Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

U.S. average insurance rates for an Audi Q3 are $1,434 a year for full coverage. Comprehensive costs an estimated $280 a year, collision insurance costs $540, and liability coverage costs around $456. Buying just liability costs as low as $508 a year, and insurance for high-risk drivers costs around $3,122. Teenage drivers pay the highest rates at up to $5,438 a year.

Average premium for full coverage: $1,434

Price estimates broken down by individual coverage:

Includes $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Q3 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on insurance rates. More rural locations have lower incidents of accident claims than densely populated cities. The diagram below illustrates how location impacts insurance prices.

The ranges above show why it is important to compare prices for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Audi Q3 insurance rates for other coverage scenarios.

• The best discount rate is $819
• Using higher $1,000 deductibles will save approximately $1,248 a year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,434
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,798
• Higher-risk drivers who are prone to accidents and violations could pay up to $3,122
• The price that insures a teenage driver can cost as much as $5,438 or more

View Chart as Image

Insurance prices for an Audi Q3 are also quite variable based on the trim level of your Q3, how you drive, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you could be paying $1,700 to $2,400 additional each year, depending on your age. A high-risk auto insurance policy can be around 44% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $5,400 a year. View Rates by Age

The state you live in has a huge impact on Audi Q3 insurance rates. A driver around age 40 might see prices as low as $950 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,050 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $550 a year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Audi Q3 Insurance

Getting lower rates on auto insurance requires being safe and accident-free, having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Compare prices at least once a year by requesting rates from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a recap of the primary concepts that were touched on above.

• Drivers can save approximately $170 per year just by quoting early and online
• Drivers that have major violations or accidents may pay on average $1,690 more annually than a low-risk driver
• Increasing physical damage deductibles can save approximately $550 each year
• Youthful drivers are expensive to insure, with premiums as much as $453 a month if comprehensive and collision insurance is included

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.