Volvo V60 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance prices for a Volvo V60 are $1,310 every 12 months including full coverage. Comprehensive costs approximately $270 a year, collision insurance costs $516, and liability insurance is estimated at $388. Liability-only coverage costs approximately $434 a year, and high-risk coverage costs around $2,848. Teen drivers pay the most at up to $4,892 a year.
Average premium for full coverage: $1,310
Premium estimates by type of coverage:
Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and V60 trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Volvo V60 range from the cheapest price of $434 for liability-only coverage to a high of $2,848 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Living in a larger city has a significant impact on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates the effect of geographic area on auto insurance prices.
These rate differences highlight why it is important to get quotes using their specific location and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Volvo V60 insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $745
- Choosing higher $1,000 deductibles can save $1,134 every year
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,310
- Choosing low $100 deductibles for comp and collision coverage increases the price to $1,660
- High-risk insureds with multiple violations and an at-fault accident could pay around $2,848
- An auto insurance policy to insure a teen driver can cost $4,892 each year
Insurance prices for a Volvo V60 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your V60.
Choosing high deductibles can save as much as $530 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $349 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $4,800 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 136% more than average. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Volvo V60 insurance rates. A good driver about age 40 could pay as low as $1,000 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,870 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,184 | -$126 | -9.6% |
| Alaska | $1,002 | -$308 | -23.5% |
| Arizona | $1,086 | -$224 | -17.1% |
| Arkansas | $1,310 | -$0 | 0.0% |
| California | $1,494 | $184 | 14.0% |
| Colorado | $1,250 | -$60 | -4.6% |
| Connecticut | $1,346 | $36 | 2.7% |
| Delaware | $1,480 | $170 | 13.0% |
| Florida | $1,636 | $326 | 24.9% |
| Georgia | $1,212 | -$98 | -7.5% |
| Hawaii | $942 | -$368 | -28.1% |
| Idaho | $886 | -$424 | -32.4% |
| Illinois | $976 | -$334 | -25.5% |
| Indiana | $988 | -$322 | -24.6% |
| Iowa | $884 | -$426 | -32.5% |
| Kansas | $1,242 | -$68 | -5.2% |
| Kentucky | $1,786 | $476 | 36.3% |
| Louisiana | $1,940 | $630 | 48.1% |
| Maine | $806 | -$504 | -38.5% |
| Maryland | $1,080 | -$230 | -17.6% |
| Massachusetts | $1,046 | -$264 | -20.2% |
| Michigan | $2,272 | $962 | 73.4% |
| Minnesota | $1,096 | -$214 | -16.3% |
| Mississippi | $1,570 | $260 | 19.8% |
| Missouri | $1,162 | -$148 | -11.3% |
| Montana | $1,406 | $96 | 7.3% |
| Nebraska | $1,032 | -$278 | -21.2% |
| Nevada | $1,570 | $260 | 19.8% |
| New Hampshire | $944 | -$366 | -27.9% |
| New Jersey | $1,464 | $154 | 11.8% |
| New Mexico | $1,158 | -$152 | -11.6% |
| New York | $1,378 | $68 | 5.2% |
| North Carolina | $754 | -$556 | -42.4% |
| North Dakota | $1,072 | -$238 | -18.2% |
| Ohio | $902 | -$408 | -31.1% |
| Oklahoma | $1,342 | $32 | 2.4% |
| Oregon | $1,200 | -$110 | -8.4% |
| Pennsylvania | $1,248 | -$62 | -4.7% |
| Rhode Island | $1,746 | $436 | 33.3% |
| South Carolina | $1,186 | -$124 | -9.5% |
| South Dakota | $1,104 | -$206 | -15.7% |
| Tennessee | $1,144 | -$166 | -12.7% |
| Texas | $1,578 | $268 | 20.5% |
| Utah | $968 | -$342 | -26.1% |
| Vermont | $894 | -$416 | -31.8% |
| Virginia | $784 | -$526 | -40.2% |
| Washington | $1,010 | -$300 | -22.9% |
| West Virginia | $1,202 | -$108 | -8.2% |
| Wisconsin | $904 | -$406 | -31.0% |
| Wyoming | $1,164 | -$146 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 | $362 | $688 | $316 | $1,502 |
| 2023 Volvo V60 | $346 | $660 | $332 | $1,474 |
| 2022 Volvo V60 | $332 | $656 | $338 | $1,462 |
| 2021 Volvo V60 | $320 | $640 | $354 | $1,450 |
| 2020 Volvo V60 | $310 | $612 | $364 | $1,422 |
| 2019 Volvo V60 | $292 | $592 | $376 | $1,396 |
| 2018 Volvo V60 | $282 | $548 | $384 | $1,350 |
| 2017 Volvo V60 | $270 | $516 | $388 | $1,310 |
| 2016 Volvo V60 | $258 | $464 | $390 | $1,248 |
Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Volvo V60 Insurance
Finding better rates on Volvo V60 insurance takes having a decent driving record, having good credit, refrain from filing small claims, and possibly raising deductibles. Take the time to compare rates once a year by requesting rates from direct car insurance companies, and also from your local car insurance providers.
The following items are a brief recap of the data that was covered in the above illustrations.
- You may be able to save around $160 per year just by quoting early and online
- Drivers who purchase additional liability coverage will pay about $430 per year to raise limits from 30/60 bodily injury limits to a 250/500 level
- 16 to 18-year-old drivers are expensive to insure, with the cost nearing $408 per month if they have full coverage
- High-risk drivers who tend to receive serious violations could be charged and average of $1,540 more per year than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,892 |
| 20 | $3,034 |
| 30 | $1,366 |
| 40 | $1,310 |
| 50 | $1,198 |
| 60 | $1,178 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,660 |
| $250 | $1,498 |
| $500 | $1,310 |
| $1,000 | $1,134 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,310 |
| 50/100 | $1,388 |
| 100/300 | $1,485 |
| 250/500 | $1,737 |
| 100 CSL | $1,426 |
| 300 CSL | $1,640 |
| 500 CSL | $1,795 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,998 |
| 20 | $4,838 |
| 30 | $2,910 |
| 40 | $2,848 |
| 50 | $2,716 |
| 60 | $2,694 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $94 |
| Total Discounts | $565 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
