Volkswagen ID7 Insurance Rates

The average insurance rates for a Volkswagen ID7 are $1,578 a year for full coverage. Comprehensive insurance costs around $376 each year, collision insurance costs $750, and liability insurance costs around $316. Buying just liability costs as low as $376 a year, and insurance for high-risk drivers costs $3,430 or more. Teenage drivers cost the most to insure at up to $5,628 a year.

Average premium for full coverage: $1,578

Policy rates for type of insurance:

These estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and ID7 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance rates.

The examples above show why all drivers should compare prices for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Volkswagen ID7 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $877
• Using higher $1,000 deductibles will save about $256 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,578
• Using low deductibles for physical damage coverage will cost an additional $500 a year
• Drivers who are prone to accidents and violations could pay at least $3,430
• Policy cost that insures a teen driver can be $5,628 or more

View Chart as Image

Insurance rates for a Volkswagen ID7 also range considerably based on the trim level and model year, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,900 to $2,500 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 135% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,500 a year, or $125 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $5,600 a year. View Rates by Age

Your home state has a huge impact on Volkswagen ID7 insurance rates. A driver around age 40 might see rates as low as $1,040 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,250 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $760 each year, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $285 more per year. View Rates by Deductible or Liability Limit

How to Find Cheap Volkswagen ID7 Insurance

Finding cheaper rates on Volkswagen ID7 insurance requires being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Compare prices every year by quoting rates from direct carriers, and also from several local insurance agents.

Below is a brief summary of the coverage data touched on in this article.

• Drivers can save up to $200 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $750 each year
• Teenage drivers pay higher rates, costing up to $469 each month if full coverage is included
• High-risk drivers that tend to have accidents or serious violations pay on average $1,850 more every year for auto insurance