Volkswagen Tiguan Limited Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 25, 2024

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The average insurance rates for a Volkswagen Tiguan Limited are $1,232 a year for full coverage. Comprehensive insurance costs on average $280, collision costs $500, and liability insurance is estimated at $316. Liability-only insurance costs approximately $376 a year, with high-risk driver insurance costing $2,658 or more. 16-year-old drivers cost the most to insure at $4,510 a year or more.

Average premium for full coverage: $1,232

Policy rates by type of insurance:

Comprehensive $280
Collision $500
Liability $316

Prices include $500 physical damage insurance deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for different Tiguan Limited trim levels.

Price Range Variability

For an average driver, Volkswagen Tiguan Limited insurance rates go from the low end price of $376 for the bare minimum liability coverage to a much higher rate of $2,658 for a driver required to buy high-risk insurance.

Liability Only $376
Full Coverage $1,232
High Risk $2,658

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have lower incidents of accident claims than congested cities.

The price range example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $924
Small Cities $1,294
Large Cities $1,663

The examples above show why anyone shopping for car insurance should get quotes based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows estimated Volkswagen Tiguan Limited insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $708
  • Choosing higher $1,000 deductibles can save around $176 a year
  • The estimated price for a good driver age 40 with $500 deductibles is $1,232
  • Buying more expensive low deductibles for comp and collision coverage will cost an additional $344 a year
  • High-risk insureds with multiple tickets or accidents could pay upwards of $2,658 or more
  • Policy cost that insures a teen driver with full coverage may cost $4,510 each year

View Chart as Image

Volkswagen Tiguan Limited insurance cost comparison chart
Column chart showing full coverage Volkswagen Tiguan Limited insurance prices range from $708 to $4,510

Auto insurance rates for a Volkswagen Tiguan Limited also range considerably based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,500 to $2,000 in extra premium every year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 136% more than the average rate. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay upwards of $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Volkswagen Tiguan Limited insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Idaho, Maine, and Iowa, or at least $1,760 on average in Michigan, Louisiana, and New York.

Volkswagen Tiguan Limited Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,114 -$118 -9.6%
Alaska $946 -$286 -23.2%
Arizona $1,022 -$210 -17.0%
Arkansas $1,232 -$0 0.0%
California $1,404 $172 14.0%
Colorado $1,176 -$56 -4.5%
Connecticut $1,266 $34 2.8%
Delaware $1,394 $162 13.1%
Florida $1,540 $308 25.0%
Georgia $1,140 -$92 -7.5%
Hawaii $888 -$344 -27.9%
Idaho $836 -$396 -32.1%
Illinois $920 -$312 -25.3%
Indiana $930 -$302 -24.5%
Iowa $832 -$400 -32.5%
Kansas $1,170 -$62 -5.0%
Kentucky $1,680 $448 36.4%
Louisiana $1,826 $594 48.2%
Maine $762 -$470 -38.1%
Maryland $1,020 -$212 -17.2%
Massachusetts $982 -$250 -20.3%
Michigan $2,142 $910 73.9%
Minnesota $1,030 -$202 -16.4%
Mississippi $1,478 $246 20.0%
Missouri $1,094 -$138 -11.2%
Montana $1,324 $92 7.5%
Nebraska $972 -$260 -21.1%
Nevada $1,478 $246 20.0%
New Hampshire $888 -$344 -27.9%
New Jersey $1,380 $148 12.0%
New Mexico $1,090 -$142 -11.5%
New York $1,298 $66 5.4%
North Carolina $710 -$522 -42.4%
North Dakota $1,012 -$220 -17.9%
Ohio $850 -$382 -31.0%
Oklahoma $1,264 $32 2.6%
Oregon $1,130 -$102 -8.3%
Pennsylvania $1,176 -$56 -4.5%
Rhode Island $1,644 $412 33.4%
South Carolina $1,118 -$114 -9.3%
South Dakota $1,040 -$192 -15.6%
Tennessee $1,078 -$154 -12.5%
Texas $1,486 $254 20.6%
Utah $912 -$320 -26.0%
Vermont $842 -$390 -31.7%
Virginia $738 -$494 -40.1%
Washington $950 -$282 -22.9%
West Virginia $1,130 -$102 -8.3%
Wisconsin $852 -$380 -30.8%
Wyoming $1,098 -$134 -10.9%

View Chart as Image

Volkswagen Tiguan Limited insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $520 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $285 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates from as many companies as possible. Each auto insurer utilizes a different rate formula, and quoted rates will be varied.

Volkswagen Tiguan Limited Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Volkswagen Tiguan Limited $200 $338 $390 $1,064

Rates are averaged for all Volkswagen Tiguan Limited models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Volkswagen Tiguan Limited Insurance

Finding cheaper rates on Volkswagen Tiguan Limited insurance takes being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Comparison shop at every policy renewal by getting quotes from direct carriers, and also from local exclusive and independent agents.

The items below are a quick rundown of the data covered in the above illustrations.

  • Drivers who require more liability coverage will pay around $350 each year to raise limits from a 30/60 limit to the 250/500 level
  • Drivers can save as much as $150 per year simply by shopping early and online
  • Increasing comprehensive and collision deductibles can save approximately $525 each year
  • Teen drivers are charged the highest rates, costing up to $376 each month if the policy includes full coverage

Rates by Driver Age

Volkswagen Tiguan Limited Insurance Rates by Driver Age
Driver Age Premium
16 $4,510
20 $2,838
30 $1,292
40 $1,232
50 $1,124
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Tiguan Limited Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,576
$250 $1,418
$500 $1,232
$1,000 $1,056

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Tiguan Limited Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,232
50/100 $1,295
100/300 $1,374
250/500 $1,580
100 CSL $1,327
300 CSL $1,501
500 CSL $1,627

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Tiguan Limited Insurance Rates for High Risk Drivers
Age Premium
16 $6,448
20 $4,506
30 $2,722
40 $2,658
50 $2,532
60 $2,508

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $170

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $63
Homeowner $17
5-yr Accident Free $92
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $61
Online Quote $88
Total Discounts $524
Rate after discounts $708

Discounts are estimated and may not be available from every company or in every state.

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