Volvo S90 Insurance Rates

The average insurance rates for a Volvo S90 are $1,468 a year with full coverage. Comprehensive costs on average $290 each year, collision insurance costs $564, and liability coverage costs $456. Buying just liability costs as little as $508 a year, and insurance for high-risk drivers costs around $3,196. Teenage drivers cost the most to insure at up to $5,546 a year.

Average premium for full coverage: $1,468

Policy rates by type of insurance:

Rate estimates include $500 deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and S90 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than densely populated cities. The graphic below illustrates how your location can change car insurance rates.

The examples above demonstrate why all drivers should compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Volvo S90 insurance rates for different risk profiles and scenarios.

• The best discount rate is $836
• Drivers who choose higher $1,000 deductibles will pay around $194 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,468
• Using low deductibles for comprehensive and collision insurance will increase the cost to $1,846
• High-risk insureds who are prone to accidents and violations could pay upwards of $3,196
• Policy cost for full coverage for a teenage driver may cost $5,546 a year

View Chart as Image

Insurance rates for a Volvo S90 also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $5,500 a year. View Rates by Age

Your home state makes a big difference in Volvo S90 insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,980 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $580 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $411 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,800 to $2,400 extra every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 137% more than a normal policy. View High Risk Driver Rates

How to Find the Best Volvo S90 Insurance

Finding cheaper rates on auto insurance not only requires not taking risks behind the wheel, but also maintaining good credit, not filing small claims, and determing if full coverage is necessary. Invest the time to shop around at least every other year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following is a brief recap of the car insurance concepts illustrated above.

• Drivers who tend to receive serious violations may be required to pay an average of $1,730 more each year for S90 insurance
• You may be able to save as much as $180 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $575 each year
• Consumers who require higher liability limits will pay an extra $500 every year to go from a 30/60 limit to 250/500 limits