Volvo V90 Insurance Rates

U.S. average insurance prices for a Volvo V90 are $1,456 every 12 months for full coverage. Comprehensive costs an estimated $312 each year, collision insurance costs $624, and liability coverage costs around $384. A policy with just liability insurance costs as low as $432 a year, and coverage for high-risk drivers costs around $3,174. Teenage drivers pay the highest rates at up to $5,356 a year.

Average premium for full coverage: $1,456

Price estimates broken down by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and V90 models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on insurance rates. More rural locations have more infrequent accident claims than densely populated cities. The graphic below illustrates how location helps determine insurance prices.

The ranges above show why all drivers should compare prices for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Volvo V90 insurance rates for other coverage scenarios.

• The best discount rate is $816
• Using higher $1,000 deductibles will save approximately $212 a year
• The average price for the average middle-age driver who has $500 deductibles is $1,456
• Using low deductibles for physical damage coverage increases the price to $1,870
• Higher-risk drivers who are prone to accidents and violations could pay up to $3,174
• The price to insure a teenage driver can cost as much as $5,356 or more

View Chart as Image

Insurance prices for a Volvo V90 are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles could cut prices by as much as $630 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $345 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,400 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $5,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $1,700 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers can be around 45% to 130% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Volvo V90 insurance rates. A driver around age 40 might see prices as low as $960 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,080 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for the Best Volvo V90 Insurance

Getting lower rates on auto insurance requires having a decent driving record, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a brief recap of the data that was covered in the charts and tables above.

• Drivers can save approximately $180 per year just by quoting online in advance
• Consumers who want additional liability coverage will pay an extra $420 each year to increase from a low limit to a 250/500 level
• 16 to 18-year-old drivers are charged the highest prices, with premiums as much as $446 a month if they have full coverage
• Drivers who tend to receive serious violations pay on average $1,720 more annually than a driver with a clean driving record