Volkswagen Touareg Insurance Rates

U.S. average insurance rates for a Volkswagen Touareg are $1,380 a year for full coverage insurance. Comprehensive costs approximately $278, collision costs $484, and liability insurance costs $460. A policy with just liability insurance costs as little as $510 a year, with coverage for high-risk drivers costing around $2,992. Teens pay the highest rates at $5,240 a year or more.

Average premium for full coverage: $1,380

Price estimates by individual coverage:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for all Touareg models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than cities with more traffic congestion.

The example below illustrates how location impacts auto insurance prices.

The ranges above illustrate why everyone should compare rates using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Volkswagen Touareg insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $799
• Drivers who choose higher $1,000 deductibles will pay $172 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,380
• Selecting pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,718
• High risk drivers with serious driving violations could pay around $2,992 or more
• The price for full coverage for a teen driver for full coverage can cost $5,240 a year

View Chart as Image

Insurance prices for a Volkswagen Touareg are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

The state you live in makes a big difference in Volkswagen Touareg insurance rates. A 40-year-old driver could pay as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,870 on average in Florida, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles could save up to $510 each year, whereas buying more liability protection will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,300 extra each year, depending on your age. Volkswagen Touareg insurance for high-risk drivers can cost anywhere from 44% to 129% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out who has the best car insurance prices is to regularly compare prices from as many companies as possible. Every company calculates prices differently, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Volkswagen Touareg Insurance

Getting lower rates on Volkswagen Touareg insurance not only requires having a decent driving record, but also maintaining good credit, not filing small claims, and maximizing policy discounts. Spend time shopping around every couple of years by requesting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following items are a review of the material that was touched on above.

• Drivers who purchase additional liability coverage will pay approximately $510 annually to go from a low limit to 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, as much as $437 a month for full coverage
• High-risk drivers who have several accidents or serious violations may pay on average $1,610 more per year than a driver with a clean driving record
• Increasing physical damage deductibles can save around $500 each year