go from as cheap as $496 for just liability coverage to the much higher price of $3,256 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Your location can make a big difference on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than larger metro areas.
The example below illustrates how location impacts insurance prices.
These rate differences illustrate why everyone should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Volkswagen Golf Alltrack insurance rates for other coverage scenarios.
- The lowest rate with discounts is $850
- Drivers who choose higher $1,000 deductibles will pay approximately $204 each year
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,496
- Choosing pricier low deductibles for comprehensive and collision insurance will cost $1,892
- Drivers with multiple violations and an at-fault accident could pay up to $3,256 or more
- An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost as much as $5,612 a year
Insurance prices for a Volkswagen Golf Alltrack also have a wide range based on the model of your Golf Alltrack, your risk profile, and liability limits and deductibles.
A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $5,600 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying $1,800 to $2,500 additional annually, depending on your age. Volkswagen Golf Alltrack insurance for high-risk drivers can cost from 45% to 134% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $600 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Volkswagen Golf Alltrack insurance prices. A 40-year-old driver could pay as low as $980 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,020 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,352 | -$144 | -9.6% |
| Alaska | $1,148 | -$348 | -23.3% |
| Arizona | $1,242 | -$254 | -17.0% |
| Arkansas | $1,496 | -$0 | 0.0% |
| California | $1,704 | $208 | 13.9% |
| Colorado | $1,428 | -$68 | -4.5% |
| Connecticut | $1,538 | $42 | 2.8% |
| Delaware | $1,694 | $198 | 13.2% |
| Florida | $1,872 | $376 | 25.1% |
| Georgia | $1,380 | -$116 | -7.8% |
| Hawaii | $1,074 | -$422 | -28.2% |
| Idaho | $1,012 | -$484 | -32.4% |
| Illinois | $1,114 | -$382 | -25.5% |
| Indiana | $1,126 | -$370 | -24.7% |
| Iowa | $1,008 | -$488 | -32.6% |
| Kansas | $1,422 | -$74 | -4.9% |
| Kentucky | $2,040 | $544 | 36.4% |
| Louisiana | $2,216 | $720 | 48.1% |
| Maine | $922 | -$574 | -38.4% |
| Maryland | $1,234 | -$262 | -17.5% |
| Massachusetts | $1,196 | -$300 | -20.1% |
| Michigan | $2,598 | $1,102 | 73.7% |
| Minnesota | $1,252 | -$244 | -16.3% |
| Mississippi | $1,792 | $296 | 19.8% |
| Missouri | $1,328 | -$168 | -11.2% |
| Montana | $1,608 | $112 | 7.5% |
| Nebraska | $1,180 | -$316 | -21.1% |
| Nevada | $1,794 | $298 | 19.9% |
| New Hampshire | $1,076 | -$420 | -28.1% |
| New Jersey | $1,672 | $176 | 11.8% |
| New Mexico | $1,324 | -$172 | -11.5% |
| New York | $1,576 | $80 | 5.3% |
| North Carolina | $860 | -$636 | -42.5% |
| North Dakota | $1,224 | -$272 | -18.2% |
| Ohio | $1,034 | -$462 | -30.9% |
| Oklahoma | $1,536 | $40 | 2.7% |
| Oregon | $1,370 | -$126 | -8.4% |
| Pennsylvania | $1,428 | -$68 | -4.5% |
| Rhode Island | $1,994 | $498 | 33.3% |
| South Carolina | $1,354 | -$142 | -9.5% |
| South Dakota | $1,264 | -$232 | -15.5% |
| Tennessee | $1,312 | -$184 | -12.3% |
| Texas | $1,802 | $306 | 20.5% |
| Utah | $1,108 | -$388 | -25.9% |
| Vermont | $1,024 | -$472 | -31.6% |
| Virginia | $896 | -$600 | -40.1% |
| Washington | $1,156 | -$340 | -22.7% |
| West Virginia | $1,370 | -$126 | -8.4% |
| Wisconsin | $1,036 | -$460 | -30.7% |
| Wyoming | $1,332 | -$164 | -11.0% |
With such a large range in prices, the only way to figure out which insurance company is cheapest is to regularly compare prices from multiple companies. Every company uses a different rate calculation, and prices will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Volkswagen Golf Alltrack | $304 | $592 | $442 | $1,496 |
| 2018 Volkswagen Golf Alltrack | $292 | $548 | $452 | $1,450 |
Rates are averaged for all Volkswagen Golf Alltrack models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Volkswagen Golf Alltrack Insurance
Finding better rates on insurance for a Volkswagen Golf Alltrack not only requires being a safe and courteous driver, but also having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Spend time shopping around at every policy renewal by requesting quotes from direct insurance companies, and also from your local independent and exclusive agents.
Below is a review of the data touched on above.
- Insureds who want higher levels of liability will pay about $490 annually to go from 30/60 bodily injury limits to higher 250/500 limits
- It is possible to save approximately $180 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles could save up to $600 each year
- Teenage drivers are expensive to insure, with premiums being up to $468 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,612 |
| 20 | $3,474 |
| 30 | $1,562 |
| 40 | $1,496 |
| 50 | $1,366 |
| 60 | $1,340 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,892 |
| $250 | $1,708 |
| $500 | $1,496 |
| $1,000 | $1,292 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,496 |
| 50/100 | $1,584 |
| 100/300 | $1,695 |
| 250/500 | $1,982 |
| 100 CSL | $1,629 |
| 300 CSL | $1,872 |
| 500 CSL | $2,049 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,018 |
| 20 | $5,538 |
| 30 | $3,326 |
| 40 | $3,256 |
| 50 | $3,108 |
| 60 | $3,082 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $80 |
| Multi-vehicle | $80 |
| Homeowner | $22 |
| 5-yr Accident Free | $113 |
| 5-yr Claim Free | $98 |
| Paid in Full/EFT | $70 |
| Advance Quote | $76 |
| Online Quote | $107 |
| Total Discounts | $646 |
Discounts are estimated and may not be available from every company or in every state.
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