Volvo C70 Insurance Rates

The average insurance rates for a Volvo C70 are $796 a year with full coverage. Comprehensive insurance costs approximately $162 each year, collision insurance costs $214, and liability is estimated at $310. Liability-only coverage costs approximately $350 a year, and high-risk coverage costs $1,692 or more. Teens cost the most to insure at up to $3,036 a year.

Average premium for full coverage: $796

Policy rates by type of insurance:

Price estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and C70 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why all drivers should get quotes using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Volvo C70 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $478
• Choosing higher $1,000 deductibles can save $88 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $796
• Selecting low deductibles for comp and collision coverage will cost an extra $160 annually
• Higher-risk drivers with serious driving violations could pay around $1,692
• Policy cost for full coverage for a 16-year-old driver can cost $3,036 each year

View Chart as Image

Insurance rates for a Volvo C70 also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $800 annually on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $3,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Volvo C70 insurance prices. A good driver about age 40 could pay as low as $570 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,070 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $250 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $279 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $900 to $1,300 additional every year, depending on your age. Insurance for high-risk drivers ranges from 43% to 126% more than the average policy. View High Risk Driver Rates

How to Find Cheaper Volvo C70 Insurance

Finding cheaper rates on insurance for a Volvo C70 takes being a safe and courteous driver, having a good credit history, not filing small claims, and consideration of higher deductibles. Invest time comparing rates every time your policy renews by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a condensed summary of the information covered in the charts and tables above.

• You may be able to save around $90 per year just by quoting online in advance
• Teenage drivers are the costliest to insure, as much as $253 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles can save around $250 each year
• Drivers considered higher risk with multiple at-fault accidents pay on average $900 more per year for auto insurance
• Insureds who purchase higher levels of liability will pay approximately $340 every year to raise limits from a 30/60 limit to 250/500 limits