Volvo V60 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 23, 2024

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Average insurance rates for a Volvo V60 are $1,310 a year for full coverage insurance. Comprehensive costs on average $270, collision insurance costs $516, and liability costs $388. A policy with just liability insurance costs as little as $434 a year, and coverage for high-risk drivers costs around $2,848. Teens receive the highest rates at up to $4,892 a year.

Average premium for full coverage: $1,310

Rate estimates by individual coverage type:

Comprehensive $270
Collision $516
Liability $388

These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for different V60 trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from as low as $434 for just liability insurance to a much higher rate of $2,848 for a driver that may need high-risk insurance.

Liability Only $434
Full Coverage $1,310
High Risk $2,848

Price Range by Location

Your location can have significant affects on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than cities with more traffic congestion. The price range example below illustrates how location helps determine car insurance rates.

Rural Areas $983
Small Cities $1,376
Large Cities $1,769

These examples illustrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates average Volvo V60 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $745
  • Drivers who choose higher $1,000 deductibles will pay around $176 each year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,310
  • Selecting more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,660
  • Higher-risk drivers with serious driving violations could pay upwards of $2,848
  • The cost for full coverage for a teen driver with full coverage may cost $4,892 a year

View Chart as Image

Volvo V60 insurance cost comparison chart
Column chart showing Volvo V60 insurance rates range from $745 to $4,892 for full coverage

Insurance rates for a Volvo V60 can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay upwards of $4,800 a year. View Rates by Age

Where you live makes a big difference in Volvo V60 insurance prices. A 40-year-old driver could pay as low as $860 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,770 on average in Michigan, New York, and Florida.

Volvo V60 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,184 -$126 -9.6%
Alaska $1,002 -$308 -23.5%
Arizona $1,086 -$224 -17.1%
Arkansas $1,310 -$0 0.0%
California $1,494 $184 14.0%
Colorado $1,250 -$60 -4.6%
Connecticut $1,346 $36 2.7%
Delaware $1,480 $170 13.0%
Florida $1,636 $326 24.9%
Georgia $1,212 -$98 -7.5%
Hawaii $942 -$368 -28.1%
Idaho $886 -$424 -32.4%
Illinois $976 -$334 -25.5%
Indiana $988 -$322 -24.6%
Iowa $884 -$426 -32.5%
Kansas $1,242 -$68 -5.2%
Kentucky $1,786 $476 36.3%
Louisiana $1,940 $630 48.1%
Maine $806 -$504 -38.5%
Maryland $1,080 -$230 -17.6%
Massachusetts $1,046 -$264 -20.2%
Michigan $2,272 $962 73.4%
Minnesota $1,096 -$214 -16.3%
Mississippi $1,570 $260 19.8%
Missouri $1,162 -$148 -11.3%
Montana $1,406 $96 7.3%
Nebraska $1,032 -$278 -21.2%
Nevada $1,570 $260 19.8%
New Hampshire $944 -$366 -27.9%
New Jersey $1,464 $154 11.8%
New Mexico $1,158 -$152 -11.6%
New York $1,378 $68 5.2%
North Carolina $754 -$556 -42.4%
North Dakota $1,072 -$238 -18.2%
Ohio $902 -$408 -31.1%
Oklahoma $1,342 $32 2.4%
Oregon $1,200 -$110 -8.4%
Pennsylvania $1,248 -$62 -4.7%
Rhode Island $1,746 $436 33.3%
South Carolina $1,186 -$124 -9.5%
South Dakota $1,104 -$206 -15.7%
Tennessee $1,144 -$166 -12.7%
Texas $1,578 $268 20.5%
Utah $968 -$342 -26.1%
Vermont $894 -$416 -31.8%
Virginia $784 -$526 -40.2%
Washington $1,010 -$300 -22.9%
West Virginia $1,202 -$108 -8.2%
Wisconsin $904 -$406 -31.0%
Wyoming $1,164 -$146 -11.1%

View Chart as Image

Volvo V60 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $530 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $349 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 additional per year, depending on your age. High-risk driver insurance can cost as much as 45% to 136% more than the average policy. View High Risk Driver Rates

Volvo V60 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volvo V60 $362 $688 $316 $1,502
2023 Volvo V60 $346 $660 $332 $1,474
2022 Volvo V60 $332 $656 $338 $1,462
2021 Volvo V60 $320 $640 $354 $1,450
2020 Volvo V60 $310 $612 $364 $1,422
2019 Volvo V60 $292 $592 $376 $1,396
2018 Volvo V60 $282 $548 $384 $1,350
2017 Volvo V60 $270 $516 $388 $1,310
2016 Volvo V60 $258 $464 $390 $1,248

Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Volvo V60 Insurance

Saving money on car insurance not only requires being a good driver, but also having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest time comparing rates once a year by requesting rates from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

The following list is a brief summary of the data that was covered in the charts and tables above.

  • It is possible to save as much as $160 per year just by shopping early and online
  • Policyholders who require an increased level of liability coverage will pay approximately $430 annually to go from a minimum limit to 250/500 limits
  • Drivers age 16 to 20 pay higher rates, costing up to $408 per month including comprehensive and collision insurance
  • Higher risk drivers that tend to have accidents or serious violations pay an average of $1,540 more each year than a safer driver

Rates by Driver Age

Volvo V60 Insurance Rates by Driver Age
Driver Age Premium
16 $4,892
20 $3,034
30 $1,366
40 $1,310
50 $1,198
60 $1,178

Full coverage, $500 deductibles

Rates by Deductible

Volvo V60 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,660
$250 $1,498
$500 $1,310
$1,000 $1,134

Full coverage, driver age 40

Rates by Liability Limit

Volvo V60 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,310
50/100 $1,388
100/300 $1,485
250/500 $1,737
100 CSL $1,426
300 CSL $1,640
500 CSL $1,795

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V60 Insurance Rates for High Risk Drivers
Age Premium
16 $6,998
20 $4,838
30 $2,910
40 $2,848
50 $2,716
60 $2,694

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $66
Online Quote $94
Total Discounts $565
Rate after discounts $745

Discounts are estimated and may not be available from every company or in every state.

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