Volvo V60 Cross Country Insurance Rates
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UPDATED: Jun 11, 2024
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The average auto insurance rates for a Volvo V60 Cross Country are $1,344 annually with full coverage. Comprehensive insurance costs around $280, collision costs $540, and liability coverage costs around $388. Liability-only coverage costs as low as $434 a year, with high-risk coverage costing $2,922 or more. Teen drivers cost the most to insure at $5,000 a year or more.
Average premium for full coverage: $1,344
Policy rates for type of insurance:
Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all V60 Cross Country models.
Price Range Variability
Using a middle-aged driver as an example, Volvo V60 Cross Country insurance rates go from as cheap as $434 for your basic liability-only policy to the much higher price of $2,922 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Where you live has a large influence on insurance rates. Areas with sparse population are shown to have fewer collision claims than larger metro areas.
The example below illustrates how where you live affects auto insurance rates.
The examples above demonstrate why everyone should compare prices for a specific zip code and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details estimated Volvo V60 Cross Country insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $762
- Using higher $1,000 deductibles will save about $186 annually
- The estimated rate for a good driver age 40 using $500 deductibles is $1,344
- Choosing pricier low deductibles for physical damage coverage costs an additional $364 each year
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,922 or more
- Policy cost with full coverage for a teenage driver for full coverage can be $5,000 or more
Insurance rates for a Volvo V60 Cross Country also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.
A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay as much as $5,000 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,600 to $2,200 additional every year, depending on your age. Volvo V60 Cross Country insurance for high-risk drivers can be around 44% to 132% more than average. View High Risk Driver Rates
Choosing high deductibles could cut rates by as much as $550 a year, whereas buying more liability protection will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $349 more each year. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Volvo V60 Cross Country insurance rates. A driver around age 40 might see rates as low as $970 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,810 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,214 | -$130 | -9.7% |
| Alaska | $1,028 | -$316 | -23.5% |
| Arizona | $1,114 | -$230 | -17.1% |
| Arkansas | $1,344 | -$0 | 0.0% |
| California | $1,532 | $188 | 14.0% |
| Colorado | $1,282 | -$62 | -4.6% |
| Connecticut | $1,380 | $36 | 2.7% |
| Delaware | $1,518 | $174 | 12.9% |
| Florida | $1,678 | $334 | 24.9% |
| Georgia | $1,242 | -$102 | -7.6% |
| Hawaii | $966 | -$378 | -28.1% |
| Idaho | $910 | -$434 | -32.3% |
| Illinois | $998 | -$346 | -25.7% |
| Indiana | $1,014 | -$330 | -24.6% |
| Iowa | $906 | -$438 | -32.6% |
| Kansas | $1,276 | -$68 | -5.1% |
| Kentucky | $1,832 | $488 | 36.3% |
| Louisiana | $1,988 | $644 | 47.9% |
| Maine | $828 | -$516 | -38.4% |
| Maryland | $1,110 | -$234 | -17.4% |
| Massachusetts | $1,072 | -$272 | -20.2% |
| Michigan | $2,330 | $986 | 73.4% |
| Minnesota | $1,124 | -$220 | -16.4% |
| Mississippi | $1,610 | $266 | 19.8% |
| Missouri | $1,192 | -$152 | -11.3% |
| Montana | $1,442 | $98 | 7.3% |
| Nebraska | $1,058 | -$286 | -21.3% |
| Nevada | $1,610 | $266 | 19.8% |
| New Hampshire | $970 | -$374 | -27.8% |
| New Jersey | $1,500 | $156 | 11.6% |
| New Mexico | $1,186 | -$158 | -11.8% |
| New York | $1,412 | $68 | 5.1% |
| North Carolina | $774 | -$570 | -42.4% |
| North Dakota | $1,100 | -$244 | -18.2% |
| Ohio | $926 | -$418 | -31.1% |
| Oklahoma | $1,378 | $34 | 2.5% |
| Oregon | $1,230 | -$114 | -8.5% |
| Pennsylvania | $1,282 | -$62 | -4.6% |
| Rhode Island | $1,790 | $446 | 33.2% |
| South Carolina | $1,218 | -$126 | -9.4% |
| South Dakota | $1,132 | -$212 | -15.8% |
| Tennessee | $1,174 | -$170 | -12.6% |
| Texas | $1,618 | $274 | 20.4% |
| Utah | $994 | -$350 | -26.0% |
| Vermont | $918 | -$426 | -31.7% |
| Virginia | $804 | -$540 | -40.2% |
| Washington | $1,036 | -$308 | -22.9% |
| West Virginia | $1,232 | -$112 | -8.3% |
| Wisconsin | $928 | -$416 | -31.0% |
| Wyoming | $1,196 | -$148 | -11.0% |
Because rates have so much variability, the best way to find out your exact price is to regularly compare rates and see how they stack up. Each insurance company uses a different rate calculation, and rates will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 Cross Country | $376 | $718 | $316 | $1,546 |
| 2023 Volvo V60 Cross Country | $358 | $690 | $332 | $1,516 |
| 2022 Volvo V60 Cross Country | $344 | $686 | $338 | $1,504 |
| 2021 Volvo V60 Cross Country | $332 | $668 | $354 | $1,490 |
| 2020 Volvo V60 Cross Country | $320 | $640 | $364 | $1,460 |
| 2019 Volvo V60 Cross Country | $304 | $618 | $376 | $1,434 |
| 2018 Volvo V60 Cross Country | $292 | $574 | $384 | $1,386 |
| 2017 Volvo V60 Cross Country | $280 | $540 | $388 | $1,344 |
| 2016 Volvo V60 Cross Country | $268 | $484 | $390 | $1,278 |
Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Volvo V60 Cross Country Insurance
Finding cheaper rates on auto insurance requires having a decent driving record, having good credit, not filing small claims, and taking advantage of discounts. Take the time to comparison shop once a year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following items are a recap of the data that was touched on in the above illustrations.
- You may be able to save up to $170 per year simply by quoting online well ahead of the renewal date
- Consumers who may need additional liability coverage will pay about $430 every year to increase from a 30/60 limit to higher 250/500 limits
- 16 to 18-year-old drivers are charged the highest rates, as much as $417 each month if they have full coverage
- Drivers that have major violations or accidents may pay on average $1,580 more every year than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,000 |
| 20 | $3,114 |
| 30 | $1,404 |
| 40 | $1,344 |
| 50 | $1,228 |
| 60 | $1,208 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,708 |
| $250 | $1,538 |
| $500 | $1,344 |
| $1,000 | $1,158 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,344 |
| 50/100 | $1,422 |
| 100/300 | $1,519 |
| 250/500 | $1,771 |
| 100 CSL | $1,460 |
| 300 CSL | $1,674 |
| 500 CSL | $1,829 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,156 |
| 20 | $4,964 |
| 30 | $2,988 |
| 40 | $2,922 |
| 50 | $2,788 |
| 60 | $2,764 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $63 |
| Advance Quote | $68 |
| Online Quote | $97 |
| Total Discounts | $582 |
Discounts are estimated and may not be available from every company or in every state.
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