Volkswagen Taos Insurance Rates
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UPDATED: Mar 28, 2024
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The average insurance rates for a Volkswagen Taos are $1,192 a year with full coverage. Comprehensive insurance costs around $270 each year, collision costs $448, and liability is $338. Buying just liability costs around $394 a year, with insurance for high-risk drivers costing $2,562 or more. 16-year-old drivers cost the most to insure at $4,394 a year or more.
Average premium for full coverage: $1,192
Policy rates for type of insurance:
Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Taos models.
Price Range Variability
For the average driver, Volkswagen Taos insurance rates go from the low end price of $394 for just liability coverage to a high rate of $2,562 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than congested cities.
The graphic below illustrates how location impacts auto insurance rates.
The examples above demonstrate why all drivers should compare rates quotes for a specific zip code, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details estimated Volkswagen Taos insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $692
- Raising to $1,000 deductibles will save about $164 annually
- The estimated price for a good driver age 40 using $500 deductibles is $1,192
- Buying low deductibles will cost an additional $312 annually
- Drivers with multiple tickets or accidents could pay at least $2,562 or more
- Policy cost that insures a 16-year-old driver can be $4,394
Insurance rates for a Volkswagen Taos also range considerably based on the trim level and model year, your age and driving habits, and deductibles and policy limits.
If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 131% more than the average rate. View High Risk Driver Rates
More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay as much as $4,300 a year. View Rates by Age
Your home state also has a big influence on Volkswagen Taos insurance prices. A middle-age driver might find rates as low as $860 a year in states like New Hampshire, Ohio, and Utah, or at least $1,610 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,076 | -$116 | -9.7% |
Alaska | $914 | -$278 | -23.3% |
Arizona | $990 | -$202 | -16.9% |
Arkansas | $1,192 | -$0 | 0.0% |
California | $1,356 | $164 | 13.8% |
Colorado | $1,136 | -$56 | -4.7% |
Connecticut | $1,222 | $30 | 2.5% |
Delaware | $1,346 | $154 | 12.9% |
Florida | $1,488 | $296 | 24.8% |
Georgia | $1,100 | -$92 | -7.7% |
Hawaii | $858 | -$334 | -28.0% |
Idaho | $808 | -$384 | -32.2% |
Illinois | $886 | -$306 | -25.7% |
Indiana | $898 | -$294 | -24.7% |
Iowa | $802 | -$390 | -32.7% |
Kansas | $1,130 | -$62 | -5.2% |
Kentucky | $1,624 | $432 | 36.2% |
Louisiana | $1,762 | $570 | 47.8% |
Maine | $736 | -$456 | -38.3% |
Maryland | $984 | -$208 | -17.4% |
Massachusetts | $950 | -$242 | -20.3% |
Michigan | $2,068 | $876 | 73.5% |
Minnesota | $998 | -$194 | -16.3% |
Mississippi | $1,426 | $234 | 19.6% |
Missouri | $1,056 | -$136 | -11.4% |
Montana | $1,278 | $86 | 7.2% |
Nebraska | $936 | -$256 | -21.5% |
Nevada | $1,426 | $234 | 19.6% |
New Hampshire | $858 | -$334 | -28.0% |
New Jersey | $1,330 | $138 | 11.6% |
New Mexico | $1,052 | -$140 | -11.7% |
New York | $1,254 | $62 | 5.2% |
North Carolina | $686 | -$506 | -42.4% |
North Dakota | $976 | -$216 | -18.1% |
Ohio | $820 | -$372 | -31.2% |
Oklahoma | $1,222 | $30 | 2.5% |
Oregon | $1,090 | -$102 | -8.6% |
Pennsylvania | $1,134 | -$58 | -4.9% |
Rhode Island | $1,586 | $394 | 33.1% |
South Carolina | $1,080 | -$112 | -9.4% |
South Dakota | $1,006 | -$186 | -15.6% |
Tennessee | $1,042 | -$150 | -12.6% |
Texas | $1,436 | $244 | 20.5% |
Utah | $882 | -$310 | -26.0% |
Vermont | $814 | -$378 | -31.7% |
Virginia | $714 | -$478 | -40.1% |
Washington | $920 | -$272 | -22.8% |
West Virginia | $1,090 | -$102 | -8.6% |
Wisconsin | $822 | -$370 | -31.0% |
Wyoming | $1,060 | -$132 | -11.1% |
Opting for high physical damage deductibles can reduce rates by up to $480 annually, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $304 more per year. View Rates by Deductible or Liability Limit
Because rates have so much variability, the best way to find out your exact price is to do a rate comparison from multiple companies. Every auto insurance company utilizes a different rate formula, so the rates will be varied.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Volkswagen Taos | $280 | $452 | $332 | $1,200 |
2023 Volkswagen Taos | $270 | $448 | $338 | $1,192 |
2022 Volkswagen Taos | $260 | $436 | $354 | $1,186 |
Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Volkswagen Taos Insurance
Finding cheaper rates on insurance for a Volkswagen Taos consists of avoiding accidents and claims, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Comparison shop once a year by quoting rates from direct companies, and also from your local independent and exclusive agents.
The points below are a summary of the data that was touched on above.
- You may be able to save up to $140 per year simply by quoting online in advance
- Insureds who may need increased liability limits will pay around $370 every year to raise from a 30/60 limit to the 250/500 level
- Drivers under the age of 20 pay higher rates, as much as $366 each month if full coverage is included
- Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,370 more every year to insure a Volkswagen Taos
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,394 |
20 | $2,726 |
30 | $1,242 |
40 | $1,192 |
50 | $1,088 |
60 | $1,068 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,504 |
$250 | $1,360 |
$500 | $1,192 |
$1,000 | $1,028 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,192 |
50/100 | $1,260 |
100/300 | $1,344 |
250/500 | $1,564 |
100 CSL | $1,293 |
300 CSL | $1,479 |
500 CSL | $1,615 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,266 |
20 | $4,334 |
30 | $2,620 |
40 | $2,562 |
50 | $2,442 |
60 | $2,420 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $63 |
Multi-vehicle | $61 |
Homeowner | $17 |
5-yr Accident Free | $87 |
5-yr Claim Free | $76 |
Paid in Full/EFT | $54 |
Advance Quote | $58 |
Online Quote | $84 |
Total Discounts | $500 |
Discounts are estimated and may not be available from every company or in every state.
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