Volvo C70 Insurance Rates
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UPDATED: Jun 3, 2023
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Average auto insurance rates for a Volvo C70 are $780 annually for full coverage insurance. Comprehensive insurance costs on average $158, collision costs $208, and liability insurance is $304. Liability-only coverage costs around $346 a year, with high-risk coverage costing $1,662 or more. Teenage drivers receive the highest rates at $2,984 a year or more.
Average premium for full coverage: $780
Rate estimates by individual coverage type:
Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and for different C70 trim levels.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from as cheap as $346 for just liability coverage to a much higher rate of $1,662 for a driver who has had serious violations or accidents.
Price Range by Location
Choosing to live in a large city has a significant impact on insurance rates. Rural areas tend to have fewer physical damage claims than densely populated cities.
The price range example below illustrates the difference between rural and urban areas on car insurance rates.
These examples illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Volvo C70 insurance rates for different risk profiles and scenarios.
- The best discount rate is $468
- Raising to $1,000 deductibles will save around $84 each year
- The estimated rate for a 40-year-old driver with $500 deductibles is $780
- Using more expensive low deductibles costs an additional $160 a year
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $1,662 or more
- The cost with full coverage for a teen driver with full coverage may cost $2,984
Car insurance rates for a Volvo C70 can also vary considerably based on the trim level of your C70, your risk profile, and policy deductibles and limits.
An older driver with no driving violations and high physical damage deductibles could pay as little as $700 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged upwards of $2,900 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $900 to $1,300 extra per year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 129% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce rates by up to $250 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $273 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Volvo C70 insurance rates. A middle-age driver might find rates as low as $510 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,060 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $706 | -$74 | -9.5% |
| Alaska | $598 | -$182 | -23.3% |
| Arizona | $648 | -$132 | -16.9% |
| Arkansas | $780 | -$0 | 0.0% |
| California | $888 | $108 | 13.8% |
| Colorado | $744 | -$36 | -4.6% |
| Connecticut | $800 | $20 | 2.6% |
| Delaware | $884 | $104 | 13.3% |
| Florida | $974 | $194 | 24.9% |
| Georgia | $720 | -$60 | -7.7% |
| Hawaii | $562 | -$218 | -27.9% |
| Idaho | $530 | -$250 | -32.1% |
| Illinois | $582 | -$198 | -25.4% |
| Indiana | $588 | -$192 | -24.6% |
| Iowa | $528 | -$252 | -32.3% |
| Kansas | $740 | -$40 | -5.1% |
| Kentucky | $1,062 | $282 | 36.2% |
| Louisiana | $1,154 | $374 | 47.9% |
| Maine | $480 | -$300 | -38.5% |
| Maryland | $642 | -$138 | -17.7% |
| Massachusetts | $620 | -$160 | -20.5% |
| Michigan | $1,356 | $576 | 73.8% |
| Minnesota | $652 | -$128 | -16.4% |
| Mississippi | $936 | $156 | 20.0% |
| Missouri | $690 | -$90 | -11.5% |
| Montana | $838 | $58 | 7.4% |
| Nebraska | $614 | -$166 | -21.3% |
| Nevada | $936 | $156 | 20.0% |
| New Hampshire | $562 | -$218 | -27.9% |
| New Jersey | $872 | $92 | 11.8% |
| New Mexico | $688 | -$92 | -11.8% |
| New York | $822 | $42 | 5.4% |
| North Carolina | $448 | -$332 | -42.6% |
| North Dakota | $638 | -$142 | -18.2% |
| Ohio | $540 | -$240 | -30.8% |
| Oklahoma | $800 | $20 | 2.6% |
| Oregon | $716 | -$64 | -8.2% |
| Pennsylvania | $744 | -$36 | -4.6% |
| Rhode Island | $1,040 | $260 | 33.3% |
| South Carolina | $706 | -$74 | -9.5% |
| South Dakota | $658 | -$122 | -15.6% |
| Tennessee | $682 | -$98 | -12.6% |
| Texas | $938 | $158 | 20.3% |
| Utah | $578 | -$202 | -25.9% |
| Vermont | $532 | -$248 | -31.8% |
| Virginia | $468 | -$312 | -40.0% |
| Washington | $600 | -$180 | -23.1% |
| West Virginia | $718 | -$62 | -7.9% |
| Wisconsin | $540 | -$240 | -30.8% |
| Wyoming | $694 | -$86 | -11.0% |
With so much variability in rates, the only way to figure out exactly what you will pay is to compare rates from as many companies as possible. Every auto insurance company uses a different method to calculate rates, so rate quotes can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Volvo C70 | $166 | $238 | $312 | $826 |
| 2008 Volvo C70 | $158 | $208 | $304 | $780 |
| 2007 Volvo C70 | $156 | $198 | $298 | $762 |
| 2005 Volvo C70 | $138 | $180 | $292 | $720 |
Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Volvo C70 Insurance
Saving money on Volvo C70 insurance consists of being a good driver, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates every other policy renewal by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.
The following list is a quick rundown of the ideas that were covered above.
- Drivers age 16 to 20 are expensive to insure, costing up to $249 per month if comprehensive and collision insurance is included
- High-risk drivers with reckless driving or DUI convictions may pay on average $880 more each year than a safer driver
- Increasing deductibles could save up to $250 each year
- It is possible to save as much as $90 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $2,984 |
| 20 | $1,758 |
| 30 | $802 |
| 40 | $780 |
| 50 | $714 |
| 60 | $700 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $940 |
| $250 | $868 |
| $500 | $780 |
| $1,000 | $696 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $780 |
| 50/100 | $841 |
| 100/300 | $917 |
| 250/500 | $1,114 |
| 100 CSL | $871 |
| 300 CSL | $1,038 |
| 500 CSL | $1,160 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,226 |
| 20 | $2,798 |
| 30 | $1,684 |
| 40 | $1,662 |
| 50 | $1,584 |
| 60 | $1,568 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $40 |
| Multi-vehicle | $40 |
| Homeowner | $13 |
| 5-yr Accident Free | $50 |
| 5-yr Claim Free | $49 |
| Paid in Full/EFT | $31 |
| Advance Quote | $35 |
| Online Quote | $54 |
| Total Discounts | $312 |
Discounts are estimated and may not be available from every company or in every state.
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