Volvo V60 Cross Country Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 11, 2024

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Estimated auto insurance rates for a Volvo V60 Cross Country are $1,278 annually for full coverage. Comprehensive insurance costs around $268, collision insurance costs $484, and liability insurance costs around $390. A policy with only liability insurance costs as low as $438 a year, and a high-risk policy costs $2,774 or more. Teenage drivers pay the most at up to $4,784 a year.

Average premium for full coverage: $1,278

Premium estimates for type of coverage:

Comprehensive $268
Collision $484
Liability $390

Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all states and for all V60 Cross Country models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Volvo V60 Cross Country range from as cheap as $438 for just liability insurance to the much higher price of $2,774 for a high-risk insurance policy.

Liability Only $438
Full Coverage $1,278
High Risk $2,774

Insurance Price Range by Location

Where you live has a significant impact on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than densely populated cities. The example below illustrates how your location can change auto insurance rates.

Rural Areas $959
Small Cities $1,342
Large Cities $1,725

These rate differences show why everyone should compare prices for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows average Volvo V60 Cross Country insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $732
  • Using higher $1,000 deductibles will save about $170 a year
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $1,278
  • Using pricier low deductibles for physical damage coverage costs an additional $334 a year
  • Drivers who are prone to accidents and violations could pay at least $2,774
  • An auto insurance policy with full coverage for a teen driver for full coverage can be $4,784 or more

View Chart as Image

Volvo V60 Cross Country insurance cost comparison chart
Column chart showing Volvo V60 Cross Country insurance prices range from $732 to $4,784 for full coverage

Car insurance prices for a Volvo V60 Cross Country also have a wide range based on the model of your V60 Cross Country, your driver profile, and deductibles and policy limits.

A more mature driver with no driving violations and high physical damage deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged as much as $4,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at least $1,500 to $2,100 extra annually, depending on your age. Volvo V60 Cross Country insurance for high-risk drivers can be anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $510 each year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Volvo V60 Cross Country insurance rates. A driver around age 40 might see prices as low as $840 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,820 on average in Michigan, Louisiana, and New York.

Volvo V60 Cross Country Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,156 -$122 -9.5%
Alaska $982 -$296 -23.2%
Arizona $1,060 -$218 -17.1%
Arkansas $1,278 -$0 0.0%
California $1,458 $180 14.1%
Colorado $1,220 -$58 -4.5%
Connecticut $1,314 $36 2.8%
Delaware $1,446 $168 13.1%
Florida $1,598 $320 25.0%
Georgia $1,184 -$94 -7.4%
Hawaii $918 -$360 -28.2%
Idaho $866 -$412 -32.2%
Illinois $954 -$324 -25.4%
Indiana $964 -$314 -24.6%
Iowa $864 -$414 -32.4%
Kansas $1,214 -$64 -5.0%
Kentucky $1,746 $468 36.6%
Louisiana $1,894 $616 48.2%
Maine $790 -$488 -38.2%
Maryland $1,056 -$222 -17.4%
Massachusetts $1,020 -$258 -20.2%
Michigan $2,220 $942 73.7%
Minnesota $1,072 -$206 -16.1%
Mississippi $1,532 $254 19.9%
Missouri $1,136 -$142 -11.1%
Montana $1,372 $94 7.4%
Nebraska $1,008 -$270 -21.1%
Nevada $1,534 $256 20.0%
New Hampshire $924 -$354 -27.7%
New Jersey $1,430 $152 11.9%
New Mexico $1,132 -$146 -11.4%
New York $1,346 $68 5.3%
North Carolina $736 -$542 -42.4%
North Dakota $1,048 -$230 -18.0%
Ohio $882 -$396 -31.0%
Oklahoma $1,314 $36 2.8%
Oregon $1,172 -$106 -8.3%
Pennsylvania $1,218 -$60 -4.7%
Rhode Island $1,706 $428 33.5%
South Carolina $1,160 -$118 -9.2%
South Dakota $1,078 -$200 -15.6%
Tennessee $1,118 -$160 -12.5%
Texas $1,542 $264 20.7%
Utah $946 -$332 -26.0%
Vermont $876 -$402 -31.5%
Virginia $764 -$514 -40.2%
Washington $988 -$290 -22.7%
West Virginia $1,172 -$106 -8.3%
Wisconsin $884 -$394 -30.8%
Wyoming $1,138 -$140 -11.0%

View Chart as Image

Volvo V60 Cross Country insurance rates by U.S. city
Volvo V60 Cross Country Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volvo V60 Cross Country $358 $690 $332 $1,516
2023 Volvo V60 Cross Country $344 $686 $338 $1,504
2022 Volvo V60 Cross Country $332 $668 $354 $1,490
2021 Volvo V60 Cross Country $320 $640 $364 $1,460
2020 Volvo V60 Cross Country $304 $618 $376 $1,434
2019 Volvo V60 Cross Country $292 $574 $384 $1,386
2018 Volvo V60 Cross Country $280 $540 $388 $1,344
2017 Volvo V60 Cross Country $268 $484 $390 $1,278
2016 Volvo V60 Cross Country $250 $446 $390 $1,222

Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Volvo V60 Cross Country Insurance

Finding better rates on Volvo V60 Cross Country insurance requires avoiding accidents and violations, having a good credit score, not filing small claims, and consideration of higher deductibles. Invest the time to shop around at least every other year by getting rate quotes from direct carriers, and also from local independent and exclusive agents.

The list below is a review of the car insurance concepts illustrated above.

  • High-risk drivers who have several accidents or serious violations pay an average of $1,500 more every year for car insurance
  • Drivers can save up to $160 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save up to $500 each year
  • Drivers who may need higher liability limits will pay an extra $430 each year to increase from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

Volvo V60 Cross Country Insurance Rates by Driver Age
Driver Age Premium
16 $4,784
20 $2,954
30 $1,332
40 $1,278
50 $1,170
60 $1,148

Full coverage, $500 deductibles

Rates by Deductible

Volvo V60 Cross Country Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,612
$250 $1,456
$500 $1,278
$1,000 $1,108

Full coverage, driver age 40

Rates by Liability Limit

Volvo V60 Cross Country Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,278
50/100 $1,356
100/300 $1,454
250/500 $1,707
100 CSL $1,395
300 CSL $1,610
500 CSL $1,766

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V60 Cross Country Insurance Rates for High Risk Drivers
Age Premium
16 $6,834
20 $4,704
30 $2,836
40 $2,774
50 $2,648
60 $2,624

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $180

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $94
5-yr Claim Free $83
Paid in Full/EFT $58
Advance Quote $64
Online Quote $91
Total Discounts $546
Rate after discounts $732

Discounts are estimated and may not be available from every company or in every state.

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