GMC Yukon Insurance Rates

Estimated insurance prices for a GMC Yukon are $1,078 every 12 months including full coverage. Comprehensive costs around $198, collision costs $248, and liability insurance costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing around $2,314. Teens pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates for type of coverage:

Full coverage includes $500 physical damage deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and for different Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how location impacts auto insurance rates.

These rate differences highlight why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $650
• Using higher $1,000 deductibles will save about $102 every year
• The average price for a 40-year-old good driver using $500 deductibles is $1,078
• Selecting more expensive low deductibles for physical damage coverage increases the price to $1,272
• Drivers with serious driving violations could pay at least $2,314 or more
• An auto insurance policy to insure a teen driver with full coverage can be $4,260 or more

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Insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $300 each year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $480 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $4,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,300 to $1,800 additional annually, depending on your age. High-risk driver insurance can be anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see prices as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out your exact price is to compare prices from as many companies as possible. Each insurance company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Yukon Insurance

Finding better rates on GMC Yukon insurance requires being a safe and courteous driver, having above-average credit, refrain from filing small claims, and taking advantage of discounts. Spend time shopping around every couple of years by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

Below is a summary of the material that was touched on above.

• Drivers who may need higher levels of liability will pay approximately $520 per year to increase from 30/60 bodily injury limits to a 250/500 level
• Teenage drivers are charged the highest prices, with the cost nearing $355 per month if full coverage is included
• High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,240 more every year for auto insurance
• Increasing policy deductibles could save as much as $300 each year