Nissan Murano Insurance Rates

Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.

To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.

The average insurance rates for a Nissan Murano are $1,354 a year for full coverage insurance. Comprehensive costs approximately $294 a year, collision insurance costs $512, and liability insurance is $390. A liability-only policy costs around $452 a year, and high-risk insurance costs around $2,918. Teen drivers cost the most to insure at up to $5,032 a year.

Average premium for full coverage: $1,354

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Murano trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates how location impacts auto insurance prices.

The examples above illustrate why it is important to compare rates quotes using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Nissan Murano insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $783
• Raising to $1,000 deductibles will save $1,170 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,354
• Choosing low $100 deductibles bumps up the cost to $1,706
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,918
• Policy cost that insures a teen driver can cost $5,032

View Chart as Image

Car insurance rates for a Nissan Murano also range considerably based on the trim level of your Murano, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 132% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged in the ballpark of $5,000 a year. View Rates by Age

Your home state also has a big influence on Nissan Murano insurance rates. A middle-age driver might find rates as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,830 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $540 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Murano Insurance

Finding cheaper rates on Nissan Murano insurance consists of avoiding accidents and claims, having a positive credit history, being claim-free, and attention to physical damage deductibles. Shop around every time your policy renews by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The points below are a brief review of the information touched on above.

• It is possible to save around $160 per year just by quoting early and online
• Drivers under the age of 20 pay the highest auto insurance rates, possibly costing $419 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $525 each year
• High-risk drivers with DUI or reckless driving convictions could be charged and average of $1,560 more per year to insure a Nissan Murano
• Drivers who purchase increased liability limits will pay about $430 annually to raise from a 30/60 limit to the 250/500 level

Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.

Enter your ZIP code in our free tool below to comparison shop.

What are the safety ratings of the Nissan Murano?

A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.

The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

To understand how the IIHS crash tests vehicles, watch the video below.

Nissan Murano Compared Against Other Vehicles in the Same Class

The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.

The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.

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• Dodge Journey Insurance Rates

Frequently Asked Questions

• Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.

To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.

References

1. https://www.iihs.org/ratings/vehicle/nissan/murano-4-door-suv/2020