Volvo C70 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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Average insurance prices for a Volvo C70 are $780 every 12 months with full coverage. Comprehensive insurance costs approximately $158 each year, collision costs $208, and liability insurance costs around $304. Liability-only coverage costs as low as $346 a year, with high-risk coverage costing $1,662 or more. Teenage drivers receive the highest rates at $2,984 a year or more.

Average premium for full coverage: $780

Rate estimates by individual coverage type:

Comprehensive $158
Collision $208
Liability $304

Rates are based on $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and C70 models.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range go from the cheapest price of $346 for liability-only coverage to a high rate of $1,662 for high-risk insurance.

Liability Only $346
Full Coverage $780
High Risk $1,662

Price Range by Location

Where you live has a significant impact on the price of insurance. Rural locations tend to have more infrequent collision claims than densely populated cities.

The graphic below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $585
Small Cities $819
Large Cities $1,053

These examples demonstrate why all drivers should compare prices using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details estimated Volvo C70 insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $468
  • Using higher $1,000 deductibles will save $84 annually
  • The average price for a 40-year-old driver who chooses $500 deductibles is $780
  • Using low deductibles for physical damage coverage costs an extra $160 a year
  • Drivers who are prone to accidents and violations could pay around $1,662 or more
  • The cost to insure a teen driver can cost $2,984 or more

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing full coverage Volvo C70 insurance prices range from $468 to $2,984

Car insurance rates for a Volvo C70 can also vary considerably based on policy deductibles and limits, your driving record, and the model of your C70.

Using high physical damage deductibles could cut rates by as much as $250 each year, whereas increasing liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $273 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $700 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged in the ballpark of $2,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $900 to $1,300 extra per year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 129% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Volvo C70 insurance rates. A driver around age 40 might see rates as low as $560 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,060 on average in New York, Michigan, and Florida.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $706 -$74 -9.5%
Alaska $598 -$182 -23.3%
Arizona $648 -$132 -16.9%
Arkansas $780 -$0 0.0%
California $888 $108 13.8%
Colorado $744 -$36 -4.6%
Connecticut $800 $20 2.6%
Delaware $884 $104 13.3%
Florida $974 $194 24.9%
Georgia $720 -$60 -7.7%
Hawaii $562 -$218 -27.9%
Idaho $530 -$250 -32.1%
Illinois $582 -$198 -25.4%
Indiana $588 -$192 -24.6%
Iowa $528 -$252 -32.3%
Kansas $740 -$40 -5.1%
Kentucky $1,062 $282 36.2%
Louisiana $1,154 $374 47.9%
Maine $480 -$300 -38.5%
Maryland $642 -$138 -17.7%
Massachusetts $620 -$160 -20.5%
Michigan $1,356 $576 73.8%
Minnesota $652 -$128 -16.4%
Mississippi $936 $156 20.0%
Missouri $690 -$90 -11.5%
Montana $838 $58 7.4%
Nebraska $614 -$166 -21.3%
Nevada $936 $156 20.0%
New Hampshire $562 -$218 -27.9%
New Jersey $872 $92 11.8%
New Mexico $688 -$92 -11.8%
New York $822 $42 5.4%
North Carolina $448 -$332 -42.6%
North Dakota $638 -$142 -18.2%
Ohio $540 -$240 -30.8%
Oklahoma $800 $20 2.6%
Oregon $716 -$64 -8.2%
Pennsylvania $744 -$36 -4.6%
Rhode Island $1,040 $260 33.3%
South Carolina $706 -$74 -9.5%
South Dakota $658 -$122 -15.6%
Tennessee $682 -$98 -12.6%
Texas $938 $158 20.3%
Utah $578 -$202 -25.9%
Vermont $532 -$248 -31.8%
Virginia $468 -$312 -40.0%
Washington $600 -$180 -23.1%
West Virginia $718 -$62 -7.9%
Wisconsin $540 -$240 -30.8%
Wyoming $694 -$86 -11.0%

View Chart as Image

Volvo C70 insurance rates by U.S. city

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate rates, so rate quotes can be significantly different.

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $166 $238 $312 $826
2008 Volvo C70 $158 $208 $304 $780
2007 Volvo C70 $156 $198 $298 $762
2005 Volvo C70 $138 $180 $292 $720

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Volvo C70 Insurance

Saving money on Volvo C70 insurance requires avoiding accidents and claims, maintaining a good credit score, eliminating unnecessary coverage, and avoiding coverage lapses. Set aside time to shop around every couple of years by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The points below are a quick review of the material that was raised in the charts and tables above.

  • Drivers who purchase increased liability limits will pay an extra $330 every year to increase from a minimum limit to a 250/500 level
  • Drivers under the age of 20 pay the highest auto insurance rates, with premiums as much as $249 per month if the policy includes full coverage
  • High-risk drivers with a DUI or reckless driving violation could be forced to pay on average $880 more per year to insure a Volvo C70
  • Increasing deductibles could save as much as $250 each year

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,984
20 $1,758
30 $802
40 $780
50 $714
60 $700

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $940
$250 $868
$500 $780
$1,000 $696

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $780
50/100 $841
100/300 $917
250/500 $1,114
100 CSL $871
300 CSL $1,038
500 CSL $1,160

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,226
20 $2,798
30 $1,684
40 $1,662
50 $1,584
60 $1,568

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $103

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $40
Multi-vehicle $40
Homeowner $13
5-yr Accident Free $50
5-yr Claim Free $49
Paid in Full/EFT $31
Advance Quote $35
Online Quote $54
Total Discounts $312
Rate after discounts $468

Discounts are estimated and may not be available from every company or in every state.

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