GMC Yukon Insurance Rates
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UPDATED: Apr 10, 2024
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The average insurance rates for a GMC Yukon are $1,044 a year with full coverage. Comprehensive costs on average $186 each year, collision insurance costs $226, and liability is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs around $2,238. 16-year-old drivers cost the most to insure at up to $4,152 a year.
Average premium for full coverage: $1,044
Policy rates by type of insurance:
Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Yukon models.
Price Range Variability
Using a 40-year-old driver as an example, GMC Yukon insurance rates range from as low as $522 for the bare minimum liability coverage to a high rate of $2,238 for a high-risk driver policy.
Urban vs. Rural Price Range
Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than congested cities. The graphic below illustrates how rural and urban location affects car insurance rates.
The examples above demonstrate why all drivers should compare rates quotes based on a specific location and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average GMC Yukon insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $634
- Raising to $1,000 deductibles will save around $94 annually
- The average rate for a good driver age 40 with $500 deductibles is $1,044
- Buying low deductibles will increase the cost to $1,222
- Drivers with multiple tickets or accidents could pay upwards of $2,238
- Policy cost for full coverage for a 16-year-old driver may cost $4,152
Insurance rates for a GMC Yukon also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.
More mature drivers with a clean driving record and high deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $4,100 a year. View Rates by Age
Your home state also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $750 a year in states like New Hampshire, Ohio, and Utah, or at least $1,410 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $944 | -$100 | -9.6% |
| Alaska | $800 | -$244 | -23.4% |
| Arizona | $866 | -$178 | -17.0% |
| Arkansas | $1,044 | -$0 | 0.0% |
| California | $1,190 | $146 | 14.0% |
| Colorado | $998 | -$46 | -4.4% |
| Connecticut | $1,074 | $30 | 2.9% |
| Delaware | $1,184 | $140 | 13.4% |
| Florida | $1,308 | $264 | 25.3% |
| Georgia | $962 | -$82 | -7.9% |
| Hawaii | $750 | -$294 | -28.2% |
| Idaho | $704 | -$340 | -32.6% |
| Illinois | $778 | -$266 | -25.5% |
| Indiana | $784 | -$260 | -24.9% |
| Iowa | $704 | -$340 | -32.6% |
| Kansas | $994 | -$50 | -4.8% |
| Kentucky | $1,424 | $380 | 36.4% |
| Louisiana | $1,544 | $500 | 47.9% |
| Maine | $646 | -$398 | -38.1% |
| Maryland | $860 | -$184 | -17.6% |
| Massachusetts | $836 | -$208 | -19.9% |
| Michigan | $1,814 | $770 | 73.8% |
| Minnesota | $872 | -$172 | -16.5% |
| Mississippi | $1,250 | $206 | 19.7% |
| Missouri | $926 | -$118 | -11.3% |
| Montana | $1,120 | $76 | 7.3% |
| Nebraska | $824 | -$220 | -21.1% |
| Nevada | $1,252 | $208 | 19.9% |
| New Hampshire | $750 | -$294 | -28.2% |
| New Jersey | $1,166 | $122 | 11.7% |
| New Mexico | $926 | -$118 | -11.3% |
| New York | $1,100 | $56 | 5.4% |
| North Carolina | $602 | -$442 | -42.3% |
| North Dakota | $854 | -$190 | -18.2% |
| Ohio | $720 | -$324 | -31.0% |
| Oklahoma | $1,074 | $30 | 2.9% |
| Oregon | $956 | -$88 | -8.4% |
| Pennsylvania | $998 | -$46 | -4.4% |
| Rhode Island | $1,392 | $348 | 33.3% |
| South Carolina | $946 | -$98 | -9.4% |
| South Dakota | $882 | -$162 | -15.5% |
| Tennessee | $916 | -$128 | -12.3% |
| Texas | $1,258 | $214 | 20.5% |
| Utah | $772 | -$272 | -26.1% |
| Vermont | $716 | -$328 | -31.4% |
| Virginia | $626 | -$418 | -40.0% |
| Washington | $808 | -$236 | -22.6% |
| West Virginia | $956 | -$88 | -8.4% |
| Wisconsin | $724 | -$320 | -30.7% |
| Wyoming | $930 | -$114 | -10.9% |
Opting for high physical damage deductibles can reduce rates by up to $280 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $480 more per year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 41% to 128% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon SLE 2WD | $976 | $81 |
| GMC Yukon 2WD | $976 | $81 |
| GMC Yukon SLE 4WD | $996 | $83 |
| GMC Yukon SLT 2WD | $996 | $83 |
| GMC Yukon 4WD | $996 | $83 |
| GMC Yukon SLT 4WD | $1,014 | $85 |
| GMC Yukon Denali 2WD | $1,032 | $86 |
| GMC Yukon Denali 4WD | $1,052 | $88 |
| GMC Yukon Hybrid 2WD | $1,180 | $98 |
| GMC Yukon Hybrid 4WD | $1,180 | $98 |
| GMC Yukon Hybrid Denali 2WD | $1,198 | $100 |
| GMC Yukon Hybrid Denali 4WD | $1,218 | $102 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Yukon | $358 | $570 | $390 | $1,476 |
| 2023 GMC Yukon | $344 | $566 | $398 | $1,466 |
| 2022 GMC Yukon | $332 | $552 | $416 | $1,458 |
| 2021 GMC Yukon | $320 | $530 | $430 | $1,438 |
| 2020 GMC Yukon | $304 | $512 | $442 | $1,416 |
| 2019 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2018 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2017 GMC Yukon | $268 | $400 | $460 | $1,286 |
| 2016 GMC Yukon | $250 | $368 | $460 | $1,236 |
| 2015 GMC Yukon | $242 | $346 | $464 | $1,210 |
| 2014 GMC Yukon | $236 | $322 | $474 | $1,190 |
| 2013 GMC Yukon | $218 | $300 | $474 | $1,150 |
| 2012 GMC Yukon | $212 | $272 | $478 | $1,120 |
| 2011 GMC Yukon | $198 | $248 | $474 | $1,078 |
| 2010 GMC Yukon | $186 | $226 | $474 | $1,044 |
| 2008 GMC Yukon | $178 | $198 | $460 | $994 |
| 2007 GMC Yukon | $176 | $188 | $452 | $974 |
| 2006 GMC Yukon | $160 | $180 | $446 | $944 |
| 2005 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap GMC Yukon Insurance
Finding cheaper rates on insurance for a GMC Yukon consists of being a good driver, maintaining good credit, not filing small claims, and determing if full coverage is necessary. Set aside time to shop around every time your policy renews by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.
The following list is a quick review of the information raised in the charts and tables above.
- You may be able to save as much as $120 per year just by quoting online in advance
- Drivers age 16 to 20 pay the highest rates, as much as $346 each month for full coverage
- Increasing comprehensive and collision deductibles can save around $275 each year
- Drivers considered higher risk with a DUI or reckless driving violation may be required to pay an average of $1,190 more each year than a safer driver
- Insureds who require an increased level of liability coverage will pay around $520 every year to raise from a 30/60 limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,152 |
| 20 | $2,370 |
| 30 | $1,066 |
| 40 | $1,044 |
| 50 | $956 |
| 60 | $936 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,222 |
| $250 | $1,142 |
| $500 | $1,044 |
| $1,000 | $950 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,044 |
| 50/100 | $1,325 |
| 100/300 | $1,458 |
| 250/500 | $1,805 |
| 100 CSL | $1,378 |
| 300 CSL | $1,672 |
| 500 CSL | $1,886 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,852 |
| 20 | $3,778 |
| 30 | $2,260 |
| 40 | $2,238 |
| 50 | $2,140 |
| 60 | $2,116 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $63 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $71 |
| Total Discounts | $410 |
Discounts are estimated and may not be available from every company or in every state.
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