Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average auto insurance rates for a Chevrolet Trax are $1,246 annually for full coverage. Comprehensive insurance costs around $240, collision insurance costs $418, and liability costs around $430. A liability-only policy costs as low as $486 a year, and high-risk insurance costs $2,692 or more. Teenage drivers cost the most to insure at up to $4,776 a year.

Average premium for full coverage: $1,246

Policy rates for type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for all Trax models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than densely populated cities. The example below illustrates how your location can change auto insurance rates.

The examples above show why everyone should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Chevrolet Trax insurance rates for additional coverage choices and driver risks.

• The best discount rate is $728
• Using higher $1,000 deductibles will save about $150 a year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,246
• Using pricier low deductibles for physical damage coverage costs an additional $290 annually
• High-risk insureds who are prone to accidents and violations could pay at least $2,692
• Policy cost with full coverage for a 16-year-old driver for full coverage can be $4,776 or more

View Chart as Image

Car insurance rates for a Chevrolet Trax also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,500 to $2,100 extra every year, depending on your age. Chevrolet Trax insurance for high-risk drivers can be from 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $440 annually, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $387 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Chevrolet Trax insurance prices. A driver around age 40 might see rates as low as $820 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,780 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy the Best Chevrolet Trax Insurance

Finding cheaper rates on insurance for a Chevrolet Trax requires having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest the time to shop around every time your policy renews by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following items are a brief recap of the information illustrated above.

• Drivers can save up to $150 per year just by quoting online well ahead of the renewal date
• 16 to 18-year-old drivers are the costliest to insure, costing up to $398 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles could save up to $450 each year
• Drivers considered higher risk who tend to receive serious violations pay an average of $1,450 more every year than a driver with a clean driving record
• Insureds who may need additional liability coverage will pay an extra $470 each year to increase from a 30/60 limit to higher 250/500 limits

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.