Volkswagen Touareg Insurance Rates
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UPDATED: May 6, 2024
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The average auto insurance rates for a Volkswagen Touareg are $1,444 annually for full coverage insurance. Comprehensive costs an estimated $290, collision insurance costs $540, and liability coverage costs $456. A liability-only policy costs as little as $508 a year, and high-risk insurance costs around $3,138. Teenage drivers cost the most to insure at up to $5,454 a year.
Average premium for full coverage: $1,444
Policy rates broken down by type of insurance:
Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for different Touareg trim levels.
Price Range Variability
For a driver in their 40's, Volkswagen Touareg insurance rates range from as cheap as $508 for just liability coverage to a much higher rate of $3,138 for a high-risk insurance policy.
Urban vs. Rural Price Range
Your location has a large influence on the price of insurance. More rural locations are shown to have fewer physical damage claims than densely populated cities. The price range example below illustrates how location helps determine insurance prices.
The examples above illustrate why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates average Volkswagen Touareg insurance rates for other coverage scenarios.
- The best discount rate is $827
- Drivers who choose higher $1,000 deductibles will pay approximately $188 each year
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,444
- Using more expensive low deductibles for comprehensive and collision insurance will cost $1,812
- High-risk insureds who are prone to accidents and violations could pay up to $3,138
- Policy cost with full coverage for a teenage driver with full coverage can cost as much as $5,454 a year
Car insurance rates for a Volkswagen Touareg also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.
An older driver with no driving violations and high physical damage deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $5,400 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,700 to $2,400 extra every year, depending on your age. High-risk driver insurance can cost around 44% to 131% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $560 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Volkswagen Touareg insurance rates. A 40-year-old driver could pay as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,950 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,306 | -$138 | -9.6% |
| Alaska | $1,108 | -$336 | -23.3% |
| Arizona | $1,198 | -$246 | -17.0% |
| Arkansas | $1,444 | -$0 | 0.0% |
| California | $1,646 | $202 | 14.0% |
| Colorado | $1,382 | -$62 | -4.3% |
| Connecticut | $1,486 | $42 | 2.9% |
| Delaware | $1,636 | $192 | 13.3% |
| Florida | $1,808 | $364 | 25.2% |
| Georgia | $1,334 | -$110 | -7.6% |
| Hawaii | $1,038 | -$406 | -28.1% |
| Idaho | $976 | -$468 | -32.4% |
| Illinois | $1,076 | -$368 | -25.5% |
| Indiana | $1,088 | -$356 | -24.7% |
| Iowa | $974 | -$470 | -32.5% |
| Kansas | $1,374 | -$70 | -4.8% |
| Kentucky | $1,972 | $528 | 36.6% |
| Louisiana | $2,138 | $694 | 48.1% |
| Maine | $894 | -$550 | -38.1% |
| Maryland | $1,192 | -$252 | -17.5% |
| Massachusetts | $1,156 | -$288 | -19.9% |
| Michigan | $2,510 | $1,066 | 73.8% |
| Minnesota | $1,208 | -$236 | -16.3% |
| Mississippi | $1,732 | $288 | 19.9% |
| Missouri | $1,282 | -$162 | -11.2% |
| Montana | $1,552 | $108 | 7.5% |
| Nebraska | $1,138 | -$306 | -21.2% |
| Nevada | $1,732 | $288 | 19.9% |
| New Hampshire | $1,042 | -$402 | -27.8% |
| New Jersey | $1,614 | $170 | 11.8% |
| New Mexico | $1,280 | -$164 | -11.4% |
| New York | $1,522 | $78 | 5.4% |
| North Carolina | $834 | -$610 | -42.2% |
| North Dakota | $1,182 | -$262 | -18.1% |
| Ohio | $996 | -$448 | -31.0% |
| Oklahoma | $1,484 | $40 | 2.8% |
| Oregon | $1,324 | -$120 | -8.3% |
| Pennsylvania | $1,378 | -$66 | -4.6% |
| Rhode Island | $1,928 | $484 | 33.5% |
| South Carolina | $1,308 | -$136 | -9.4% |
| South Dakota | $1,218 | -$226 | -15.7% |
| Tennessee | $1,264 | -$180 | -12.5% |
| Texas | $1,740 | $296 | 20.5% |
| Utah | $1,070 | -$374 | -25.9% |
| Vermont | $990 | -$454 | -31.4% |
| Virginia | $866 | -$578 | -40.0% |
| Washington | $1,118 | -$326 | -22.6% |
| West Virginia | $1,324 | -$120 | -8.3% |
| Wisconsin | $1,000 | -$444 | -30.7% |
| Wyoming | $1,288 | -$156 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr | $1,444 | $120 |
| Volkswagen Touareg 3.6 AWD 4-Dr | $1,444 | $120 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Volkswagen Touareg | $314 | $618 | $442 | $1,532 |
| 2018 Volkswagen Touareg | $302 | $574 | $452 | $1,486 |
| 2017 Volkswagen Touareg | $290 | $540 | $456 | $1,444 |
| 2016 Volkswagen Touareg | $278 | $484 | $460 | $1,380 |
| 2013 Volkswagen Touareg | $244 | $390 | $474 | $1,266 |
| 2007 Volkswagen Touareg | $184 | $240 | $460 | $1,042 |
| 2005 Volkswagen Touareg | $166 | $218 | $446 | $988 |
| 2004 Volkswagen Touareg | $160 | $206 | $442 | $966 |
Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Volkswagen Touareg Insurance
Finding cheaper rates on auto insurance not only requires avoiding accidents and violations, but also having a good credit score, being claim-free, and possibly higher deductibles. Invest time comparing rates at least every other year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The list below is a review of the car insurance concepts covered in the charts and tables above.
- Drivers who have several accidents or serious violations may pay on average $1,690 more annually for car insurance
- It is possible to save approximately $180 per year just by shopping early and online
- Increasing comprehensive and collision deductibles could save up to $550 each year
- Consumers who want higher liability limits will pay an extra $500 annually to go from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,454 |
| 20 | $3,346 |
| 30 | $1,502 |
| 40 | $1,444 |
| 50 | $1,320 |
| 60 | $1,296 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,812 |
| $250 | $1,642 |
| $500 | $1,444 |
| $1,000 | $1,256 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,444 |
| 50/100 | $1,535 |
| 100/300 | $1,649 |
| 250/500 | $1,946 |
| 100 CSL | $1,581 |
| 300 CSL | $1,832 |
| 500 CSL | $2,014 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,782 |
| 20 | $5,332 |
| 30 | $3,202 |
| 40 | $3,138 |
| 50 | $2,998 |
| 60 | $2,972 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $77 |
| Homeowner | $22 |
| 5-yr Accident Free | $106 |
| 5-yr Claim Free | $94 |
| Paid in Full/EFT | $66 |
| Advance Quote | $72 |
| Online Quote | $103 |
| Total Discounts | $617 |
Discounts are estimated and may not be available from every company or in every state.
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