Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated insurance rates for a Nissan Pathfinder are $1,286 a year including full coverage. Comprehensive costs an estimated $282 a year, collision insurance costs $448, and liability is estimated at $398. A policy with only liability insurance costs approximately $460 a year, and a high-risk policy costs around $2,762. Teenage drivers pay the most at up to $4,808 a year.

Average premium for full coverage: $1,286

Premium estimates broken down by type of coverage:

Prices are based on $500 deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Pathfinder trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates how location helps determine insurance prices.

These rate differences highlight why it is important to get quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Nissan Pathfinder insurance rates for other coverage scenarios.

• The best discount rate is $753
• Choosing higher $1,000 deductibles can save approximately $1,120 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,286
• Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,604
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,762
• An auto insurance policy that insures a 16-year-old driver can cost as much as $4,808 each year

View Chart as Image

Car insurance prices for a Nissan Pathfinder also have a wide range based on the trim level of your Pathfinder, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy ranges from 44% to 130% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $4,800 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Nissan Pathfinder insurance prices. A good driver about age 40 could pay as low as $990 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,840 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $490 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Pathfinder Insurance

Finding better rates on insurance for a Nissan Pathfinder takes not taking risks behind the wheel, having a positive credit history, refrain from filing small claims, and possibly higher deductibles. Compare prices at least once a year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The following is a brief review of the primary concepts that were covered in the charts and tables above.

• You may be able to save approximately $150 per year just by quoting early and online
• Drivers considered higher risk with DUI or reckless driving convictions could be charged and average of $1,480 more annually for Pathfinder insurance
• Increasing policy deductibles can save approximately $475 each year
• Teens have the highest car insurance prices, with the cost nearing $401 per month if full coverage is purchased

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.