Volkswagen Tiguan Insurance Rates
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UPDATED: Apr 13, 2024
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How much is car insurance for a Volkswagen Tiguan? A Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.
Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.
Average insurance rates for a Volkswagen Tiguan are $1,188 a year including full coverage. Comprehensive insurance costs an estimated $240 each year, collision insurance costs $424, and liability coverage costs $388. Buying just liability costs as little as $434 a year, and insurance for high-risk drivers costs $2,568 or more. Teens receive the highest rates at up to $4,482 a year.
Average premium for full coverage: $1,188
Rate estimates broken down by individual coverage type:
Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and Tiguan models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from the low end price of $434 for your basic liability-only policy to a high rate of $2,568 for coverage for higher-risk drivers.
Price Range by Location
Your location has a large influence on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects insurance prices.
These examples highlight why all drivers should compare rates for a targeted area, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down average Volkswagen Tiguan insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $686
- Drivers who choose higher $1,000 deductibles will pay approximately $152 every year
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,188
- Selecting low deductibles for comprehensive and collision insurance will cost an additional $290 each year
- High-risk insureds with serious driving violations could pay up to $2,568
- The cost that insures a teenage driver can cost as much as $4,482 a year
Auto insurance rates for a Volkswagen Tiguan can also vary considerably based on the trim level and model year, your driving record and age, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you are likely paying $1,400 to $2,000 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost around 45% to 131% more than the average policy. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay at least $4,400 a year. View Rates by Age
Where you live makes a big difference in Volkswagen Tiguan insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,690 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,070 | -$118 | -9.9% |
| Alaska | $908 | -$280 | -23.6% |
| Arizona | $984 | -$204 | -17.2% |
| Arkansas | $1,188 | -$0 | 0.0% |
| California | $1,350 | $162 | 13.6% |
| Colorado | $1,130 | -$58 | -4.9% |
| Connecticut | $1,216 | $28 | 2.4% |
| Delaware | $1,338 | $150 | 12.6% |
| Florida | $1,480 | $292 | 24.6% |
| Georgia | $1,096 | -$92 | -7.7% |
| Hawaii | $852 | -$336 | -28.3% |
| Idaho | $802 | -$386 | -32.5% |
| Illinois | $882 | -$306 | -25.8% |
| Indiana | $894 | -$294 | -24.7% |
| Iowa | $800 | -$388 | -32.7% |
| Kansas | $1,126 | -$62 | -5.2% |
| Kentucky | $1,616 | $428 | 36.0% |
| Louisiana | $1,754 | $566 | 47.6% |
| Maine | $732 | -$456 | -38.4% |
| Maryland | $980 | -$208 | -17.5% |
| Massachusetts | $946 | -$242 | -20.4% |
| Michigan | $2,058 | $870 | 73.2% |
| Minnesota | $992 | -$196 | -16.5% |
| Mississippi | $1,418 | $230 | 19.4% |
| Missouri | $1,052 | -$136 | -11.4% |
| Montana | $1,272 | $84 | 7.1% |
| Nebraska | $934 | -$254 | -21.4% |
| Nevada | $1,420 | $232 | 19.5% |
| New Hampshire | $856 | -$332 | -27.9% |
| New Jersey | $1,324 | $136 | 11.4% |
| New Mexico | $1,046 | -$142 | -12.0% |
| New York | $1,248 | $60 | 5.1% |
| North Carolina | $682 | -$506 | -42.6% |
| North Dakota | $970 | -$218 | -18.4% |
| Ohio | $818 | -$370 | -31.1% |
| Oklahoma | $1,216 | $28 | 2.4% |
| Oregon | $1,086 | -$102 | -8.6% |
| Pennsylvania | $1,130 | -$58 | -4.9% |
| Rhode Island | $1,580 | $392 | 33.0% |
| South Carolina | $1,074 | -$114 | -9.6% |
| South Dakota | $1,000 | -$188 | -15.8% |
| Tennessee | $1,036 | -$152 | -12.8% |
| Texas | $1,428 | $240 | 20.2% |
| Utah | $878 | -$310 | -26.1% |
| Vermont | $810 | -$378 | -31.8% |
| Virginia | $710 | -$478 | -40.2% |
| Washington | $912 | -$276 | -23.2% |
| West Virginia | $1,088 | -$100 | -8.4% |
| Wisconsin | $818 | -$370 | -31.1% |
| Wyoming | $1,054 | -$134 | -11.3% |
Choosing higher comprehensive and collision insurance deductibles could save up to $450 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $349 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Tiguan S 2WD | $1,118 | $93 |
| Volkswagen Tiguan S 2WD | $1,118 | $93 |
| Volkswagen Tiguan SE 4Motion AWD | $1,188 | $99 |
| Volkswagen Tiguan SEL 4Motion AWD | $1,254 | $105 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Tiguan | $322 | $562 | $316 | $1,336 |
| 2023 Volkswagen Tiguan | $306 | $542 | $332 | $1,316 |
| 2022 Volkswagen Tiguan | $294 | $536 | $338 | $1,304 |
| 2021 Volkswagen Tiguan | $284 | $524 | $354 | $1,298 |
| 2020 Volkswagen Tiguan | $274 | $502 | $364 | $1,276 |
| 2019 Volkswagen Tiguan | $260 | $484 | $376 | $1,256 |
| 2018 Volkswagen Tiguan | $250 | $450 | $384 | $1,220 |
| 2017 Volkswagen Tiguan | $240 | $424 | $388 | $1,188 |
| 2016 Volkswagen Tiguan | $230 | $380 | $390 | $1,136 |
Rates are averaged for all Volkswagen Tiguan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Volkswagen Tiguan Insurance
Saving money on auto insurance not only requires having a decent driving record, but also maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Compare rates at least once a year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.
The following items are a quick rundown of the primary concepts that were raised in the charts and tables above.
- You may be able to save approximately $140 per year just by quoting online in advance
- Drivers with reckless driving or DUI convictions could be charged and average of $1,380 more annually than a driver with a clean driving record
- Increasing deductibles can save approximately $450 each year
- 16 to 18-year-old drivers are the costliest to insure, as much as $374 per month if the policy includes full coverage
Frequently Asked Questions
Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.
Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.
How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.
As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.
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Read on to learn more about what determines the price of car insurance.
What are the safety ratings of the Volkswagen Tiguan?
The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.
The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side: Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.
Volkswagen Tiguan Compared Against Other Vehicles in the Same Class
The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.
Take a look at the other midsize SUVs below to see how their rates compare.
Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,482 |
| 20 | $2,734 |
| 30 | $1,230 |
| 40 | $1,188 |
| 50 | $1,086 |
| 60 | $1,066 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,478 |
| $250 | $1,342 |
| $500 | $1,188 |
| $1,000 | $1,036 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,188 |
| 50/100 | $1,332 |
| 100/300 | $1,429 |
| 250/500 | $1,681 |
| 100 CSL | $1,370 |
| 300 CSL | $1,584 |
| 500 CSL | $1,739 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,388 |
| 20 | $4,356 |
| 30 | $2,618 |
| 40 | $2,568 |
| 50 | $2,450 |
| 60 | $2,428 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $63 |
| Homeowner | $18 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $53 |
| Advance Quote | $58 |
| Online Quote | $84 |
| Total Discounts | $502 |
Discounts are estimated and may not be available from every company or in every state.
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