Volkswagen ID Buzz Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Estimated auto insurance rates for a Volkswagen ID Buzz are $1,560 annually with full coverage. Comprehensive costs approximately $390 a year, collision costs $718, and liability costs around $316. A liability-only policy costs as low as $376 a year, with high-risk insurance costing around $3,374. Teen drivers pay the most at $5,530 a year or more.

Average premium for full coverage: $1,560

Premium estimates by type of coverage:

Comprehensive $390
Collision $718
Liability $316

Rates are based on $500 deductible amounts, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and ID Buzz trim levels.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Volkswagen ID Buzz go from as cheap as $376 for just liability insurance to a high of $3,374 for a high-risk driver policy.

Liability Only $376
Full Coverage $1,560
High Risk $3,374

Insurance Price Range by Location

Where you live can make a big difference on the price of insurance. Rural locations are statistically proven to have fewer collision claims than larger metro areas.

The diagram below illustrates the difference location can make on auto insurance prices.

Rural Areas $1,170
Small Cities $1,638
Large Cities $2,106

These rate differences demonstrate why it is important to compare prices using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details estimated Volkswagen ID Buzz insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $875
  • Using higher $1,000 deductibles will save $1,308 annually
  • The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,560
  • Choosing low $100 deductibles for physical damage coverage will cost $2,050
  • High-risk insureds with multiple violations and an at-fault accident could pay around $3,374 or more
  • An auto insurance policy with full coverage for a 16-year-old driver can cost $5,530 or more

View Chart as Image

Volkswagen ID Buzz insurance cost comparison chart
Column chart showing full coverage Volkswagen ID Buzz insurance rates range from $875 to $5,530

Auto insurance prices for a Volkswagen ID Buzz also have a wide range based on the model of your ID Buzz, your driving record, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $5,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out anywhere from $1,800 to $2,500 in extra premium annually, depending on your age. A high-risk auto insurance policy can be from 45% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $750 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $285 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Volkswagen ID Buzz insurance prices. A driver around age 40 might see prices as low as $1,120 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,110 on average in New York, Michigan, and Florida.

Volkswagen ID Buzz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,410 -$150 -9.6%
Alaska $1,196 -$364 -23.3%
Arizona $1,294 -$266 -17.1%
Arkansas $1,560 -$0 0.0%
California $1,778 $218 14.0%
Colorado $1,488 -$72 -4.6%
Connecticut $1,602 $42 2.7%
Delaware $1,764 $204 13.1%
Florida $1,950 $390 25.0%
Georgia $1,442 -$118 -7.6%
Hawaii $1,122 -$438 -28.1%
Idaho $1,056 -$504 -32.3%
Illinois $1,162 -$398 -25.5%
Indiana $1,176 -$384 -24.6%
Iowa $1,054 -$506 -32.4%
Kansas $1,480 -$80 -5.1%
Kentucky $2,128 $568 36.4%
Louisiana $2,310 $750 48.1%
Maine $964 -$596 -38.2%
Maryland $1,288 -$272 -17.4%
Massachusetts $1,244 -$316 -20.3%
Michigan $2,710 $1,150 73.7%
Minnesota $1,306 -$254 -16.3%
Mississippi $1,870 $310 19.9%
Missouri $1,384 -$176 -11.3%
Montana $1,676 $116 7.4%
Nebraska $1,230 -$330 -21.2%
Nevada $1,872 $312 20.0%
New Hampshire $1,126 -$434 -27.8%
New Jersey $1,744 $184 11.8%
New Mexico $1,380 -$180 -11.5%
New York $1,642 $82 5.3%
North Carolina $898 -$662 -42.4%
North Dakota $1,280 -$280 -17.9%
Ohio $1,076 -$484 -31.0%
Oklahoma $1,600 $40 2.6%
Oregon $1,430 -$130 -8.3%
Pennsylvania $1,488 -$72 -4.6%
Rhode Island $2,080 $520 33.3%
South Carolina $1,414 -$146 -9.4%
South Dakota $1,318 -$242 -15.5%
Tennessee $1,364 -$196 -12.6%
Texas $1,882 $322 20.6%
Utah $1,154 -$406 -26.0%
Vermont $1,066 -$494 -31.7%
Virginia $934 -$626 -40.1%
Washington $1,204 -$356 -22.8%
West Virginia $1,430 -$130 -8.3%
Wisconsin $1,080 -$480 -30.8%
Wyoming $1,390 -$170 -10.9%

View Chart as Image

Volkswagen ID Buzz insurance rates by U.S. city

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes from multiple companies. Each insurance company uses a different rate calculation, and quoted prices will be substantially different between companies.

Volkswagen ID Buzz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen ID Buzz $390 $718 $316 $1,560

Rates are averaged for all Volkswagen ID Buzz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Volkswagen ID Buzz Insurance

Finding better rates on insurance for a Volkswagen ID Buzz requires having a good driving record, having above-average credit, being claim-free, and not having any coverage lapses. Make time to compare rates every time your policy renews by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

The next list is a quick review of the information touched on in this article.

  • You may be able to save around $200 per year simply by quoting early and online
  • Drivers age 20 and younger have the highest car insurance prices, possibly costing $461 per month if full coverage is included
  • Increasing policy deductibles could save up to $750 each year
  • Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,810 more per year to buy Volkswagen ID Buzz insurance
  • Insureds who purchase increased levels of liability coverage will pay about $350 every year to increase from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

Volkswagen ID Buzz Insurance Rates by Driver Age
Driver Age Premium
16 $5,530
20 $3,592
30 $1,650
40 $1,560
50 $1,420
60 $1,396

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen ID Buzz Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,050
$250 $1,824
$500 $1,560
$1,000 $1,308

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen ID Buzz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,560
50/100 $1,623
100/300 $1,702
250/500 $1,908
100 CSL $1,655
300 CSL $1,829
500 CSL $1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen ID Buzz Insurance Rates for High Risk Drivers
Age Premium
16 $7,952
20 $5,710
30 $3,472
40 $3,374
50 $3,212
60 $3,184

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $124
5-yr Claim Free $102
Paid in Full/EFT $79
Advance Quote $81
Online Quote $114
Total Discounts $685
Rate after discounts $875

Discounts are estimated and may not be available from every company or in every state.

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