Acura RDX Insurance Rates

How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.

Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.

U.S. average auto insurance rates for an Acura RDX are $1,038 annually with full coverage. Comprehensive insurance costs an estimated $198 each year, collision costs $310, and liability costs $394. Buying just liability costs as little as $440 a year, with insurance for high-risk drivers costing $2,238 or more. Teenage drivers pay the highest rates at $4,010 a year or more.

Average premium for full coverage: $1,038

Price estimates broken down by individual coverage:

Prices include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and RDX models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. More rural locations have fewer collision claims than densely populated cities.

The graphic below illustrates how where you live affects insurance prices.

The ranges above demonstrate why all drivers should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Acura RDX insurance rates for other coverage scenarios.

• The best discount rate is $613
• Drivers who choose higher $1,000 deductibles will pay approximately $116 annually
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,038
• Using low deductibles for comprehensive and collision insurance costs an additional $222 annually
• Drivers who are prone to accidents and violations could pay up to $2,238 or more
• The price with full coverage for a 16-year-old driver can cost as much as $4,010 a year

View Chart as Image

Insurance prices for an Acura RDX are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $4,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,200 to $1,700 additional each year, depending on your age. Insurance for high-risk drivers can cost from 42% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $340 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $354 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Acura RDX insurance prices. A 40-year-old driver could pay as low as $750 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,400 on average in New York, Michigan, and Florida.

View Chart as Image

Since prices can be so different, the best way to find out which car insurance is cheapest is to do a rate comparison from multiple companies. Every company uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Acura RDX Insurance

Getting lower rates on insurance for an Acura RDX not only requires having a decent driving record, but also having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop once a year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a quick rundown of the data that was touched on in the above illustrations.

• You may be able to save approximately $120 per year simply by quoting online in advance
• Insureds who want additional liability coverage will pay an extra $430 every year to go from a low limit to higher 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, costing up to $334 a month if they have full coverage
• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,200 more annually than a driver with a clean driving record

Frequently Asked Questions

• Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
• How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
• Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
• What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
• What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
• What are the Acura RDX maintenance cost? See above from RepairPal
• Are Acura RDX expensive to maintain? Not more than other vehicles in its category.

To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.

So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.

What are the Acura RDX safety ratings?

The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.

The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Watch the video below for an example of one of the Acura RDX’s crash tests.

Acura RDX Compared Against Other Vehicles in the Same Class

The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.

Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.

• Acura MDX Insurance Rates
• Audi Q5 Insurance Rates
• BMW X3 Insurance Rates

Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.

References

1. https://www.iihs.org/ratings/vehicle/acura/rdx-4-door-suv/2020