Chevrolet Traverse Insurance Rates
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UPDATED: Apr 7, 2024
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Average insurance rates for a Chevrolet Traverse are $1,204 a year for full coverage insurance. Comprehensive insurance costs around $286, collision costs $418, and liability costs $364. Liability-only coverage costs as little as $416 a year, with high-risk coverage costing $2,580 or more. Teenage drivers receive the highest rates at $4,426 a year or more.
Average premium for full coverage: $1,204
Rate estimates for individual coverage type:
Prices are based on $500 deductible amounts, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and for different Traverse trim levels.
Price Range by Coverage and Risk
For the average driver, prices range go from as low as $416 for just liability coverage to a much higher rate of $2,580 for coverage for higher-risk drivers.
Price Range by Location
Your location can make a big difference on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than densely populated cities.
The price range example below illustrates how location impacts auto insurance rates.
These examples illustrate why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Chevrolet Traverse insurance rates for additional coverage choices and driver risks.
- The best discount rate is $704
- Drivers who choose higher $1,000 deductibles will pay about $160 each year
- The average rate for a 40-year-old driver using $500 deductibles is $1,204
- Using more expensive low deductibles for comprehensive and collision insurance will cost an extra $308 annually
- Drivers who are prone to accidents and violations could pay at least $2,580 or more
- The cost for full coverage for a 16-year-old driver with full coverage can be $4,426 a year
Car insurance rates for a Chevrolet Traverse can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.
An older driver with no driving violations and high deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged as much as $4,400 a year. View Rates by Age
Where you live makes a big difference in Chevrolet Traverse insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,620 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,088 | -$116 | -9.6% |
| Alaska | $924 | -$280 | -23.3% |
| Arizona | $1,000 | -$204 | -16.9% |
| Arkansas | $1,204 | -$0 | 0.0% |
| California | $1,372 | $168 | 14.0% |
| Colorado | $1,150 | -$54 | -4.5% |
| Connecticut | $1,236 | $32 | 2.7% |
| Delaware | $1,362 | $158 | 13.1% |
| Florida | $1,504 | $300 | 24.9% |
| Georgia | $1,114 | -$90 | -7.5% |
| Hawaii | $866 | -$338 | -28.1% |
| Idaho | $818 | -$386 | -32.1% |
| Illinois | $898 | -$306 | -25.4% |
| Indiana | $910 | -$294 | -24.4% |
| Iowa | $812 | -$392 | -32.6% |
| Kansas | $1,144 | -$60 | -5.0% |
| Kentucky | $1,642 | $438 | 36.4% |
| Louisiana | $1,784 | $580 | 48.2% |
| Maine | $744 | -$460 | -38.2% |
| Maryland | $996 | -$208 | -17.3% |
| Massachusetts | $960 | -$244 | -20.3% |
| Michigan | $2,090 | $886 | 73.6% |
| Minnesota | $1,010 | -$194 | -16.1% |
| Mississippi | $1,444 | $240 | 19.9% |
| Missouri | $1,070 | -$134 | -11.1% |
| Montana | $1,294 | $90 | 7.5% |
| Nebraska | $950 | -$254 | -21.1% |
| Nevada | $1,444 | $240 | 19.9% |
| New Hampshire | $868 | -$336 | -27.9% |
| New Jersey | $1,348 | $144 | 12.0% |
| New Mexico | $1,066 | -$138 | -11.5% |
| New York | $1,266 | $62 | 5.1% |
| North Carolina | $692 | -$512 | -42.5% |
| North Dakota | $986 | -$218 | -18.1% |
| Ohio | $830 | -$374 | -31.1% |
| Oklahoma | $1,236 | $32 | 2.7% |
| Oregon | $1,104 | -$100 | -8.3% |
| Pennsylvania | $1,146 | -$58 | -4.8% |
| Rhode Island | $1,606 | $402 | 33.4% |
| South Carolina | $1,090 | -$114 | -9.5% |
| South Dakota | $1,018 | -$186 | -15.4% |
| Tennessee | $1,054 | -$150 | -12.5% |
| Texas | $1,452 | $248 | 20.6% |
| Utah | $892 | -$312 | -25.9% |
| Vermont | $824 | -$380 | -31.6% |
| Virginia | $720 | -$484 | -40.2% |
| Washington | $928 | -$276 | -22.9% |
| West Virginia | $1,104 | -$100 | -8.3% |
| Wisconsin | $832 | -$372 | -30.9% |
| Wyoming | $1,070 | -$134 | -11.1% |
Using high physical damage deductibles could save up to $470 annually, while increasing your policy's liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying at least $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance can cost from 43% to 130% more than a normal policy. View High Risk Driver Rates
With so much variability in rates, the only way to figure out your exact price is to compare rates from multiple companies. Every company uses a different method to calculate rates, so rate quotes can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Traverse LS 2WD | $1,124 | $94 |
| Chevrolet Traverse LS AWD | $1,164 | $97 |
| Chevrolet Traverse LT 2WD | $1,164 | $97 |
| Chevrolet Traverse LT AWD | $1,232 | $103 |
| Chevrolet Traverse LTZ 2WD | $1,272 | $106 |
| Chevrolet Traverse LTZ AWD | $1,272 | $106 |
Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Traverse | $320 | $452 | $332 | $1,240 |
| 2023 Chevrolet Traverse | $306 | $448 | $338 | $1,228 |
| 2022 Chevrolet Traverse | $296 | $436 | $354 | $1,222 |
| 2021 Chevrolet Traverse | $286 | $418 | $364 | $1,204 |
| 2020 Chevrolet Traverse | $270 | $404 | $376 | $1,186 |
| 2019 Chevrolet Traverse | $260 | $374 | $384 | $1,154 |
| 2018 Chevrolet Traverse | $250 | $352 | $388 | $1,126 |
| 2017 Chevrolet Traverse | $240 | $316 | $390 | $1,082 |
| 2016 Chevrolet Traverse | $224 | $292 | $390 | $1,042 |
| 2015 Chevrolet Traverse | $216 | $272 | $394 | $1,018 |
| 2014 Chevrolet Traverse | $210 | $254 | $402 | $1,002 |
| 2013 Chevrolet Traverse | $194 | $236 | $402 | $968 |
| 2012 Chevrolet Traverse | $190 | $214 | $406 | $946 |
| 2011 Chevrolet Traverse | $176 | $196 | $402 | $910 |
| 2010 Chevrolet Traverse | $166 | $178 | $402 | $882 |
| 2009 Chevrolet Traverse | $162 | $160 | $398 | $856 |
Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Chevrolet Traverse Insurance
Saving money on insurance for a Chevrolet Traverse not only requires having a good driving record, but also having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Spend time shopping around at least once a year by requesting quotes from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.
The next list is a brief review of the primary concepts that were touched on above.
- It is possible to save up to $140 per year simply by shopping early and online
- Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,380 more every year to buy Chevrolet Traverse insurance
- Increasing deductibles can save around $475 each year
- Drivers age 20 and younger are the costliest to insure, costing up to $369 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,426 |
| 20 | $2,732 |
| 30 | $1,254 |
| 40 | $1,204 |
| 50 | $1,100 |
| 60 | $1,078 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,512 |
| $250 | $1,370 |
| $500 | $1,204 |
| $1,000 | $1,044 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,204 |
| 50/100 | $1,345 |
| 100/300 | $1,436 |
| 250/500 | $1,672 |
| 100 CSL | $1,381 |
| 300 CSL | $1,581 |
| 500 CSL | $1,727 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,312 |
| 20 | $4,340 |
| 30 | $2,634 |
| 40 | $2,580 |
| 50 | $2,456 |
| 60 | $2,432 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $85 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $53 |
| Advance Quote | $57 |
| Online Quote | $85 |
| Total Discounts | $500 |
Discounts are estimated and may not be available from every company or in every state.
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