Volvo V60 Insurance Rates
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UPDATED: Apr 23, 2024
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Estimated insurance rates for a Volvo V60 are $1,310 a year for full coverage. Comprehensive insurance costs an estimated $270, collision costs $516, and liability coverage costs around $388. A liability-only policy costs as low as $434 a year, with high-risk insurance costing $2,848 or more. Teenage drivers pay the most at $4,892 a year or more.
Average premium for full coverage: $1,310
Premium estimates broken down by type of coverage:
Estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for all V60 models.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Volvo V60 go from the low end price of $434 for minimum levels of liability insurance to the much higher price of $2,848 for coverage for higher-risk drivers.
Insurance Price Range by Location
Where you live has a large influence on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than densely populated cities.
The example below illustrates how location impacts insurance prices.
These rate differences show why everyone should compare prices for a targeted area, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Volvo V60 insurance rates for other coverage scenarios.
- The best discount rate is $745
- Using higher $1,000 deductibles will save approximately $176 a year
- The estimated price for a 40-year-old good driver who has $500 deductibles is $1,310
- Using pricier low deductibles for physical damage coverage will cost an additional $350 each year
- Higher-risk drivers who are prone to accidents and violations could pay up to $2,848 or more
- An auto insurance policy that insures a teenage driver for full coverage can cost as much as $4,892 or more
Auto insurance prices for a Volvo V60 also have a wide range based on the model of your V60, how you drive, and liability limits and deductibles.
If you have a few violations or you caused an accident, you could be paying $1,600 to $2,200 in extra premium annually, depending on your age. Volvo V60 insurance for high-risk drivers can be around 45% to 136% more than a normal policy. View High Risk Driver Rates
A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,800 a year. View Rates by Age
Where you choose to live has a huge impact on Volvo V60 insurance rates. A driver around age 40 might see prices as low as $860 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,870 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,184 | -$126 | -9.6% |
| Alaska | $1,002 | -$308 | -23.5% |
| Arizona | $1,086 | -$224 | -17.1% |
| Arkansas | $1,310 | -$0 | 0.0% |
| California | $1,494 | $184 | 14.0% |
| Colorado | $1,250 | -$60 | -4.6% |
| Connecticut | $1,346 | $36 | 2.7% |
| Delaware | $1,480 | $170 | 13.0% |
| Florida | $1,636 | $326 | 24.9% |
| Georgia | $1,212 | -$98 | -7.5% |
| Hawaii | $942 | -$368 | -28.1% |
| Idaho | $886 | -$424 | -32.4% |
| Illinois | $976 | -$334 | -25.5% |
| Indiana | $988 | -$322 | -24.6% |
| Iowa | $884 | -$426 | -32.5% |
| Kansas | $1,242 | -$68 | -5.2% |
| Kentucky | $1,786 | $476 | 36.3% |
| Louisiana | $1,940 | $630 | 48.1% |
| Maine | $806 | -$504 | -38.5% |
| Maryland | $1,080 | -$230 | -17.6% |
| Massachusetts | $1,046 | -$264 | -20.2% |
| Michigan | $2,272 | $962 | 73.4% |
| Minnesota | $1,096 | -$214 | -16.3% |
| Mississippi | $1,570 | $260 | 19.8% |
| Missouri | $1,162 | -$148 | -11.3% |
| Montana | $1,406 | $96 | 7.3% |
| Nebraska | $1,032 | -$278 | -21.2% |
| Nevada | $1,570 | $260 | 19.8% |
| New Hampshire | $944 | -$366 | -27.9% |
| New Jersey | $1,464 | $154 | 11.8% |
| New Mexico | $1,158 | -$152 | -11.6% |
| New York | $1,378 | $68 | 5.2% |
| North Carolina | $754 | -$556 | -42.4% |
| North Dakota | $1,072 | -$238 | -18.2% |
| Ohio | $902 | -$408 | -31.1% |
| Oklahoma | $1,342 | $32 | 2.4% |
| Oregon | $1,200 | -$110 | -8.4% |
| Pennsylvania | $1,248 | -$62 | -4.7% |
| Rhode Island | $1,746 | $436 | 33.3% |
| South Carolina | $1,186 | -$124 | -9.5% |
| South Dakota | $1,104 | -$206 | -15.7% |
| Tennessee | $1,144 | -$166 | -12.7% |
| Texas | $1,578 | $268 | 20.5% |
| Utah | $968 | -$342 | -26.1% |
| Vermont | $894 | -$416 | -31.8% |
| Virginia | $784 | -$526 | -40.2% |
| Washington | $1,010 | -$300 | -22.9% |
| West Virginia | $1,202 | -$108 | -8.2% |
| Wisconsin | $904 | -$406 | -31.0% |
| Wyoming | $1,164 | -$146 | -11.1% |
Using high physical damage deductibles could cut prices by as much as $530 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $349 extra every year. View Rates by Deductible or Liability Limit
With such a large range in prices, the only way to know which insurance company is cheapest is to regularly compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 | $362 | $688 | $316 | $1,502 |
| 2023 Volvo V60 | $346 | $660 | $332 | $1,474 |
| 2022 Volvo V60 | $332 | $656 | $338 | $1,462 |
| 2021 Volvo V60 | $320 | $640 | $354 | $1,450 |
| 2020 Volvo V60 | $310 | $612 | $364 | $1,422 |
| 2019 Volvo V60 | $292 | $592 | $376 | $1,396 |
| 2018 Volvo V60 | $282 | $548 | $384 | $1,350 |
| 2017 Volvo V60 | $270 | $516 | $388 | $1,310 |
| 2016 Volvo V60 | $258 | $464 | $390 | $1,248 |
Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Volvo V60 Insurance
Finding better rates on auto insurance requires having a decent driving record, maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Compare prices at least once a year by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.
The following items are a review of the primary concepts that were touched on above.
- Drivers can save approximately $160 per year simply by quoting online well ahead of the renewal date
- Drivers who have several accidents or serious violations may pay on average $1,540 more annually than a driver with a clean driving record
- Increasing policy deductibles can save approximately $525 each year
- 16 to 18-year-old drivers are the costliest to insure, as much as $408 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,892 |
| 20 | $3,034 |
| 30 | $1,366 |
| 40 | $1,310 |
| 50 | $1,198 |
| 60 | $1,178 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,660 |
| $250 | $1,498 |
| $500 | $1,310 |
| $1,000 | $1,134 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,310 |
| 50/100 | $1,388 |
| 100/300 | $1,485 |
| 250/500 | $1,737 |
| 100 CSL | $1,426 |
| 300 CSL | $1,640 |
| 500 CSL | $1,795 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,998 |
| 20 | $4,838 |
| 30 | $2,910 |
| 40 | $2,848 |
| 50 | $2,716 |
| 60 | $2,694 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $94 |
| Total Discounts | $565 |
Discounts are estimated and may not be available from every company or in every state.
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