Volkswagen Tiguan Insurance Rates
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UPDATED: Apr 13, 2024
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How much is car insurance for a Volkswagen Tiguan? A Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.
Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.
U.S. average insurance rates for a Volkswagen Tiguan are $1,136 a year for full coverage. Comprehensive insurance costs around $230 a year, collision costs $380, and liability insurance is estimated at $390. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing $2,452 or more. Teenage drivers pay the highest rates at $4,314 a year or more.
Average premium for full coverage: $1,136
Price estimates for individual coverage:
Rate estimates include $500 physical damage deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Tiguan trim levels.
Price Range from Low to High
For the average 40-year-old driver, Volkswagen Tiguan insurance prices go from as low as $438 for liability-only coverage to a high of $2,452 for a driver required to buy high-risk insurance.
Geographic Price Range
Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than densely populated cities.
The diagram below illustrates the difference location can make on auto insurance rates.
The ranges above show why it is important to get quotes for a specific zip code and risk profile, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows estimated Volkswagen Tiguan insurance rates for additional coverage choices and driver risks.
- The best discount rate is $661
- Choosing higher $1,000 deductibles can save about $996 a year
- The average rate for the average middle-age driver using $500 deductibles is $1,136
- Using low $100 deductibles for comp and collision coverage will cost an extra $266 a year
- High-risk insureds who are prone to accidents and violations could pay at least $2,452 or more
- The price for full coverage for a teen driver can be $4,314 each year
Auto insurance prices for a Volkswagen Tiguan are also quite variable based on your driving record, the trim level of your Tiguan, and deductibles and policy limits.
Older drivers with a good driving record and high deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $4,300 a year. View Rates by Age
The state you live in plays a big part in determining prices for Volkswagen Tiguan insurance rates. A good driver about age 40 could pay as low as $750 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,620 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,028 | -$108 | -9.5% |
| Alaska | $870 | -$266 | -23.4% |
| Arizona | $940 | -$196 | -17.3% |
| Arkansas | $1,136 | -$0 | 0.0% |
| California | $1,294 | $158 | 13.9% |
| Colorado | $1,084 | -$52 | -4.6% |
| Connecticut | $1,166 | $30 | 2.6% |
| Delaware | $1,284 | $148 | 13.0% |
| Florida | $1,416 | $280 | 24.6% |
| Georgia | $1,050 | -$86 | -7.6% |
| Hawaii | $814 | -$322 | -28.3% |
| Idaho | $770 | -$366 | -32.2% |
| Illinois | $844 | -$292 | -25.7% |
| Indiana | $854 | -$282 | -24.8% |
| Iowa | $764 | -$372 | -32.7% |
| Kansas | $1,078 | -$58 | -5.1% |
| Kentucky | $1,548 | $412 | 36.3% |
| Louisiana | $1,680 | $544 | 47.9% |
| Maine | $702 | -$434 | -38.2% |
| Maryland | $938 | -$198 | -17.4% |
| Massachusetts | $906 | -$230 | -20.2% |
| Michigan | $1,970 | $834 | 73.4% |
| Minnesota | $952 | -$184 | -16.2% |
| Mississippi | $1,358 | $222 | 19.5% |
| Missouri | $1,008 | -$128 | -11.3% |
| Montana | $1,218 | $82 | 7.2% |
| Nebraska | $894 | -$242 | -21.3% |
| Nevada | $1,362 | $226 | 19.9% |
| New Hampshire | $820 | -$316 | -27.8% |
| New Jersey | $1,268 | $132 | 11.6% |
| New Mexico | $1,004 | -$132 | -11.6% |
| New York | $1,196 | $60 | 5.3% |
| North Carolina | $654 | -$482 | -42.4% |
| North Dakota | $930 | -$206 | -18.1% |
| Ohio | $782 | -$354 | -31.2% |
| Oklahoma | $1,166 | $30 | 2.6% |
| Oregon | $1,040 | -$96 | -8.5% |
| Pennsylvania | $1,080 | -$56 | -4.9% |
| Rhode Island | $1,514 | $378 | 33.3% |
| South Carolina | $1,030 | -$106 | -9.3% |
| South Dakota | $958 | -$178 | -15.7% |
| Tennessee | $992 | -$144 | -12.7% |
| Texas | $1,368 | $232 | 20.4% |
| Utah | $840 | -$296 | -26.1% |
| Vermont | $776 | -$360 | -31.7% |
| Virginia | $680 | -$456 | -40.1% |
| Washington | $878 | -$258 | -22.7% |
| West Virginia | $1,040 | -$96 | -8.5% |
| Wisconsin | $782 | -$354 | -31.2% |
| Wyoming | $1,010 | -$126 | -11.1% |
Using high physical damage deductibles can save as much as $410 each year, while buying higher liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you could be paying at least $1,300 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 128% more than a normal policy. View High Risk Driver Rates
Since prices can be so different, the only way to know your exact price is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Tiguan S 2WD | $1,074 | $90 |
| Volkswagen Tiguan S 2WD | $1,074 | $90 |
| Volkswagen Tiguan SE 4Motion AWD | $1,136 | $95 |
| Volkswagen Tiguan SEL 4Motion AWD | $1,196 | $100 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Tiguan | $306 | $542 | $332 | $1,316 |
| 2023 Volkswagen Tiguan | $294 | $536 | $338 | $1,304 |
| 2022 Volkswagen Tiguan | $284 | $524 | $354 | $1,298 |
| 2021 Volkswagen Tiguan | $274 | $502 | $364 | $1,276 |
| 2020 Volkswagen Tiguan | $260 | $484 | $376 | $1,256 |
| 2019 Volkswagen Tiguan | $250 | $450 | $384 | $1,220 |
| 2018 Volkswagen Tiguan | $240 | $424 | $388 | $1,188 |
| 2017 Volkswagen Tiguan | $230 | $380 | $390 | $1,136 |
| 2016 Volkswagen Tiguan | $214 | $350 | $390 | $1,090 |
Rates are averaged for all Volkswagen Tiguan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Volkswagen Tiguan Insurance
Getting lower rates on Volkswagen Tiguan insurance takes being a safe and courteous driver, having good credit, eliminating unnecessary coverage, and maximizing policy discounts. Make time to compare rates at every policy renewal by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.
Below is a brief recap of the data touched on in this article.
- Drivers who may need higher levels of liability will pay an extra $430 each year to raise limits from a low limit to 250/500 limits
- Drivers can save up to $140 per year simply by quoting early and online
- Increasing physical damage deductibles can save around $400 each year
- Teenage drivers are expensive to insure, with premiums as much as $360 a month if they have full coverage
Frequently Asked Questions
Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.
Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.
How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.
As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.
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Read on to learn more about what determines the price of car insurance.
What are the safety ratings of the Volkswagen Tiguan?
The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.
The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side: Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.
Volkswagen Tiguan Compared Against Other Vehicles in the Same Class
The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.
Take a look at the other midsize SUVs below to see how their rates compare.
Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,314 |
| 20 | $2,608 |
| 30 | $1,176 |
| 40 | $1,136 |
| 50 | $1,038 |
| 60 | $1,018 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,402 |
| $250 | $1,278 |
| $500 | $1,136 |
| $1,000 | $996 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,136 |
| 50/100 | $1,274 |
| 100/300 | $1,372 |
| 250/500 | $1,625 |
| 100 CSL | $1,313 |
| 300 CSL | $1,528 |
| 500 CSL | $1,684 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,140 |
| 20 | $4,154 |
| 30 | $2,500 |
| 40 | $2,452 |
| 50 | $2,340 |
| 60 | $2,318 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $60 |
| Homeowner | $18 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $73 |
| Paid in Full/EFT | $49 |
| Advance Quote | $55 |
| Online Quote | $80 |
| Total Discounts | $475 |
Discounts are estimated and may not be available from every company or in every state.
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