Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Average insurance rates for a Nissan Pathfinder are $1,286 a year including full coverage. Comprehensive insurance costs on average $282, collision insurance costs $448, and liability is estimated at $398. Liability-only coverage costs approximately $460 a year, and high-risk coverage costs $2,762 or more. Teenage drivers receive the highest rates at up to $4,808 a year.

Average premium for full coverage: $1,286

Rate estimates by individual coverage type:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all Pathfinder models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The example below illustrates how your location can change car insurance rates.

These examples highlight why everyone should get quotes based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Nissan Pathfinder insurance rates for different risk profiles and scenarios.

• The best discount rate is $753
• Choosing higher $1,000 deductibles can save around $166 every year
• The average rate for a 40-year-old driver with $500 deductibles is $1,286
• Using pricier low deductibles for comp and collision coverage will cost an extra $318 every year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,762
• The cost for full coverage for a teen driver for full coverage may cost $4,808 each year

View Chart as Image

Car insurance rates for a Nissan Pathfinder can also vary considerably based on your driver profile, the model of your Pathfinder, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged upwards of $4,800 a year. View Rates by Age

Where you live plays a big part in determining prices for Nissan Pathfinder insurance prices. A good driver about age 40 could pay as low as $990 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,840 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $490 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $1,500 to $2,100 extra per year, depending on your age. Nissan Pathfinder insurance for high-risk drivers ranges as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Nissan Pathfinder Insurance

Saving money on car insurance takes avoiding accidents and claims, having above-average credit, not filing small claims, and possibly raising deductibles. Invest the time to shop around at every policy renewal by requesting quotes from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The points below are a quick review of the data illustrated above.

• Policyholders who require increased liability limits will pay an extra $440 per year to raise limits from a minimum limit to 250/500 limits
• You may be able to save as much as $150 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save around $475 each year
• Drivers under the age of 20 are expensive to insure, as much as $401 per month if full coverage is included

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.