Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

The average insurance rates for a Nissan Pathfinder are $1,294 a year with full coverage. Comprehensive insurance costs around $294 each year, collision insurance costs $452, and liability coverage is estimated at $390. A liability-only policy costs approximately $452 a year, and high-risk insurance costs $2,772 or more. 16-year-old drivers cost the most to insure at up to $4,798 a year.

Average premium for full coverage: $1,294

Policy rates for type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Pathfinder models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than congested cities. The graphic below illustrates how rural and urban location affects auto insurance rates.

The examples above demonstrate why all drivers should get quotes for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Nissan Pathfinder insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $758
• Choosing higher $1,000 deductibles can save about $170 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,294
• Buying low deductibles for comp and collision coverage will cost an additional $324 each year
• Drivers with multiple tickets or accidents could pay at least $2,772
• Policy cost that insures a teenage driver can be $4,798 each year

View Chart as Image

Car insurance rates for a Nissan Pathfinder also range considerably based on the trim level and model year, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers ranges around 44% to 130% more than the average rate. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged as much as $4,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Nissan Pathfinder insurance rates. A good driver about age 40 could pay as low as $930 a year in states like New Hampshire, Ohio, and Utah, or at least $1,750 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles can save as much as $500 a year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Pathfinder Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and violations, having a positive credit history, not filing small claims, and consideration of higher deductibles. Comparison shop at least once a year by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

The list below is a summary of the primary concepts that were raised in the charts and tables above.

• You may be able to save up to $150 per year just by quoting online in advance
• Drivers who have multiple accidents or major violations may pay on average $1,480 more every year for car insurance
• Increasing comprehensive and collision deductibles can save approximately $500 each year
• Teenagers are the costliest to insure, as much as $400 each month if full coverage is purchased

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.