Volkswagen Atlas Insurance Rates

The average insurance rates for a Volkswagen Atlas are $1,522 a year for full coverage. Comprehensive insurance costs on average $304 a year, collision insurance costs $618, and liability coverage costs $442. Liability-only coverage costs as little as $496 a year, and high-risk coverage costs $3,322 or more. Teenage drivers cost the most to insure at up to $5,716 a year.

Average premium for full coverage: $1,522

Policy rates by type of insurance:

Prices include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Atlas trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how geographic area affects car insurance rates.

The examples above show why it is important to compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Volkswagen Atlas insurance rates for different risk profiles and scenarios.

• The best discount rate is $861
• Drivers who choose higher $1,000 deductibles will pay around $1,312 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,522
• Using low $100 deductibles for comprehensive and collision insurance will cost an extra $410 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $3,322
• Policy cost for full coverage for a teenage driver may cost $5,716 a year

View Chart as Image

Insurance rates for a Volkswagen Atlas also range considerably based on your risk profile, the trim level of your Atlas, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $5,700 a year. View Rates by Age

Your home state makes a big difference in Volkswagen Atlas insurance rates. A 40-year-old driver could pay as low as $1,000 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,170 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $620 a year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,800 to $2,500 additional every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 132% more than a normal policy. View High Risk Driver Rates

How to Find the Right Volkswagen Atlas Insurance

Finding cheaper rates on auto insurance not only requires being a low-risk driver, but also having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to compare rates at least every other year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The items below are a quick rundown of the car insurance concepts presented in the illustrations above.

• Drivers with reckless driving or DUI convictions will pay on average $1,800 more each year to insure their Atlas
• Drivers can save as much as $190 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $625 each year
• Consumers who require more liability coverage will pay an extra $490 each year to go from a 30/60 limit to 250/500 limits