Volvo V60 Cross Country Insurance Rates

Average insurance rates for a Volvo V60 Cross Country are $1,278 a year with full coverage. Comprehensive insurance costs on average $268 each year, collision insurance costs $484, and liability coverage costs around $390. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs $2,774 or more. Teens receive the highest rates at up to $4,784 a year.

Average premium for full coverage: $1,278

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and V60 Cross Country models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on car insurance rates.

These examples demonstrate why all drivers should compare prices based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Volvo V60 Cross Country insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $732
• Using higher $1,000 deductibles will save around $170 annually
• The average rate for a 40-year-old driver with $500 deductibles is $1,278
• Selecting low deductibles for physical damage coverage will cost an extra $334 each year
• Higher-risk drivers with serious driving violations could pay upwards of $2,774
• The cost for full coverage for a teenage driver may cost $4,784 or more

View Chart as Image

Auto insurance rates for a Volvo V60 Cross Country can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay upwards of $4,700 a year. View Rates by Age

Where you live has a huge impact on Volvo V60 Cross Country insurance rates. A driver around age 40 might see rates as low as $920 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,730 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $510 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,100 in extra premium per year, depending on your age. Insurance for high-risk drivers can be around 44% to 131% more than the average policy. View High Risk Driver Rates

How to Find Cheaper Volvo V60 Cross Country Insurance

Saving money on auto insurance requires being safe and accident-free, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Make time to compare rates once a year by requesting rates from direct companies like GEICO and Progressive, and also from local insurance agents.

Below you'll find a condensed summary of the data that was touched on in this article.

• You may be able to save as much as $160 per year just by quoting online in advance
• Consumers who require more liability protection will pay approximately $430 every year to increase from a minimum limit to 250/500 limits
• Youthful drivers are charged the highest rates, with premiums as much as $399 per month if they have full coverage
• Drivers with multiple at-fault accidents may be required to pay an average of $1,500 more each year than a low-risk driver