BMW M6 Insurance Rates
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UPDATED: Jun 6, 2024
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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.
Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.
Estimated insurance rates for a BMW M6 are $2,008 a year for full coverage insurance. Comprehensive insurance costs around $422 each year, collision costs $892, and liability insurance costs around $514. Liability-only insurance costs as low as $572 a year, with high-risk driver insurance costing $4,392 or more. 16-year-old drivers pay the most at $7,400 a year or more.
Average premium for full coverage: $2,008
Premium estimates for type of coverage:
Includes $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and M6 models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a BMW M6 go from as low as $572 for just liability insurance to a high rate of $4,392 for coverage for higher-risk drivers.
Insurance Price Range by Location
Where you live has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than congested cities.
The graphic below illustrates the effect of geographic area on auto insurance rates.
These rate differences illustrate why all drivers should compare prices for a specific zip code and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates estimated BMW M6 insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $1,117
- Using higher $1,000 deductibles will save about $296 each year
- The average rate for a 40-year-old good driver using $500 deductibles is $2,008
- Buying low deductibles for physical damage coverage will cost an extra $586 a year
- Drivers with multiple tickets or accidents could pay at least $4,392 or more
- An auto insurance policy for full coverage for a teen driver can be $7,400 or more
Insurance prices for a BMW M6 also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.
More mature drivers with no violations or accidents and high deductibles could pay as little as $1,900 a year, or $158 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay as much as $7,400 a year. View Rates by Age
Where you choose to live has a huge impact on BMW M6 insurance rates. A driver around age 40 might see prices as low as $1,310 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,710 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,816 | -$192 | -9.6% |
| Alaska | $1,540 | -$468 | -23.3% |
| Arizona | $1,668 | -$340 | -16.9% |
| Arkansas | $2,008 | -$0 | 0.0% |
| California | $2,288 | $280 | 13.9% |
| Colorado | $1,918 | -$90 | -4.5% |
| Connecticut | $2,062 | $54 | 2.7% |
| Delaware | $2,272 | $264 | 13.1% |
| Florida | $2,512 | $504 | 25.1% |
| Georgia | $1,856 | -$152 | -7.6% |
| Hawaii | $1,442 | -$566 | -28.2% |
| Idaho | $1,360 | -$648 | -32.3% |
| Illinois | $1,496 | -$512 | -25.5% |
| Indiana | $1,514 | -$494 | -24.6% |
| Iowa | $1,356 | -$652 | -32.5% |
| Kansas | $1,906 | -$102 | -5.1% |
| Kentucky | $2,738 | $730 | 36.4% |
| Louisiana | $2,974 | $966 | 48.1% |
| Maine | $1,240 | -$768 | -38.2% |
| Maryland | $1,656 | -$352 | -17.5% |
| Massachusetts | $1,604 | -$404 | -20.1% |
| Michigan | $3,486 | $1,478 | 73.6% |
| Minnesota | $1,680 | -$328 | -16.3% |
| Mississippi | $2,406 | $398 | 19.8% |
| Missouri | $1,782 | -$226 | -11.3% |
| Montana | $2,158 | $150 | 7.5% |
| Nebraska | $1,584 | -$424 | -21.1% |
| Nevada | $2,410 | $402 | 20.0% |
| New Hampshire | $1,446 | -$562 | -28.0% |
| New Jersey | $2,246 | $238 | 11.9% |
| New Mexico | $1,778 | -$230 | -11.5% |
| New York | $2,116 | $108 | 5.4% |
| North Carolina | $1,158 | -$850 | -42.3% |
| North Dakota | $1,646 | -$362 | -18.0% |
| Ohio | $1,388 | -$620 | -30.9% |
| Oklahoma | $2,062 | $54 | 2.7% |
| Oregon | $1,842 | -$166 | -8.3% |
| Pennsylvania | $1,914 | -$94 | -4.7% |
| Rhode Island | $2,680 | $672 | 33.5% |
| South Carolina | $1,820 | -$188 | -9.4% |
| South Dakota | $1,694 | -$314 | -15.6% |
| Tennessee | $1,756 | -$252 | -12.5% |
| Texas | $2,420 | $412 | 20.5% |
| Utah | $1,484 | -$524 | -26.1% |
| Vermont | $1,374 | -$634 | -31.6% |
| Virginia | $1,202 | -$806 | -40.1% |
| Washington | $1,550 | -$458 | -22.8% |
| West Virginia | $1,842 | -$166 | -8.3% |
| Wisconsin | $1,390 | -$618 | -30.8% |
| Wyoming | $1,788 | -$220 | -11.0% |
Opting for high physical damage deductibles could cut prices by as much as $890 each year, whereas increasing liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $513 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at least $2,400 to $3,300 additional annually, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 133% more than the average rate. View High Risk Driver Rates
With such a large range in prices, the only way to figure out your exact price is to do a rate comparison from as many companies as possible. Each insurance company utilizes a different rate formula, and prices will be substantially different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| BMW M6 2-Dr Coupe | $1,852 | $154 |
| BMW M6 2-Dr Convertible | $2,060 | $172 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 BMW M6 | $440 | $946 | $510 | $2,076 |
| 2017 BMW M6 | $422 | $892 | $514 | $2,008 |
| 2016 BMW M6 | $406 | $800 | $520 | $1,906 |
| 2015 BMW M6 | $378 | $736 | $520 | $1,814 |
| 2014 BMW M6 | $366 | $690 | $524 | $1,760 |
| 2013 BMW M6 | $356 | $644 | $534 | $1,714 |
| 2012 BMW M6 | $330 | $598 | $534 | $1,642 |
| 2010 BMW M6 | $300 | $496 | $534 | $1,510 |
| 2007 BMW M6 | $268 | $396 | $520 | $1,364 |
| 2006 BMW M6 | $264 | $376 | $510 | $1,330 |
Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest BMW M6 Insurance
Finding better rates on BMW M6 insurance requires being safe and accident-free, having a good credit history, paying for small claims out-of-pocket, and taking advantage of discounts. Take the time to compare rates at least once a year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
Below you'll find a recap of the primary concepts that were covered in the above illustrations.
- It is possible to save up to $250 per year simply by quoting online in advance
- High-risk drivers that have major violations or accidents may pay on average $2,380 more every year than a low-risk driver
- Increasing policy deductibles can save around $875 each year
- Youthful drivers are charged the highest prices, with premiums being up to $617 per month including comprehensive and collision insurance
Frequently Asked Questions
When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.
Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.
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What are the BMW M6 safety ratings?
BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).
Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:
- DSC Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- BMW Assist eCall Emergency Sos
- Front And Rear Parking Sensors
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.
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BMW M6 Compared Against Vehicles in the Same Class
The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.
Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,400 |
| 20 | $4,688 |
| 30 | $2,108 |
| 40 | $2,008 |
| 50 | $1,834 |
| 60 | $1,802 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,594 |
| $250 | $2,320 |
| $500 | $2,008 |
| $1,000 | $1,712 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,008 |
| 50/100 | $2,174 |
| 100/300 | $2,317 |
| 250/500 | $2,687 |
| 100 CSL | $2,231 |
| 300 CSL | $2,545 |
| 500 CSL | $2,773 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,628 |
| 20 | $7,482 |
| 30 | $4,504 |
| 40 | $4,392 |
| 50 | $4,192 |
| 60 | $4,158 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $110 |
| Multi-vehicle | $108 |
| Homeowner | $29 |
| 5-yr Accident Free | $159 |
| 5-yr Claim Free | $134 |
| Paid in Full/EFT | $99 |
| Advance Quote | $106 |
| Online Quote | $146 |
| Total Discounts | $891 |
Discounts are estimated and may not be available from every company or in every state.
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