Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated insurance rates for a Nissan Pathfinder are $1,286 a year for full coverage insurance. Comprehensive costs an estimated $282, collision insurance costs $448, and liability coverage costs around $398. A liability-only policy costs as low as $460 a year, and high-risk insurance costs around $2,762. 16-year-old drivers pay the most at up to $4,808 a year.

Average premium for full coverage: $1,286

Premium estimates broken down by type of coverage:

Prices include $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Pathfinder trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than congested cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare prices for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Nissan Pathfinder insurance rates for other coverage scenarios.

• The best full coverage rate is $753
• Using higher $1,000 deductibles will save approximately $166 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,286
• Buying more expensive low deductibles for physical damage coverage bumps up the cost to $1,604
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,762
• An auto insurance policy that insures a teenage driver with full coverage can cost as much as $4,808 or more

View Chart as Image

Auto insurance prices for a Nissan Pathfinder also have a wide range based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,500 to $2,100 in extra premium annually, depending on your age. High-risk driver insurance can be around 44% to 130% more than the average rate. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,800 a year. View Rates by Age

Where you choose to live has a huge impact on Nissan Pathfinder insurance rates. A driver around age 40 might see prices as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,740 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $490 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan Pathfinder Insurance

Finding better rates on auto insurance requires avoiding accidents and claims, maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Comparison shop every couple of years by requesting quotes from direct insurance companies, and also from local insurance agencies.

The points below are a quick rundown of the material that was covered above.

• Consumers who want increased liability limits will pay around $440 annually to increase from 30/60 bodily injury limits to the 250/500 level
• Drivers under the age of 20 are the costliest to insure, with premiums being up to $401 per month if the policy includes full coverage
• Drivers with reckless driving or DUI convictions may have to pay on average $1,480 more annually to insure a Nissan Pathfinder
• Increasing policy deductibles can save approximately $475 each year

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.