Volvo V60 Insurance Rates
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UPDATED: Apr 23, 2024
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Average insurance rates for a Volvo V60 are $1,310 a year for full coverage insurance. Comprehensive costs on average $270, collision insurance costs $516, and liability costs $388. A policy with just liability insurance costs as little as $434 a year, and coverage for high-risk drivers costs around $2,848. Teens receive the highest rates at up to $4,892 a year.
Average premium for full coverage: $1,310
Rate estimates by individual coverage type:
These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for different V60 trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from as low as $434 for just liability insurance to a much higher rate of $2,848 for a driver that may need high-risk insurance.
Price Range by Location
Your location can have significant affects on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than cities with more traffic congestion. The price range example below illustrates how location helps determine car insurance rates.
These examples illustrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Volvo V60 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $745
- Drivers who choose higher $1,000 deductibles will pay around $176 each year
- The average rate for a 40-year-old driver with $500 deductibles is $1,310
- Selecting more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,660
- Higher-risk drivers with serious driving violations could pay upwards of $2,848
- The cost for full coverage for a teen driver with full coverage may cost $4,892 a year
Insurance rates for a Volvo V60 can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.
An older driver with no violations or accidents and high deductibles may pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay upwards of $4,800 a year. View Rates by Age
Where you live makes a big difference in Volvo V60 insurance prices. A 40-year-old driver could pay as low as $860 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,770 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,184 | -$126 | -9.6% |
Alaska | $1,002 | -$308 | -23.5% |
Arizona | $1,086 | -$224 | -17.1% |
Arkansas | $1,310 | -$0 | 0.0% |
California | $1,494 | $184 | 14.0% |
Colorado | $1,250 | -$60 | -4.6% |
Connecticut | $1,346 | $36 | 2.7% |
Delaware | $1,480 | $170 | 13.0% |
Florida | $1,636 | $326 | 24.9% |
Georgia | $1,212 | -$98 | -7.5% |
Hawaii | $942 | -$368 | -28.1% |
Idaho | $886 | -$424 | -32.4% |
Illinois | $976 | -$334 | -25.5% |
Indiana | $988 | -$322 | -24.6% |
Iowa | $884 | -$426 | -32.5% |
Kansas | $1,242 | -$68 | -5.2% |
Kentucky | $1,786 | $476 | 36.3% |
Louisiana | $1,940 | $630 | 48.1% |
Maine | $806 | -$504 | -38.5% |
Maryland | $1,080 | -$230 | -17.6% |
Massachusetts | $1,046 | -$264 | -20.2% |
Michigan | $2,272 | $962 | 73.4% |
Minnesota | $1,096 | -$214 | -16.3% |
Mississippi | $1,570 | $260 | 19.8% |
Missouri | $1,162 | -$148 | -11.3% |
Montana | $1,406 | $96 | 7.3% |
Nebraska | $1,032 | -$278 | -21.2% |
Nevada | $1,570 | $260 | 19.8% |
New Hampshire | $944 | -$366 | -27.9% |
New Jersey | $1,464 | $154 | 11.8% |
New Mexico | $1,158 | -$152 | -11.6% |
New York | $1,378 | $68 | 5.2% |
North Carolina | $754 | -$556 | -42.4% |
North Dakota | $1,072 | -$238 | -18.2% |
Ohio | $902 | -$408 | -31.1% |
Oklahoma | $1,342 | $32 | 2.4% |
Oregon | $1,200 | -$110 | -8.4% |
Pennsylvania | $1,248 | -$62 | -4.7% |
Rhode Island | $1,746 | $436 | 33.3% |
South Carolina | $1,186 | -$124 | -9.5% |
South Dakota | $1,104 | -$206 | -15.7% |
Tennessee | $1,144 | -$166 | -12.7% |
Texas | $1,578 | $268 | 20.5% |
Utah | $968 | -$342 | -26.1% |
Vermont | $894 | -$416 | -31.8% |
Virginia | $784 | -$526 | -40.2% |
Washington | $1,010 | -$300 | -22.9% |
West Virginia | $1,202 | -$108 | -8.2% |
Wisconsin | $904 | -$406 | -31.0% |
Wyoming | $1,164 | -$146 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles could save up to $530 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $349 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 additional per year, depending on your age. High-risk driver insurance can cost as much as 45% to 136% more than the average policy. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Volvo V60 | $362 | $688 | $316 | $1,502 |
2023 Volvo V60 | $346 | $660 | $332 | $1,474 |
2022 Volvo V60 | $332 | $656 | $338 | $1,462 |
2021 Volvo V60 | $320 | $640 | $354 | $1,450 |
2020 Volvo V60 | $310 | $612 | $364 | $1,422 |
2019 Volvo V60 | $292 | $592 | $376 | $1,396 |
2018 Volvo V60 | $282 | $548 | $384 | $1,350 |
2017 Volvo V60 | $270 | $516 | $388 | $1,310 |
2016 Volvo V60 | $258 | $464 | $390 | $1,248 |
Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Volvo V60 Insurance
Saving money on car insurance not only requires being a good driver, but also having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest time comparing rates once a year by requesting rates from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.
The following list is a brief summary of the data that was covered in the charts and tables above.
- It is possible to save as much as $160 per year just by shopping early and online
- Policyholders who require an increased level of liability coverage will pay approximately $430 annually to go from a minimum limit to 250/500 limits
- Drivers age 16 to 20 pay higher rates, costing up to $408 per month including comprehensive and collision insurance
- Higher risk drivers that tend to have accidents or serious violations pay an average of $1,540 more each year than a safer driver
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,892 |
20 | $3,034 |
30 | $1,366 |
40 | $1,310 |
50 | $1,198 |
60 | $1,178 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,660 |
$250 | $1,498 |
$500 | $1,310 |
$1,000 | $1,134 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,310 |
50/100 | $1,388 |
100/300 | $1,485 |
250/500 | $1,737 |
100 CSL | $1,426 |
300 CSL | $1,640 |
500 CSL | $1,795 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,998 |
20 | $4,838 |
30 | $2,910 |
40 | $2,848 |
50 | $2,716 |
60 | $2,694 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $70 |
Multi-vehicle | $70 |
Homeowner | $20 |
5-yr Accident Free | $98 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $61 |
Advance Quote | $66 |
Online Quote | $94 |
Total Discounts | $565 |
Discounts are estimated and may not be available from every company or in every state.
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