Volkswagen ID Buzz Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Estimated insurance prices for a Volkswagen ID Buzz are $1,560 every 12 months for full coverage insurance. Comprehensive insurance costs around $390 a year, collision costs $718, and liability insurance is estimated at $316. Liability-only insurance costs approximately $376 a year, with high-risk driver insurance costing $3,374 or more. Teens pay the most at $5,530 a year or more.

Average premium for full coverage: $1,560

Premium estimates for type of coverage:

Comprehensive $390
Collision $718
Liability $316

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and ID Buzz trim levels.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Volkswagen ID Buzz go from the cheapest price of $376 for just the minimum liability insurance to a high of $3,374 for a policy for a high-risk driver.

Liability Only $376
Full Coverage $1,560
High Risk $3,374

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.

The diagram below illustrates how location impacts auto insurance rates.

Rural Areas $1,170
Small Cities $1,638
Large Cities $2,106

These rate differences illustrate why it is important to get quotes for a specific zip code and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates estimated Volkswagen ID Buzz insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $875
  • Choosing higher $1,000 deductibles can save about $1,308 each year
  • The average price for a 40-year-old good driver using $500 deductibles is $1,560
  • Selecting low $100 deductibles for comp and collision coverage costs an extra $490 a year
  • High-risk insureds with serious driving violations could pay at least $3,374 or more
  • An auto insurance policy to insure a teen driver can be $5,530 each year

View Chart as Image

Volkswagen ID Buzz insurance cost comparison chart
Column chart showing full coverage Volkswagen ID Buzz insurance prices range from $875 to $5,530

Insurance prices for a Volkswagen ID Buzz also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can save as much as $750 each year, while buying higher liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $285 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,400 annually on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $5,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,800 to $2,500 additional annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 129% more than the average policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Volkswagen ID Buzz insurance rates. A good driver about age 40 could pay as low as $1,020 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,110 on average in Michigan, New York, and Florida.

Volkswagen ID Buzz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,410 -$150 -9.6%
Alaska $1,196 -$364 -23.3%
Arizona $1,294 -$266 -17.1%
Arkansas $1,560 -$0 0.0%
California $1,778 $218 14.0%
Colorado $1,488 -$72 -4.6%
Connecticut $1,602 $42 2.7%
Delaware $1,764 $204 13.1%
Florida $1,950 $390 25.0%
Georgia $1,442 -$118 -7.6%
Hawaii $1,122 -$438 -28.1%
Idaho $1,056 -$504 -32.3%
Illinois $1,162 -$398 -25.5%
Indiana $1,176 -$384 -24.6%
Iowa $1,054 -$506 -32.4%
Kansas $1,480 -$80 -5.1%
Kentucky $2,128 $568 36.4%
Louisiana $2,310 $750 48.1%
Maine $964 -$596 -38.2%
Maryland $1,288 -$272 -17.4%
Massachusetts $1,244 -$316 -20.3%
Michigan $2,710 $1,150 73.7%
Minnesota $1,306 -$254 -16.3%
Mississippi $1,870 $310 19.9%
Missouri $1,384 -$176 -11.3%
Montana $1,676 $116 7.4%
Nebraska $1,230 -$330 -21.2%
Nevada $1,872 $312 20.0%
New Hampshire $1,126 -$434 -27.8%
New Jersey $1,744 $184 11.8%
New Mexico $1,380 -$180 -11.5%
New York $1,642 $82 5.3%
North Carolina $898 -$662 -42.4%
North Dakota $1,280 -$280 -17.9%
Ohio $1,076 -$484 -31.0%
Oklahoma $1,600 $40 2.6%
Oregon $1,430 -$130 -8.3%
Pennsylvania $1,488 -$72 -4.6%
Rhode Island $2,080 $520 33.3%
South Carolina $1,414 -$146 -9.4%
South Dakota $1,318 -$242 -15.5%
Tennessee $1,364 -$196 -12.6%
Texas $1,882 $322 20.6%
Utah $1,154 -$406 -26.0%
Vermont $1,066 -$494 -31.7%
Virginia $934 -$626 -40.1%
Washington $1,204 -$356 -22.8%
West Virginia $1,430 -$130 -8.3%
Wisconsin $1,080 -$480 -30.8%
Wyoming $1,390 -$170 -10.9%

View Chart as Image

Volkswagen ID Buzz insurance rates by U.S. city

With such a large range in prices, the only way to figure out your exact price is to get quotes from as many companies as possible. Each auto insurer calculates prices differently, and prices will be substantially different.

Volkswagen ID Buzz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen ID Buzz $372 $690 $332 $1,530

Rates are averaged for all Volkswagen ID Buzz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Volkswagen ID Buzz Insurance

Finding better rates on Volkswagen ID Buzz insurance takes avoiding accidents and claims, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Spend time shopping around every year by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The points below are a review of the coverage data touched on above.

  • It is possible to save up to $200 per year simply by quoting early and online
  • Increasing policy deductibles could save as much as $750 each year
  • Drivers under the age of 20 are charged the highest prices, with premiums being up to $461 per month if full coverage is included
  • High-risk drivers who have several accidents or serious violations may pay on average $1,810 more every year to insure a Volkswagen ID Buzz

Rates by Driver Age

Volkswagen ID Buzz Insurance Rates by Driver Age
Driver Age Premium
16 $5,530
20 $3,592
30 $1,650
40 $1,560
50 $1,420
60 $1,396

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen ID Buzz Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,050
$250 $1,824
$500 $1,560
$1,000 $1,308

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen ID Buzz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,560
50/100 $1,623
100/300 $1,702
250/500 $1,908
100 CSL $1,655
300 CSL $1,829
500 CSL $1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen ID Buzz Insurance Rates for High Risk Drivers
Age Premium
16 $7,952
20 $5,710
30 $3,472
40 $3,374
50 $3,212
60 $3,184

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $124
5-yr Claim Free $102
Paid in Full/EFT $79
Advance Quote $81
Online Quote $114
Total Discounts $685
Rate after discounts $875

Discounts are estimated and may not be available from every company or in every state.

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