Volkswagen Tiguan Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 13, 2024

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Volkswagen Tiguan insurance
How much is car insurance for a Volkswagen Tiguan? A  Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.

Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.

U.S. average insurance rates for a Volkswagen Tiguan are $1,136 a year for full coverage insurance. Comprehensive insurance costs an estimated $230, collision costs $380, and liability coverage is $390. Liability-only coverage costs around $438 a year, with high-risk coverage costing $2,452 or more. Teens pay the highest rates at $4,314 a year or more.

Average premium for full coverage: $1,136

Price estimates broken down by individual coverage:

Comprehensive $230
Collision $380
Liability $390

Full coverage includes $500 deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for all Tiguan models.

Price Range from Low to High

Using a middle-aged driver as an example, Volkswagen Tiguan insurance prices go from as low as $438 for just the minimum liability insurance to the much higher price of $2,452 for a driver who requires high-risk insurance.

Liability Only $438
Full Coverage $1,136
High Risk $2,452

Geographic Price Range

Choosing to live in a large city has a large influence on the price of insurance. More rural locations have a lower frequency of physical damage claims than cities with more traffic congestion.

The example below illustrates how where you live affects insurance prices.

Rural Areas $852
Small Cities $1,193
Large Cities $1,534

The ranges above illustrate why everyone should compare rates quotes for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates estimated Volkswagen Tiguan insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $661
  • Raising to $1,000 deductibles will save approximately $140 each year
  • The average rate for the average middle-age driver who has $500 deductibles is $1,136
  • Selecting pricier low deductibles will cost an extra $266 each year
  • Unlucky drivers with serious driving violations could pay up to $2,452 or more
  • The price for full coverage for a teenage driver for full coverage can cost as much as $4,314

View Chart as Image

Volkswagen Tiguan insurance cost comparison chart
Column chart showing full coverage Volkswagen Tiguan insurance prices range from $661 to $4,314

Auto insurance prices for a Volkswagen Tiguan are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay at least $4,300 a year. View Rates by Age

The state you live in also has a big influence on Volkswagen Tiguan insurance rates. A middle-age driver might find prices as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,530 on average in Florida, New York, and Michigan.

Volkswagen Tiguan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,028 -$108 -9.5%
Alaska $870 -$266 -23.4%
Arizona $940 -$196 -17.3%
Arkansas $1,136 -$0 0.0%
California $1,294 $158 13.9%
Colorado $1,084 -$52 -4.6%
Connecticut $1,166 $30 2.6%
Delaware $1,284 $148 13.0%
Florida $1,416 $280 24.6%
Georgia $1,050 -$86 -7.6%
Hawaii $814 -$322 -28.3%
Idaho $770 -$366 -32.2%
Illinois $844 -$292 -25.7%
Indiana $854 -$282 -24.8%
Iowa $764 -$372 -32.7%
Kansas $1,078 -$58 -5.1%
Kentucky $1,548 $412 36.3%
Louisiana $1,680 $544 47.9%
Maine $702 -$434 -38.2%
Maryland $938 -$198 -17.4%
Massachusetts $906 -$230 -20.2%
Michigan $1,970 $834 73.4%
Minnesota $952 -$184 -16.2%
Mississippi $1,358 $222 19.5%
Missouri $1,008 -$128 -11.3%
Montana $1,218 $82 7.2%
Nebraska $894 -$242 -21.3%
Nevada $1,362 $226 19.9%
New Hampshire $820 -$316 -27.8%
New Jersey $1,268 $132 11.6%
New Mexico $1,004 -$132 -11.6%
New York $1,196 $60 5.3%
North Carolina $654 -$482 -42.4%
North Dakota $930 -$206 -18.1%
Ohio $782 -$354 -31.2%
Oklahoma $1,166 $30 2.6%
Oregon $1,040 -$96 -8.5%
Pennsylvania $1,080 -$56 -4.9%
Rhode Island $1,514 $378 33.3%
South Carolina $1,030 -$106 -9.3%
South Dakota $958 -$178 -15.7%
Tennessee $992 -$144 -12.7%
Texas $1,368 $232 20.4%
Utah $840 -$296 -26.1%
Vermont $776 -$360 -31.7%
Virginia $680 -$456 -40.1%
Washington $878 -$258 -22.7%
West Virginia $1,040 -$96 -8.5%
Wisconsin $782 -$354 -31.2%
Wyoming $1,010 -$126 -11.1%

View Chart as Image

Volkswagen Tiguan insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $410 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,300 to $1,900 in extra premium each year, depending on your age. Volkswagen Tiguan insurance for high-risk drivers is expensive and can cost around 44% to 128% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out which car insurance is cheapest is to regularly compare prices and see how they stack up. Every auto insurance company calculates prices differently, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Volkswagen Tiguan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen Tiguan S 2WD $1,074 $90
Volkswagen Tiguan S 2WD $1,074 $90
Volkswagen Tiguan SE 4Motion AWD $1,136 $95
Volkswagen Tiguan SEL 4Motion AWD $1,196 $100

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Tiguan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Tiguan $306 $542 $332 $1,316
2023 Volkswagen Tiguan $294 $536 $338 $1,304
2022 Volkswagen Tiguan $284 $524 $354 $1,298
2021 Volkswagen Tiguan $274 $502 $364 $1,276
2020 Volkswagen Tiguan $260 $484 $376 $1,256
2019 Volkswagen Tiguan $250 $450 $384 $1,220
2018 Volkswagen Tiguan $240 $424 $388 $1,188
2017 Volkswagen Tiguan $230 $380 $390 $1,136
2016 Volkswagen Tiguan $214 $350 $390 $1,090

Rates are averaged for all Volkswagen Tiguan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Volkswagen Tiguan Insurance

Getting lower rates on auto insurance consists of not taking risks behind the wheel, having good credit, not filing small claims, and qualifying for all possible discounts. Take the time to comparison shop at every other renewal by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following is a summary of the concepts that were touched on in the above illustrations.

  • Drivers who have multiple accidents or major violations pay on average $1,320 more annually for Tiguan insurance
  • Teens are the costliest to insure, as much as $360 a month if they have full coverage
  • It is possible to save approximately $140 per year simply by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles can save around $400 each year
  • It is possible to save approximately $140 per year simply by quoting online well ahead of the renewal date

Frequently Asked Questions

Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.

Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.

How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.

As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.

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Read on to learn more about what determines the price of car insurance.

What are the safety ratings of the Volkswagen Tiguan?

The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor

Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.

The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side: Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.

Volkswagen Tiguan Compared Against Other Vehicles in the Same Class

The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.

Take a look at the other midsize SUVs below to see how their rates compare.

Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.

References

  1. https://www.iihs.org/ratings/vehicle/volkswagen/tiguan-4-door-suv/2020

Rates by Driver Age

Volkswagen Tiguan Insurance Rates by Driver Age
Driver Age Premium
16 $4,314
20 $2,608
30 $1,176
40 $1,136
50 $1,038
60 $1,018

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Tiguan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,402
$250 $1,278
$500 $1,136
$1,000 $996

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Tiguan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,136
50/100 $1,274
100/300 $1,372
250/500 $1,625
100 CSL $1,313
300 CSL $1,528
500 CSL $1,684

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Tiguan Insurance Rates for High Risk Drivers
Age Premium
16 $6,140
20 $4,154
30 $2,500
40 $2,452
50 $2,340
60 $2,318

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $157

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $60
Homeowner $18
5-yr Accident Free $80
5-yr Claim Free $73
Paid in Full/EFT $49
Advance Quote $55
Online Quote $80
Total Discounts $475
Rate after discounts $661

Discounts are estimated and may not be available from every company or in every state.

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