Volvo V60 Cross Country Insurance Rates
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UPDATED: Jun 11, 2024
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U.S. average insurance rates for a Volvo V60 Cross Country are $1,344 a year for full coverage insurance. Comprehensive costs an estimated $280 a year, collision costs $540, and liability is $388. Buying just liability costs around $434 a year, with insurance for high-risk drivers costing around $2,922. Teenage drivers pay the highest rates at $5,000 a year or more.
Average premium for full coverage: $1,344
Price estimates broken down by individual coverage:
Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and V60 Cross Country trim levels.
Price Range from Low to High
For a driver around age 40, Volvo V60 Cross Country insurance prices go from as low as $434 for the bare minimum liability coverage to a high of $2,922 for a policy for a high-risk driver.
Geographic Price Range
Choosing to live in a large city can make a big difference on the price of insurance. More rural locations have a lower frequency of physical damage claims than densely populated cities.
The diagram below illustrates the difference between rural and urban areas on insurance prices.
The ranges above illustrate why it is important to compare rates quotes for a targeted area and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Volvo V60 Cross Country insurance rates for other coverage scenarios.
- The best discount rate is $762
- Raising to $1,000 deductibles will save approximately $1,158 each year
- The average rate for the average middle-age driver who has $500 deductibles is $1,344
- Using low $100 deductibles will increase the cost to $1,708
- Drivers who are prone to accidents and violations could pay up to $2,922 or more
- The price for full coverage for a 16-year-old driver can cost as much as $5,000
Insurance prices for a Volvo V60 Cross Country are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.
Older drivers with no violations or accidents and high deductibles may pay as low as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay at least $5,000 a year. View Rates by Age
The state you live in also has a big influence on Volvo V60 Cross Country insurance prices. A middle-age driver might find prices as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,810 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,214 | -$130 | -9.7% |
| Alaska | $1,028 | -$316 | -23.5% |
| Arizona | $1,114 | -$230 | -17.1% |
| Arkansas | $1,344 | -$0 | 0.0% |
| California | $1,532 | $188 | 14.0% |
| Colorado | $1,282 | -$62 | -4.6% |
| Connecticut | $1,380 | $36 | 2.7% |
| Delaware | $1,518 | $174 | 12.9% |
| Florida | $1,678 | $334 | 24.9% |
| Georgia | $1,242 | -$102 | -7.6% |
| Hawaii | $966 | -$378 | -28.1% |
| Idaho | $910 | -$434 | -32.3% |
| Illinois | $998 | -$346 | -25.7% |
| Indiana | $1,014 | -$330 | -24.6% |
| Iowa | $906 | -$438 | -32.6% |
| Kansas | $1,276 | -$68 | -5.1% |
| Kentucky | $1,832 | $488 | 36.3% |
| Louisiana | $1,988 | $644 | 47.9% |
| Maine | $828 | -$516 | -38.4% |
| Maryland | $1,110 | -$234 | -17.4% |
| Massachusetts | $1,072 | -$272 | -20.2% |
| Michigan | $2,330 | $986 | 73.4% |
| Minnesota | $1,124 | -$220 | -16.4% |
| Mississippi | $1,610 | $266 | 19.8% |
| Missouri | $1,192 | -$152 | -11.3% |
| Montana | $1,442 | $98 | 7.3% |
| Nebraska | $1,058 | -$286 | -21.3% |
| Nevada | $1,610 | $266 | 19.8% |
| New Hampshire | $970 | -$374 | -27.8% |
| New Jersey | $1,500 | $156 | 11.6% |
| New Mexico | $1,186 | -$158 | -11.8% |
| New York | $1,412 | $68 | 5.1% |
| North Carolina | $774 | -$570 | -42.4% |
| North Dakota | $1,100 | -$244 | -18.2% |
| Ohio | $926 | -$418 | -31.1% |
| Oklahoma | $1,378 | $34 | 2.5% |
| Oregon | $1,230 | -$114 | -8.5% |
| Pennsylvania | $1,282 | -$62 | -4.6% |
| Rhode Island | $1,790 | $446 | 33.2% |
| South Carolina | $1,218 | -$126 | -9.4% |
| South Dakota | $1,132 | -$212 | -15.8% |
| Tennessee | $1,174 | -$170 | -12.6% |
| Texas | $1,618 | $274 | 20.4% |
| Utah | $994 | -$350 | -26.0% |
| Vermont | $918 | -$426 | -31.7% |
| Virginia | $804 | -$540 | -40.2% |
| Washington | $1,036 | -$308 | -22.9% |
| West Virginia | $1,232 | -$112 | -8.3% |
| Wisconsin | $928 | -$416 | -31.0% |
| Wyoming | $1,196 | -$148 | -11.0% |
Using high physical damage deductibles can reduce prices by up to $550 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $349 more each year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying $1,600 to $2,200 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 132% more than a normal policy. View High Risk Driver Rates
Since prices can be so different, the only way to figure out which car insurance is cheapest is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate prices, and prices may be quite different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 Cross Country | $376 | $718 | $316 | $1,546 |
| 2023 Volvo V60 Cross Country | $358 | $690 | $332 | $1,516 |
| 2022 Volvo V60 Cross Country | $344 | $686 | $338 | $1,504 |
| 2021 Volvo V60 Cross Country | $332 | $668 | $354 | $1,490 |
| 2020 Volvo V60 Cross Country | $320 | $640 | $364 | $1,460 |
| 2019 Volvo V60 Cross Country | $304 | $618 | $376 | $1,434 |
| 2018 Volvo V60 Cross Country | $292 | $574 | $384 | $1,386 |
| 2017 Volvo V60 Cross Country | $280 | $540 | $388 | $1,344 |
| 2016 Volvo V60 Cross Country | $268 | $484 | $390 | $1,278 |
Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Volvo V60 Cross Country Insurance
Getting lower rates on insurance for a Volvo V60 Cross Country consists of avoiding accidents and claims, having a good credit history, not filing small claims, and maximizing policy discounts. Set aside time to compare rates every year by requesting rates from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.
The points below are a quick review of the coverage data covered above.
- It is possible to save approximately $170 per year simply by quoting early and online
- Increasing physical damage deductibles can save around $550 each year
- Drivers under the age of 20 are expensive to insure, as much as $417 a month including comprehensive and collision insurance
- Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,580 more annually to insure a Volvo V60 Cross Country
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,000 |
| 20 | $3,114 |
| 30 | $1,404 |
| 40 | $1,344 |
| 50 | $1,228 |
| 60 | $1,208 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,708 |
| $250 | $1,538 |
| $500 | $1,344 |
| $1,000 | $1,158 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,344 |
| 50/100 | $1,422 |
| 100/300 | $1,519 |
| 250/500 | $1,771 |
| 100 CSL | $1,460 |
| 300 CSL | $1,674 |
| 500 CSL | $1,829 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,156 |
| 20 | $4,964 |
| 30 | $2,988 |
| 40 | $2,922 |
| 50 | $2,788 |
| 60 | $2,764 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $63 |
| Advance Quote | $68 |
| Online Quote | $97 |
| Total Discounts | $582 |
Discounts are estimated and may not be available from every company or in every state.
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