Acura MDX Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Are Acura MDX expensive to insure in comparison to other vehicles? Average Acura MDX car insurance costs $1,468 a year, or $122 a month. Learn more about Acura MDX insurance rates and how to save on Acura MDX costs in our guide.
To find out how much does an Acura MDX cost to insure in your area, enter your ZIP code in our free tool above.
The average insurance rates for an Acura MDX are $1,436 a year with full coverage. Comprehensive insurance costs on average $344 a year, collision costs $536, and liability is estimated at $398. Liability-only coverage costs approximately $460 a year, with high-risk coverage costing $3,084 or more. Teens cost the most to insure at $5,252 a year or more.
Average premium for full coverage: $1,436
Policy rates by type of insurance:
Includes $500 deductible amounts, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and MDX trim levels.
Price Range Variability
For a 40-year-old driver, Acura MDX insurance rates go from as low as $460 for a discount liability-only rate to a high of $3,084 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city can have significant affects on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than cities with more traffic congestion.
The diagram below illustrates how your location can change car insurance rates.
The examples above demonstrate why it is important to get quotes based on a specific location and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Acura MDX insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $832
- Choosing higher $1,000 deductibles can save around $1,236 annually
- The average rate for a good driver age 40 with $500 deductibles is $1,436
- Selecting low $100 deductibles for comp and collision coverage will cost an extra $386 every year
- Unlucky drivers with serious driving violations could pay upwards of $3,084 or more
- Policy cost for full coverage for a teen driver may cost $5,252 each year
Insurance rates for an Acura MDX also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.
Older drivers with no violations or accidents and high deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age
Your home state plays a big part in determining prices for Acura MDX insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,940 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,300 | -$136 | -9.5% |
| Alaska | $1,104 | -$332 | -23.1% |
| Arizona | $1,194 | -$242 | -16.9% |
| Arkansas | $1,436 | -$0 | 0.0% |
| California | $1,638 | $202 | 14.1% |
| Colorado | $1,372 | -$64 | -4.5% |
| Connecticut | $1,480 | $44 | 3.1% |
| Delaware | $1,628 | $192 | 13.4% |
| Florida | $1,798 | $362 | 25.2% |
| Georgia | $1,328 | -$108 | -7.5% |
| Hawaii | $1,034 | -$402 | -28.0% |
| Idaho | $974 | -$462 | -32.2% |
| Illinois | $1,072 | -$364 | -25.3% |
| Indiana | $1,082 | -$354 | -24.7% |
| Iowa | $970 | -$466 | -32.5% |
| Kansas | $1,366 | -$70 | -4.9% |
| Kentucky | $1,962 | $526 | 36.6% |
| Louisiana | $2,128 | $692 | 48.2% |
| Maine | $888 | -$548 | -38.2% |
| Maryland | $1,184 | -$252 | -17.5% |
| Massachusetts | $1,150 | -$286 | -19.9% |
| Michigan | $2,498 | $1,062 | 74.0% |
| Minnesota | $1,204 | -$232 | -16.2% |
| Mississippi | $1,722 | $286 | 19.9% |
| Missouri | $1,276 | -$160 | -11.1% |
| Montana | $1,544 | $108 | 7.5% |
| Nebraska | $1,134 | -$302 | -21.0% |
| Nevada | $1,724 | $288 | 20.1% |
| New Hampshire | $1,036 | -$400 | -27.9% |
| New Jersey | $1,608 | $172 | 12.0% |
| New Mexico | $1,274 | -$162 | -11.3% |
| New York | $1,514 | $78 | 5.4% |
| North Carolina | $828 | -$608 | -42.3% |
| North Dakota | $1,178 | -$258 | -18.0% |
| Ohio | $994 | -$442 | -30.8% |
| Oklahoma | $1,478 | $42 | 2.9% |
| Oregon | $1,318 | -$118 | -8.2% |
| Pennsylvania | $1,372 | -$64 | -4.5% |
| Rhode Island | $1,920 | $484 | 33.7% |
| South Carolina | $1,304 | -$132 | -9.2% |
| South Dakota | $1,212 | -$224 | -15.6% |
| Tennessee | $1,260 | -$176 | -12.3% |
| Texas | $1,732 | $296 | 20.6% |
| Utah | $1,064 | -$372 | -25.9% |
| Vermont | $984 | -$452 | -31.5% |
| Virginia | $860 | -$576 | -40.1% |
| Washington | $1,112 | -$324 | -22.6% |
| West Virginia | $1,318 | -$118 | -8.2% |
| Wisconsin | $996 | -$440 | -30.6% |
| Wyoming | $1,280 | -$156 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $590 every year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $358 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 132% more than the average policy. View High Risk Driver Rates
Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes and see which company has the best rate. Each auto insurer calculates rates differently, and rates will be varied from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura MDX 4WD | $1,394 | $116 |
| Acura MDX with Tech Package 4WD | $1,436 | $120 |
| Acura MDX with Tech/Entertainment 4WD | $1,436 | $120 |
| Acura MDX Advance 4WD | $1,478 | $123 |
| Acura MDX Advance/Entertainment 4WD | $1,478 | $123 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura MDX | $358 | $542 | $390 | $1,448 |
| 2023 Acura MDX | $344 | $536 | $398 | $1,436 |
| 2022 Acura MDX | $332 | $524 | $416 | $1,430 |
| 2021 Acura MDX | $320 | $502 | $430 | $1,410 |
| 2020 Acura MDX | $304 | $484 | $442 | $1,388 |
| 2019 Acura MDX | $292 | $450 | $452 | $1,352 |
| 2018 Acura MDX | $280 | $424 | $456 | $1,318 |
| 2017 Acura MDX | $268 | $380 | $460 | $1,266 |
| 2016 Acura MDX | $250 | $350 | $460 | $1,218 |
| 2015 Acura MDX | $242 | $328 | $464 | $1,192 |
| 2014 Acura MDX | $236 | $306 | $474 | $1,174 |
| 2013 Acura MDX | $218 | $284 | $474 | $1,134 |
| 2012 Acura MDX | $212 | $258 | $478 | $1,106 |
| 2011 Acura MDX | $198 | $236 | $474 | $1,066 |
| 2010 Acura MDX | $186 | $214 | $474 | $1,032 |
| 2009 Acura MDX | $180 | $192 | $468 | $998 |
| 2008 Acura MDX | $178 | $188 | $460 | $984 |
| 2007 Acura MDX | $176 | $178 | $452 | $964 |
| 2006 Acura MDX | $160 | $170 | $446 | $934 |
| 2005 Acura MDX | $154 | $162 | $442 | $916 |
Rates are averaged for all Acura MDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Acura MDX Insurance
Finding cheaper rates on car insurance takes having a good driving record, having a good credit history, not filing small claims, and insuring your home and auto with the same company. Invest the time to shop around once a year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.
The next list is a recap of the data that was illustrated above.
- You may be able to save as much as $170 per year simply by quoting early and online
- Policyholders who require increased levels of liability coverage will pay approximately $440 every year to raise limits from a 30/60 limit to 250/500 limits
- Drivers age 20 and younger pay higher rates, as much as $438 each month including comprehensive and collision insurance
- Higher risk drivers that have major violations or accidents may be required to pay an average of $1,650 more each year to buy Acura MDX insurance
Whether you are looking to save on 2008 Acura MDX insurance costs or 2014/2015 Acura MDX costs, shopping around for rates is the best way to save on insurance.
If you are ready to save on the Acura MDX cost to own by reducing Acura insurance rates, enter your ZIP code in our free tool below to see how much is an Acura MDX to insure in your area.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What are the safety ratings of the Acura MDX?
Is an Acura MDX reliable? If an Acura MDX’s safety ratings and features are poor, MDX average rates will be higher than average. Luckily, the Acura MDX has some great safety features, such as brake assist, traction control, lane departure warning, and lane-keeping assist.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the MDX, with good results.
- Small overlap front (driver-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
View the video below for an example of the IIHS’s crash testing on the MDX.
Acura MDX Compared Against Other Vehicles in the Same Class
The Acura MDX is a midsize, luxury SUV. The IIHS found that the Acura MDX’s property damage liability losses are average, and its bodily injury liability losses are substantially better than average. This is great, as it means the Acura MDX should have reasonable liability insurance rates.
To see how the Acura MDX’s rates compare to other midsize, luxury SUV rates, view the list below.
To find out how much does it cost to insure an Acura MDX in your area and find savings, enter your ZIP code in our free tool.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,252 |
| 20 | $3,276 |
| 30 | $1,504 |
| 40 | $1,436 |
| 50 | $1,312 |
| 60 | $1,284 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,822 |
| $250 | $1,646 |
| $500 | $1,436 |
| $1,000 | $1,236 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,436 |
| 50/100 | $1,558 |
| 100/300 | $1,657 |
| 250/500 | $1,916 |
| 100 CSL | $1,597 |
| 300 CSL | $1,816 |
| 500 CSL | $1,976 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,494 |
| 20 | $5,202 |
| 30 | $3,156 |
| 40 | $3,084 |
| 50 | $2,938 |
| 60 | $2,912 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $104 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $65 |
| Advance Quote | $70 |
| Online Quote | $102 |
| Total Discounts | $604 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
