Chrysler Pacifica Insurance Rates
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UPDATED: Mar 30, 2024
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If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.
In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.
Estimated auto insurance rates for a Chrysler Pacifica are $1,184 annually for full coverage insurance. Comprehensive costs an estimated $260 each year, collision insurance costs $400, and liability insurance costs $388. A liability-only policy costs as little as $434 a year, and high-risk insurance costs around $2,542. 16-year-old drivers pay the most at up to $4,420 a year.
Average premium for full coverage: $1,184
Premium estimates broken down by type of coverage:
Prices include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Pacifica models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Chrysler Pacifica range from as cheap as $434 for minimum levels of liability insurance to a high rate of $2,542 for high-risk insurance.
Insurance Price Range by Location
Your location has a significant impact on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than congested cities. The graphic below illustrates the effect of geographic area on insurance prices.
These rate differences illustrate why all drivers should compare rates for a targeted area and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates average Chrysler Pacifica insurance rates for other coverage scenarios.
- The best full coverage rate is $690
- Drivers who choose higher $1,000 deductibles will pay approximately $150 each year
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,184
- Buying low deductibles for comprehensive and collision insurance will cost $1,472
- High risk drivers with multiple tickets or accidents could pay up to $2,542
- An auto insurance policy with full coverage for a teen driver can cost as much as $4,420 a year
Auto insurance prices for a Chrysler Pacifica also have a wide range based on the model of your Pacifica, your risk profile, and liability limits and deductibles.
More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay at least $4,400 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying $1,400 to $1,900 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 132% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $440 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $349 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Chrysler Pacifica insurance rates. A 40-year-old driver could pay as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,600 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,068 | -$116 | -9.8% |
| Alaska | $906 | -$278 | -23.5% |
| Arizona | $982 | -$202 | -17.1% |
| Arkansas | $1,184 | -$0 | 0.0% |
| California | $1,348 | $164 | 13.9% |
| Colorado | $1,128 | -$56 | -4.7% |
| Connecticut | $1,212 | $28 | 2.4% |
| Delaware | $1,336 | $152 | 12.8% |
| Florida | $1,476 | $292 | 24.7% |
| Georgia | $1,094 | -$90 | -7.6% |
| Hawaii | $850 | -$334 | -28.2% |
| Idaho | $800 | -$384 | -32.4% |
| Illinois | $880 | -$304 | -25.7% |
| Indiana | $892 | -$292 | -24.7% |
| Iowa | $798 | -$386 | -32.6% |
| Kansas | $1,122 | -$62 | -5.2% |
| Kentucky | $1,612 | $428 | 36.1% |
| Louisiana | $1,750 | $566 | 47.8% |
| Maine | $728 | -$456 | -38.5% |
| Maryland | $976 | -$208 | -17.6% |
| Massachusetts | $944 | -$240 | -20.3% |
| Michigan | $2,052 | $868 | 73.3% |
| Minnesota | $990 | -$194 | -16.4% |
| Mississippi | $1,416 | $232 | 19.6% |
| Missouri | $1,048 | -$136 | -11.5% |
| Montana | $1,270 | $86 | 7.3% |
| Nebraska | $930 | -$254 | -21.5% |
| Nevada | $1,418 | $234 | 19.8% |
| New Hampshire | $854 | -$330 | -27.9% |
| New Jersey | $1,320 | $136 | 11.5% |
| New Mexico | $1,044 | -$140 | -11.8% |
| New York | $1,244 | $60 | 5.1% |
| North Carolina | $680 | -$504 | -42.6% |
| North Dakota | $968 | -$216 | -18.2% |
| Ohio | $816 | -$368 | -31.1% |
| Oklahoma | $1,212 | $28 | 2.4% |
| Oregon | $1,082 | -$102 | -8.6% |
| Pennsylvania | $1,128 | -$56 | -4.7% |
| Rhode Island | $1,576 | $392 | 33.1% |
| South Carolina | $1,072 | -$112 | -9.5% |
| South Dakota | $998 | -$186 | -15.7% |
| Tennessee | $1,034 | -$150 | -12.7% |
| Texas | $1,424 | $240 | 20.3% |
| Utah | $874 | -$310 | -26.2% |
| Vermont | $808 | -$376 | -31.8% |
| Virginia | $708 | -$476 | -40.2% |
| Washington | $910 | -$274 | -23.1% |
| West Virginia | $1,084 | -$100 | -8.4% |
| Wisconsin | $816 | -$368 | -31.1% |
| Wyoming | $1,052 | -$132 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica | $332 | $512 | $332 | $1,312 |
| 2023 Chrysler Pacifica | $320 | $506 | $338 | $1,300 |
| 2022 Chrysler Pacifica | $308 | $494 | $354 | $1,292 |
| 2021 Chrysler Pacifica | $298 | $474 | $364 | $1,272 |
| 2020 Chrysler Pacifica | $282 | $458 | $376 | $1,252 |
| 2019 Chrysler Pacifica | $270 | $424 | $384 | $1,214 |
| 2018 Chrysler Pacifica | $260 | $400 | $388 | $1,184 |
| 2017 Chrysler Pacifica | $248 | $358 | $390 | $1,132 |
| 2007 Chrysler Pacifica | $162 | $168 | $384 | $850 |
| 2006 Chrysler Pacifica | $148 | $160 | $380 | $824 |
Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Chrysler Pacifica Insurance
Finding better rates on Chrysler Pacifica insurance not only requires being a good driver, but also having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Take the time to compare rates every couple of years by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.
The following list is a quick rundown of the material that was covered in the above illustrations.
- Drivers who want an increased level of liability coverage will pay around $430 annually to go from 30/60 bodily injury limits to higher 250/500 limits
- Drivers age 16 to 20 are the costliest to insure, with premiums being up to $368 per month if full coverage is included
- High-risk drivers with reckless driving or DUI convictions may pay on average $1,360 more annually than a safer driver
- Increasing policy deductibles could save up to $450 each year
To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.
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What are the Chrysler Pacifica safety ratings?
The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates.
Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.
Chrysler Pacifica Compared Against Other Vehicles in the Same Class
Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:
When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.
We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,420 |
| 20 | $2,696 |
| 30 | $1,228 |
| 40 | $1,184 |
| 50 | $1,080 |
| 60 | $1,062 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,472 |
| $250 | $1,340 |
| $500 | $1,184 |
| $1,000 | $1,034 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,184 |
| 50/100 | $1,262 |
| 100/300 | $1,359 |
| 250/500 | $1,611 |
| 100 CSL | $1,300 |
| 300 CSL | $1,514 |
| 500 CSL | $1,669 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,296 |
| 20 | $4,292 |
| 30 | $2,592 |
| 40 | $2,542 |
| 50 | $2,424 |
| 60 | $2,402 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $62 |
| Homeowner | $18 |
| 5-yr Accident Free | $83 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $51 |
| Advance Quote | $57 |
| Online Quote | $84 |
| Total Discounts | $494 |
Discounts are estimated and may not be available from every company or in every state.
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