Volkswagen Taos Insurance Rates
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UPDATED: Mar 28, 2024
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Estimated auto insurance rates for a Volkswagen Taos are $1,200 annually including full coverage. Comprehensive costs approximately $280, collision costs $452, and liability costs around $332. Liability-only insurance costs as low as $388 a year, with high-risk driver insurance costing around $2,572. Teenage drivers pay the most at $4,388 a year or more.
Average premium for full coverage: $1,200
Premium estimates by type of coverage:
Prices include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and for all Taos models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Volkswagen Taos go from as cheap as $388 for your basic liability-only policy to the much higher price of $2,572 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Where you live can make a big difference on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities.
The example below illustrates how rural and urban location affects auto insurance prices.
These rate differences highlight why everyone should compare prices using their specific location and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down estimated Volkswagen Taos insurance rates for additional coverage and risk scenarios.
- The best discount rate is $696
- Using higher $1,000 deductibles will save $166 every year
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,200
- Using pricier low deductibles for physical damage coverage will cost $1,520
- High-risk insureds who are prone to accidents and violations could pay around $2,572 or more
- An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost $4,388 or more
Insurance prices for a Volkswagen Taos also have a wide range based on the model of your Taos, your driving characteristics, and physical damage deductibles and liability limits.
A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,400 to $1,900 additional annually, depending on your age. Volkswagen Taos insurance for high-risk drivers can be from 43% to 131% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut prices by as much as $490 annually, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $299 more each year. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Volkswagen Taos insurance prices. A driver around age 40 might see prices as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,710 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,084 | -$116 | -9.7% |
| Alaska | $920 | -$280 | -23.3% |
| Arizona | $992 | -$208 | -17.3% |
| Arkansas | $1,200 | -$0 | 0.0% |
| California | $1,366 | $166 | 13.8% |
| Colorado | $1,142 | -$58 | -4.8% |
| Connecticut | $1,230 | $30 | 2.5% |
| Delaware | $1,354 | $154 | 12.8% |
| Florida | $1,496 | $296 | 24.7% |
| Georgia | $1,108 | -$92 | -7.7% |
| Hawaii | $862 | -$338 | -28.2% |
| Idaho | $812 | -$388 | -32.3% |
| Illinois | $892 | -$308 | -25.7% |
| Indiana | $904 | -$296 | -24.7% |
| Iowa | $808 | -$392 | -32.7% |
| Kansas | $1,136 | -$64 | -5.3% |
| Kentucky | $1,634 | $434 | 36.2% |
| Louisiana | $1,774 | $574 | 47.8% |
| Maine | $740 | -$460 | -38.3% |
| Maryland | $990 | -$210 | -17.5% |
| Massachusetts | $954 | -$246 | -20.5% |
| Michigan | $2,082 | $882 | 73.5% |
| Minnesota | $1,004 | -$196 | -16.3% |
| Mississippi | $1,434 | $234 | 19.5% |
| Missouri | $1,064 | -$136 | -11.3% |
| Montana | $1,286 | $86 | 7.2% |
| Nebraska | $946 | -$254 | -21.2% |
| Nevada | $1,438 | $238 | 19.8% |
| New Hampshire | $864 | -$336 | -28.0% |
| New Jersey | $1,340 | $140 | 11.7% |
| New Mexico | $1,060 | -$140 | -11.7% |
| New York | $1,260 | $60 | 5.0% |
| North Carolina | $690 | -$510 | -42.5% |
| North Dakota | $984 | -$216 | -18.0% |
| Ohio | $826 | -$374 | -31.2% |
| Oklahoma | $1,228 | $28 | 2.3% |
| Oregon | $1,100 | -$100 | -8.3% |
| Pennsylvania | $1,142 | -$58 | -4.8% |
| Rhode Island | $1,598 | $398 | 33.2% |
| South Carolina | $1,086 | -$114 | -9.5% |
| South Dakota | $1,010 | -$190 | -15.8% |
| Tennessee | $1,048 | -$152 | -12.7% |
| Texas | $1,446 | $246 | 20.5% |
| Utah | $888 | -$312 | -26.0% |
| Vermont | $818 | -$382 | -31.8% |
| Virginia | $716 | -$484 | -40.3% |
| Washington | $924 | -$276 | -23.0% |
| West Virginia | $1,100 | -$100 | -8.3% |
| Wisconsin | $828 | -$372 | -31.0% |
| Wyoming | $1,068 | -$132 | -11.0% |
With such a large range in prices, the best way to figure out who has the best auto insurance prices is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, and prices will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Taos | $294 | $470 | $316 | $1,216 |
| 2023 Volkswagen Taos | $280 | $452 | $332 | $1,200 |
| 2022 Volkswagen Taos | $270 | $448 | $338 | $1,192 |
Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Volkswagen Taos Insurance
Finding better rates on insurance for a Volkswagen Taos requires avoiding accidents and violations, having good credit, refrain from filing small claims, and qualifying for all possible discounts. Set aside time to shop around at every other renewal by getting rate quotes from direct car insurance companies, and also from local insurance agencies.
The list below is a quick rundown of the concepts that were raised in the charts and tables above.
- Drivers considered higher risk with reckless driving or DUI convictions may have to pay on average $1,370 more per year for car insurance
- Teenagers are the costliest to insure, with the cost nearing $366 per month if they have full coverage
- You may be able to save around $140 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles could save up to $475 each year
- You may be able to save around $140 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,388 |
| 20 | $2,734 |
| 30 | $1,252 |
| 40 | $1,200 |
| 50 | $1,092 |
| 60 | $1,072 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,520 |
| $250 | $1,374 |
| $500 | $1,200 |
| $1,000 | $1,034 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,200 |
| 50/100 | $1,266 |
| 100/300 | $1,349 |
| 250/500 | $1,565 |
| 100 CSL | $1,300 |
| 300 CSL | $1,482 |
| 500 CSL | $1,615 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,262 |
| 20 | $4,342 |
| 30 | $2,632 |
| 40 | $2,572 |
| 50 | $2,450 |
| 60 | $2,426 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $87 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $55 |
| Advance Quote | $58 |
| Online Quote | $85 |
| Total Discounts | $504 |
Discounts are estimated and may not be available from every company or in every state.
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