Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

U.S. average insurance rates for an Audi Q3 are $1,370 a year for full coverage insurance. Comprehensive insurance costs an estimated $268, collision insurance costs $484, and liability costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs $2,976 or more. 16-year-old drivers pay the highest rates at up to $5,224 a year.

Average premium for full coverage: $1,370

Price estimates broken down by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for all Q3 models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of insurance. More rural locations have a lower frequency of physical damage claims than congested cities. The example below illustrates how geographic area affects insurance prices.

The ranges above illustrate why everyone should compare prices for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Audi Q3 insurance rates for other coverage scenarios.

• The best full coverage rate is $790
• Using higher $1,000 deductibles will save approximately $170 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,370
• Buying pricier low deductibles for physical damage coverage will cost an extra $334 every year
• Drivers with multiple tickets or accidents could pay up to $2,976
• The price for full coverage for a teen driver for full coverage can cost as much as $5,224 or more

View Chart as Image

Insurance prices for an Audi Q3 are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $5,200 a year. View Rates by Age

The state you live in has a huge impact on Audi Q3 insurance prices. A driver around age 40 might see prices as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $510 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,600 to $2,300 additional each year, depending on your age. Audi Q3 insurance for high-risk drivers can be as much as 44% to 130% more than the average rate. View High Risk Driver Rates

How to Find Cheaper Audi Q3 Insurance

Getting lower rates on car insurance requires having a decent driving record, having a good credit history, not filing small claims, and possibly raising deductibles. Invest the time to compare rates at least every other year by requesting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following items are a condensed summary of the car insurance concepts presented in the illustrations above.

• Higher risk drivers with multiple at-fault accidents pay on average $1,610 more annually than a driver with a clean driving record
• It is possible to save approximately $160 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $500 each year
• Policyholders who want additional liability coverage will pay around $510 annually to increase from a low limit to 250/500 limits

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.