Nissan Titan Insurance Rates

U.S. average auto insurance rates for a Nissan Titan are $1,374 annually for full coverage. Comprehensive costs on average $260 a year, collision costs $424, and liability costs $510. A policy with just liability insurance costs as little as $568 a year, with coverage for high-risk drivers costing around $2,966. Teenage drivers pay the highest rates at $5,308 a year or more.

Average premium for full coverage: $1,374

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Titan trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural areas have fewer accident claims than densely populated cities.

The diagram below illustrates how geographic area affects car insurance rates.

The ranges above show why it is important to compare rates based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Nissan Titan insurance rates for different risk profiles and scenarios.

• The best discount rate is $807
• Drivers who choose higher $1,000 deductibles will pay around $1,220 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,374
• Using low $100 deductibles for comprehensive and collision insurance will cost $1,674
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,966 or more
• The price with full coverage for a teen driver may cost $5,308 a year

View Chart as Image

Insurance prices for a Nissan Titan are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,600 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $460 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $507 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Nissan Titan insurance prices. A 40-year-old driver could pay as low as $910 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,960 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know exactly what you will pay is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Nissan Titan Insurance

Getting lower rates on car insurance not only requires having a decent driving record, but also having a good credit history, eliminating unnecessary coverage, and bundling your home and auto policies. Invest the time to compare rates at least every other year by getting price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following items are a summary of the car insurance concepts presented in the illustrations above.

• Higher risk drivers who have multiple accidents or major violations may be required to pay an average of $1,590 more each year than a driver with a clean driving record
• Drivers can save as much as $160 per year simply by quoting early and online
• Increasing physical damage deductibles could save up to $450 each year
• Policyholders who require additional liability coverage will pay an extra $560 each year to go from a low limit to higher 250/500 limits