Volvo V60 Cross Country Insurance Rates
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UPDATED: Jun 11, 2024
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Estimated insurance prices for a Volvo V60 Cross Country are $1,278 every 12 months for full coverage insurance. Comprehensive costs on average $268, collision insurance costs $484, and liability coverage is $390. A liability-only policy costs around $438 a year, and high-risk insurance costs around $2,774. 16-year-old drivers pay the most at up to $4,784 a year.
Average premium for full coverage: $1,278
Premium estimates by type of coverage:
These estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for all V60 Cross Country models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Volvo V60 Cross Country range from the cheapest price of $438 for your basic liability-only policy to the much higher price of $2,774 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than congested cities. The example below illustrates how rural and urban location affects car insurance rates.
These rate differences illustrate why everyone should compare rates quotes based on a specific location and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates average Volvo V60 Cross Country insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $732
- Raising to $1,000 deductibles will save around $170 each year
- The average price for a 40-year-old good driver with $500 deductibles is $1,278
- Buying pricier low deductibles increases the price to $1,612
- Unlucky drivers with multiple tickets or accidents could pay upwards of $2,774
- An auto insurance policy to insure a teenage driver for full coverage may cost $4,784
Auto insurance prices for a Volvo V60 Cross Country also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your V60 Cross Country.
Opting for high physical damage deductibles can reduce prices by up to $510 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay upwards of $4,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,500 to $2,100 in extra premium annually, depending on your age. Volvo V60 Cross Country insurance for high-risk drivers is expensive and can cost around 44% to 131% more than the average rate. View High Risk Driver Rates
Where you choose to live also has a big influence on Volvo V60 Cross Country insurance rates. A middle-age driver might find prices as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,730 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,156 | -$122 | -9.5% |
| Alaska | $982 | -$296 | -23.2% |
| Arizona | $1,060 | -$218 | -17.1% |
| Arkansas | $1,278 | -$0 | 0.0% |
| California | $1,458 | $180 | 14.1% |
| Colorado | $1,220 | -$58 | -4.5% |
| Connecticut | $1,314 | $36 | 2.8% |
| Delaware | $1,446 | $168 | 13.1% |
| Florida | $1,598 | $320 | 25.0% |
| Georgia | $1,184 | -$94 | -7.4% |
| Hawaii | $918 | -$360 | -28.2% |
| Idaho | $866 | -$412 | -32.2% |
| Illinois | $954 | -$324 | -25.4% |
| Indiana | $964 | -$314 | -24.6% |
| Iowa | $864 | -$414 | -32.4% |
| Kansas | $1,214 | -$64 | -5.0% |
| Kentucky | $1,746 | $468 | 36.6% |
| Louisiana | $1,894 | $616 | 48.2% |
| Maine | $790 | -$488 | -38.2% |
| Maryland | $1,056 | -$222 | -17.4% |
| Massachusetts | $1,020 | -$258 | -20.2% |
| Michigan | $2,220 | $942 | 73.7% |
| Minnesota | $1,072 | -$206 | -16.1% |
| Mississippi | $1,532 | $254 | 19.9% |
| Missouri | $1,136 | -$142 | -11.1% |
| Montana | $1,372 | $94 | 7.4% |
| Nebraska | $1,008 | -$270 | -21.1% |
| Nevada | $1,534 | $256 | 20.0% |
| New Hampshire | $924 | -$354 | -27.7% |
| New Jersey | $1,430 | $152 | 11.9% |
| New Mexico | $1,132 | -$146 | -11.4% |
| New York | $1,346 | $68 | 5.3% |
| North Carolina | $736 | -$542 | -42.4% |
| North Dakota | $1,048 | -$230 | -18.0% |
| Ohio | $882 | -$396 | -31.0% |
| Oklahoma | $1,314 | $36 | 2.8% |
| Oregon | $1,172 | -$106 | -8.3% |
| Pennsylvania | $1,218 | -$60 | -4.7% |
| Rhode Island | $1,706 | $428 | 33.5% |
| South Carolina | $1,160 | -$118 | -9.2% |
| South Dakota | $1,078 | -$200 | -15.6% |
| Tennessee | $1,118 | -$160 | -12.5% |
| Texas | $1,542 | $264 | 20.7% |
| Utah | $946 | -$332 | -26.0% |
| Vermont | $876 | -$402 | -31.5% |
| Virginia | $764 | -$514 | -40.2% |
| Washington | $988 | -$290 | -22.7% |
| West Virginia | $1,172 | -$106 | -8.3% |
| Wisconsin | $884 | -$394 | -30.8% |
| Wyoming | $1,138 | -$140 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 Cross Country | $358 | $690 | $332 | $1,516 |
| 2023 Volvo V60 Cross Country | $344 | $686 | $338 | $1,504 |
| 2022 Volvo V60 Cross Country | $332 | $668 | $354 | $1,490 |
| 2021 Volvo V60 Cross Country | $320 | $640 | $364 | $1,460 |
| 2020 Volvo V60 Cross Country | $304 | $618 | $376 | $1,434 |
| 2019 Volvo V60 Cross Country | $292 | $574 | $384 | $1,386 |
| 2018 Volvo V60 Cross Country | $280 | $540 | $388 | $1,344 |
| 2017 Volvo V60 Cross Country | $268 | $484 | $390 | $1,278 |
| 2016 Volvo V60 Cross Country | $250 | $446 | $390 | $1,222 |
Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Volvo V60 Cross Country Insurance
Finding better rates on auto insurance consists of avoiding accidents and claims, having a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Set aside time to shop around once a year by obtaining price quotes from direct insurance companies, and also from several local insurance agents.
The points below are a brief summary of the data that was raised in the charts and tables above.
- It is possible to save as much as $160 per year just by quoting online well ahead of the renewal date
- Consumers who require increased liability limits will pay around $430 annually to raise from 30/60 bodily injury limits to a 250/500 level
- Drivers under the age of 20 are charged the highest prices, with premiums being up to $399 per month if comprehensive and collision insurance is included
- Drivers that tend to have accidents or serious violations pay on average $1,500 more each year to insure a Volvo V60 Cross Country
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,784 |
| 20 | $2,954 |
| 30 | $1,332 |
| 40 | $1,278 |
| 50 | $1,170 |
| 60 | $1,148 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,612 |
| $250 | $1,456 |
| $500 | $1,278 |
| $1,000 | $1,108 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,278 |
| 50/100 | $1,356 |
| 100/300 | $1,454 |
| 250/500 | $1,707 |
| 100 CSL | $1,395 |
| 300 CSL | $1,610 |
| 500 CSL | $1,766 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,834 |
| 20 | $4,704 |
| 30 | $2,836 |
| 40 | $2,774 |
| 50 | $2,648 |
| 60 | $2,624 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $68 |
| Homeowner | $19 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $58 |
| Advance Quote | $64 |
| Online Quote | $91 |
| Total Discounts | $546 |
Discounts are estimated and may not be available from every company or in every state.
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