Volvo V60 Cross Country Insurance Rates
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UPDATED: Jun 11, 2024
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The average insurance rates for a Volvo V60 Cross Country are $1,344 a year for full coverage. Comprehensive costs approximately $280, collision insurance costs $540, and liability is estimated at $388. Liability-only coverage costs approximately $434 a year, and high-risk coverage costs around $2,922. Teenage drivers cost the most to insure at up to $5,000 a year.
Average premium for full coverage: $1,344
Policy rates by type of insurance:
Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different V60 Cross Country trim levels.
Price Range Variability
Using a 40-year-old driver as an example, Volvo V60 Cross Country insurance rates range from as low as $434 for liability-only coverage to a much higher rate of $2,922 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than densely populated cities. The price range example below illustrates how rural and urban location affects auto insurance prices.
The examples above show why anyone shopping for car insurance should get quotes using their specific location and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows average Volvo V60 Cross Country insurance rates for additional coverage and risk scenarios.
- The best discount rate is $762
- Choosing higher $1,000 deductibles can save $186 a year
- The average rate for a good driver age 40 who chooses $500 deductibles is $1,344
- Using more expensive low deductibles for comp and collision coverage will increase the cost to $1,708
- Higher-risk drivers who are prone to accidents and violations could pay around $2,922
- Policy cost for full coverage for a 16-year-old driver with full coverage can cost $5,000 each year
Insurance rates for a Volvo V60 Cross Country also range considerably based on your risk profile, the trim level of your V60 Cross Country, and physical damage deductibles and liability limits.
An older driver with no violations or accidents and high deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age
Your home state plays a big part in determining prices for Volvo V60 Cross Country insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,910 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,214 | -$130 | -9.7% |
| Alaska | $1,028 | -$316 | -23.5% |
| Arizona | $1,114 | -$230 | -17.1% |
| Arkansas | $1,344 | -$0 | 0.0% |
| California | $1,532 | $188 | 14.0% |
| Colorado | $1,282 | -$62 | -4.6% |
| Connecticut | $1,380 | $36 | 2.7% |
| Delaware | $1,518 | $174 | 12.9% |
| Florida | $1,678 | $334 | 24.9% |
| Georgia | $1,242 | -$102 | -7.6% |
| Hawaii | $966 | -$378 | -28.1% |
| Idaho | $910 | -$434 | -32.3% |
| Illinois | $998 | -$346 | -25.7% |
| Indiana | $1,014 | -$330 | -24.6% |
| Iowa | $906 | -$438 | -32.6% |
| Kansas | $1,276 | -$68 | -5.1% |
| Kentucky | $1,832 | $488 | 36.3% |
| Louisiana | $1,988 | $644 | 47.9% |
| Maine | $828 | -$516 | -38.4% |
| Maryland | $1,110 | -$234 | -17.4% |
| Massachusetts | $1,072 | -$272 | -20.2% |
| Michigan | $2,330 | $986 | 73.4% |
| Minnesota | $1,124 | -$220 | -16.4% |
| Mississippi | $1,610 | $266 | 19.8% |
| Missouri | $1,192 | -$152 | -11.3% |
| Montana | $1,442 | $98 | 7.3% |
| Nebraska | $1,058 | -$286 | -21.3% |
| Nevada | $1,610 | $266 | 19.8% |
| New Hampshire | $970 | -$374 | -27.8% |
| New Jersey | $1,500 | $156 | 11.6% |
| New Mexico | $1,186 | -$158 | -11.8% |
| New York | $1,412 | $68 | 5.1% |
| North Carolina | $774 | -$570 | -42.4% |
| North Dakota | $1,100 | -$244 | -18.2% |
| Ohio | $926 | -$418 | -31.1% |
| Oklahoma | $1,378 | $34 | 2.5% |
| Oregon | $1,230 | -$114 | -8.5% |
| Pennsylvania | $1,282 | -$62 | -4.6% |
| Rhode Island | $1,790 | $446 | 33.2% |
| South Carolina | $1,218 | -$126 | -9.4% |
| South Dakota | $1,132 | -$212 | -15.8% |
| Tennessee | $1,174 | -$170 | -12.6% |
| Texas | $1,618 | $274 | 20.4% |
| Utah | $994 | -$350 | -26.0% |
| Vermont | $918 | -$426 | -31.7% |
| Virginia | $804 | -$540 | -40.2% |
| Washington | $1,036 | -$308 | -22.9% |
| West Virginia | $1,232 | -$112 | -8.3% |
| Wisconsin | $928 | -$416 | -31.0% |
| Wyoming | $1,196 | -$148 | -11.0% |
Using high physical damage deductibles can save as much as $550 annually, while increasing your policy's liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $349 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,600 to $2,200 additional every year, depending on your age. High-risk driver insurance ranges from 44% to 132% more than a normal policy. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 Cross Country | $376 | $718 | $316 | $1,546 |
| 2023 Volvo V60 Cross Country | $358 | $690 | $332 | $1,516 |
| 2022 Volvo V60 Cross Country | $344 | $686 | $338 | $1,504 |
| 2021 Volvo V60 Cross Country | $332 | $668 | $354 | $1,490 |
| 2020 Volvo V60 Cross Country | $320 | $640 | $364 | $1,460 |
| 2019 Volvo V60 Cross Country | $304 | $618 | $376 | $1,434 |
| 2018 Volvo V60 Cross Country | $292 | $574 | $384 | $1,386 |
| 2017 Volvo V60 Cross Country | $280 | $540 | $388 | $1,344 |
| 2016 Volvo V60 Cross Country | $268 | $484 | $390 | $1,278 |
Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Volvo V60 Cross Country Insurance
Finding cheaper rates on insurance for a Volvo V60 Cross Country takes being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around every year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
Below you'll find a brief recap of the coverage data raised in the charts and tables above.
- Drivers can save around $170 per year just by shopping early and online
- Increasing comprehensive and collision deductibles can save around $550 each year
- Youthful drivers are the costliest to insure, costing up to $417 each month including comprehensive and collision insurance
- Drivers considered higher risk who tend to receive serious violations may pay on average $1,580 more per year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,000 |
| 20 | $3,114 |
| 30 | $1,404 |
| 40 | $1,344 |
| 50 | $1,228 |
| 60 | $1,208 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,708 |
| $250 | $1,538 |
| $500 | $1,344 |
| $1,000 | $1,158 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,344 |
| 50/100 | $1,422 |
| 100/300 | $1,519 |
| 250/500 | $1,771 |
| 100 CSL | $1,460 |
| 300 CSL | $1,674 |
| 500 CSL | $1,829 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,156 |
| 20 | $4,964 |
| 30 | $2,988 |
| 40 | $2,922 |
| 50 | $2,788 |
| 60 | $2,764 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $63 |
| Advance Quote | $68 |
| Online Quote | $97 |
| Total Discounts | $582 |
Discounts are estimated and may not be available from every company or in every state.
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