Volkswagen ID7 Insurance Rates

Average insurance rates for a Volkswagen ID7 are $1,578 a year for full coverage. Comprehensive insurance costs an estimated $376, collision insurance costs $750, and liability is $316. Buying just liability costs around $376 a year, and insurance for high-risk drivers costs $3,430 or more. Teens receive the highest rates at up to $5,628 a year.

Average premium for full coverage: $1,578

Rate estimates broken down by individual coverage type:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all states and for different ID7 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. More rural locations tend to have a lower frequency of accident claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects insurance prices.

These examples show why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Volkswagen ID7 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $877
• Raising to $1,000 deductibles will save approximately $256 a year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,578
• Selecting more expensive low deductibles will cost an extra $500 every year
• At-risk drivers with serious driving violations could pay up to $3,430
• The cost for full coverage for a teen driver with full coverage can cost as much as $5,628

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Auto insurance rates for a Volkswagen ID7 can also vary considerably based on your driver profile, the trim level of your ID7, and liability limits and deductibles.

An older driver with a good driving record and high deductibles may pay as little as $1,500 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $5,600 a year. View Rates by Age

Where you live also has a big influence on Volkswagen ID7 insurance prices. A middle-age driver might find rates as low as $1,040 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,250 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $760 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $285 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,900 to $2,500 in extra premium per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 135% more than the average policy. View High Risk Driver Rates

How to Find Cheap Volkswagen ID7 Insurance

Saving money on car insurance consists of being safe and accident-free, having good credit, eliminating unneeded coverage, and consideration of higher deductibles. Set aside time to shop around at least every other year by requesting quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

Below you'll find a brief summary of the car insurance concepts raised in the charts and tables above.

• Higher risk drivers that tend to have accidents or serious violations pay an average of $1,850 more annually than a low-risk driver
• Drivers can save approximately $200 per year just by shopping early and online
• Increasing deductibles can save around $750 each year
• Policyholders who want more liability protection will pay approximately $350 each year to raise from a minimum limit to 250/500 limits