Nissan GT-R Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 8, 2024

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U.S. average insurance rates for a Nissan GT-R are $1,246 a year for full coverage insurance. Comprehensive costs approximately $264, collision insurance costs $444, and liability insurance is $402. Liability-only coverage costs around $446 a year, and high-risk coverage costs around $2,694. Teens pay the highest rates at up to $4,670 a year.

Average premium for full coverage: $1,246

Price estimates by individual coverage:

Comprehensive $264
Collision $444
Liability $402

Includes $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and for different GT-R trim levels.

Price Range from Low to High

For the average driver, Nissan GT-R insurance prices range from the low end price of $446 for your basic liability-only policy to a much higher rate of $2,694 for a driver who requires high-risk insurance.

Liability Only $446
Full Coverage $1,246
High Risk $2,694

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations have lower incidents of physical damage claims than cities with more traffic congestion. The price range example below illustrates how location impacts auto insurance prices.

Rural Areas $935
Small Cities $1,308
Large Cities $1,682

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates average Nissan GT-R insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $717
  • Raising to $1,000 deductibles will save $162 each year
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $1,246
  • Selecting more expensive low deductibles bumps up the cost to $1,556
  • Higher-risk drivers with serious driving violations could pay around $2,694
  • The price that insures a teen driver with full coverage can cost $4,670

View Chart as Image

Nissan GT-R insurance cost comparison chart
Column chart showing Nissan GT-R insurance rates range from $717 to $4,670 for full coverage

Auto insurance prices for a Nissan GT-R are also quite variable based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,500 to $2,000 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 134% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,600 a year. View Rates by Age

The state you live in also has a big influence on Nissan GT-R insurance rates. A middle-age driver might find prices as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,680 on average in Florida, New York, and Michigan.

Nissan GT-R Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,126 -$120 -9.6%
Alaska $954 -$292 -23.4%
Arizona $1,032 -$214 -17.2%
Arkansas $1,246 -$0 0.0%
California $1,418 $172 13.8%
Colorado $1,188 -$58 -4.7%
Connecticut $1,278 $32 2.6%
Delaware $1,406 $160 12.8%
Florida $1,556 $310 24.9%
Georgia $1,152 -$94 -7.5%
Hawaii $896 -$350 -28.1%
Idaho $842 -$404 -32.4%
Illinois $928 -$318 -25.5%
Indiana $938 -$308 -24.7%
Iowa $840 -$406 -32.6%
Kansas $1,182 -$64 -5.1%
Kentucky $1,698 $452 36.3%
Louisiana $1,844 $598 48.0%
Maine $768 -$478 -38.4%
Maryland $1,028 -$218 -17.5%
Massachusetts $994 -$252 -20.2%
Michigan $2,162 $916 73.5%
Minnesota $1,042 -$204 -16.4%
Mississippi $1,492 $246 19.7%
Missouri $1,104 -$142 -11.4%
Montana $1,338 $92 7.4%
Nebraska $980 -$266 -21.3%
Nevada $1,492 $246 19.7%
New Hampshire $898 -$348 -27.9%
New Jersey $1,392 $146 11.7%
New Mexico $1,102 -$144 -11.6%
New York $1,312 $66 5.3%
North Carolina $718 -$528 -42.4%
North Dakota $1,022 -$224 -18.0%
Ohio $858 -$388 -31.1%
Oklahoma $1,276 $30 2.4%
Oregon $1,142 -$104 -8.3%
Pennsylvania $1,188 -$58 -4.7%
Rhode Island $1,660 $414 33.2%
South Carolina $1,128 -$118 -9.5%
South Dakota $1,050 -$196 -15.7%
Tennessee $1,088 -$158 -12.7%
Texas $1,502 $256 20.5%
Utah $920 -$326 -26.2%
Vermont $850 -$396 -31.8%
Virginia $746 -$500 -40.1%
Washington $960 -$286 -23.0%
West Virginia $1,142 -$104 -8.3%
Wisconsin $860 -$386 -31.0%
Wyoming $1,108 -$138 -11.1%

View Chart as Image

Nissan GT-R insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $480 each year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Nissan GT-R Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan GT-R Premium AWD 2-Dr $1,246 $104
Nissan GT-R AWD 2-Dr $1,246 $104

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan GT-R Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan GT-R $476 $1,020 $332 $1,964
2023 Nissan GT-R $458 $1,012 $338 $1,944
2022 Nissan GT-R $442 $988 $354 $1,920
2021 Nissan GT-R $426 $946 $364 $1,872
2020 Nissan GT-R $402 $914 $376 $1,828
2019 Nissan GT-R $388 $848 $384 $1,756
2018 Nissan GT-R $372 $798 $388 $1,694
2017 Nissan GT-R $356 $716 $390 $1,598
2016 Nissan GT-R $334 $658 $390 $1,518
2015 Nissan GT-R $322 $618 $394 $1,470
2014 Nissan GT-R $314 $576 $402 $1,428
2013 Nissan GT-R $290 $534 $402 $1,362
2012 Nissan GT-R $282 $486 $406 $1,310
2011 Nissan GT-R $264 $444 $402 $1,246
2010 Nissan GT-R $248 $404 $402 $1,190
2009 Nissan GT-R $240 $362 $398 $1,136

Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Nissan GT-R Insurance

Getting lower rates on Nissan GT-R insurance consists of being a low-risk driver, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Compare rates at every other renewal by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The items below are a recap of the concepts that were touched on above.

  • High-risk drivers that have major violations or accidents could be charged and average of $1,450 more per year to insure their GT-R
  • Teen drivers have the highest car insurance prices, as much as $389 a month if the policy includes full coverage
  • It is possible to save around $150 per year just by shopping early and online
  • Increasing physical damage deductibles can save approximately $475 each year
  • It is possible to save around $150 per year just by shopping early and online

Rates by Driver Age

Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $4,670
20 $2,860
30 $1,294
40 $1,246
50 $1,138
60 $1,116

Full coverage, $500 deductibles

Rates by Deductible

Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,556
$250 $1,412
$500 $1,246
$1,000 $1,084

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,246
50/100 $1,326
100/300 $1,427
250/500 $1,688
100 CSL $1,367
300 CSL $1,588
500 CSL $1,749

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $6,664
20 $4,558
30 $2,748
40 $2,694
50 $2,570
60 $2,546

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $90
5-yr Claim Free $81
Paid in Full/EFT $56
Advance Quote $61
Online Quote $89
Total Discounts $529
Rate after discounts $717

Discounts are estimated and may not be available from every company or in every state.

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