Volvo S90 Insurance Rates

U.S. average insurance rates for a Volvo S90 are $1,510 a year for full coverage insurance. Comprehensive insurance costs on average $302 a year, collision insurance costs $598, and liability coverage costs around $452. Buying just liability costs as low as $504 a year, and insurance for high-risk drivers costs $3,292 or more. Teenage drivers pay the highest rates at up to $5,678 a year.

Average premium for full coverage: $1,510

Price estimates by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and S90 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on insurance rates. Rural areas have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how your location can change car insurance rates.

The ranges above illustrate why it is important to compare prices based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Volvo S90 insurance rates for different risk profiles and scenarios.

• The best discount rate is $858
• Using higher $1,000 deductibles will save around $1,306 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,510
• Using low $100 deductibles for physical damage coverage will cost an additional $400 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,292
• The price that insures a teenage driver may cost $5,678 or more

View Chart as Image

Insurance prices for a Volvo S90 are also quite variable based on the trim level of your S90, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,800 to $2,500 additional each year, depending on your age. A high-risk auto insurance policy can be around 44% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,400 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,600 a year. View Rates by Age

The state you live in has a huge impact on Volvo S90 insurance rates. A driver around age 40 might see prices as low as $990 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,040 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $610 a year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit

How to Find Affordable Volvo S90 Insurance

Getting lower rates on auto insurance requires avoiding accidents and violations, having a good credit score, not filing small claims, and dropping full coverage on older vehicles. Compare prices once a year by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.

The list below is a brief review of the data that was illustrated above.

• It is possible to save as much as $180 per year just by quoting early and online
• Consumers who require higher liability limits will pay an extra $500 annually to increase from a low limit to the 250/500 level
• Teenagers pay higher prices, as much as $473 a month if comprehensive and collision insurance is included
• Drivers with DUI or reckless driving convictions may pay on average $1,780 more each year for car insurance