Chevrolet Tahoe Insurance Rates

Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.

While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.

Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.

The average insurance prices for a Chevrolet Tahoe are $1,368 every 12 months including full coverage. Comprehensive insurance costs an estimated $306 each year, collision insurance costs $506, and liability costs around $398. Liability-only coverage costs as low as $460 a year, and high-risk coverage costs $2,950 or more. Teenage drivers cost the most to insure at up to $5,078 a year.

Average premium for full coverage: $1,368

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Tahoe models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates how location helps determine insurance prices.

The examples above highlight why all drivers should compare prices for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Chevrolet Tahoe insurance rates for other coverage scenarios.

• The best discount rate is $792
• Using higher $1,000 deductibles will save approximately $182 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,368
• Using low deductibles for physical damage coverage costs an extra $358 annually
• High-risk insureds who are prone to accidents and violations could pay up to $2,950
• Policy cost to insure a 16-year-old driver can cost as much as $5,078 or more

View Chart as Image

Insurance rates for a Chevrolet Tahoe also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles could cut rates by as much as $540 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $358 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers can be from 43% to 131% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Chevrolet Tahoe insurance prices. A driver around age 40 might see rates as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,960 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Chevrolet Tahoe Insurance

Finding cheaper rates on insurance for a Chevrolet Tahoe requires being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest time comparing rates at every policy renewal by getting quotes from direct car insurance companies, and also from local insurance agencies.

Below you'll find a review of the data covered in the charts and tables above.

• Insureds who want more liability protection will pay an extra $440 per year to increase from a 30/60 limit to a 250/500 level
• You may be able to save approximately $160 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $550 each year
• Youthful drivers are expensive to insure, with premiums being up to $423 each month if full coverage is included

To start shopping for Chevy Tahoe insurance rates now, use our free tool below.

What are the safety ratings of the Chevrolet Tahoe?

The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.

Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.

Chevrolet Tahoe Compared Against Other Vehicles in the Same Class

The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.

Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.

• Dodge Durango Insurance Rates
• Ford Expedition Insurance Rates
• GMC Yukon Insurance Rates

Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.

References:

1. https://www.iihs.org/ratings/insurance-losses-by-make-and-model