Volkswagen Tiguan Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 13, 2024

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Volkswagen Tiguan insurance
How much is car insurance for a Volkswagen Tiguan? A  Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.

Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.

Average insurance rates for a Volkswagen Tiguan are $1,136 a year for full coverage insurance. Comprehensive costs approximately $230, collision costs $380, and liability insurance costs around $390. Buying just liability costs as low as $438 a year, with insurance for high-risk drivers costing around $2,452. 16-year-old drivers receive the highest rates at $4,314 a year or more.

Average premium for full coverage: $1,136

Rate estimates by individual coverage type:

Comprehensive $230
Collision $380
Liability $390

Price estimates include $500 deductible amounts, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for all Tiguan models.

Price Range by Coverage and Risk

For an average driver, prices range go from the low end price of $438 for liability-only coverage to the much higher price of $2,452 for a high-risk insurance policy.

Liability Only $438
Full Coverage $1,136
High Risk $2,452

Price Range by Location

Where you live has a significant impact on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than congested cities.

The example below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $852
Small Cities $1,193
Large Cities $1,534

These examples illustrate why everyone should compare prices using their specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates estimated Volkswagen Tiguan insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $661
  • Using higher $1,000 deductibles will save $140 each year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,136
  • Buying pricier low deductibles for physical damage coverage bumps up the cost to $1,402
  • Drivers with multiple tickets or accidents could pay around $2,452 or more
  • The cost that insures a teen driver for full coverage can cost $4,314 or more

View Chart as Image

Volkswagen Tiguan insurance cost comparison chart
Column chart showing full coverage Volkswagen Tiguan insurance rates range from $661 to $4,314

Auto insurance rates for a Volkswagen Tiguan can also vary considerably based on the model of your Tiguan, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,300 to $1,900 in extra premium per year, depending on your age. Volkswagen Tiguan insurance for high-risk drivers can be anywhere from 44% to 128% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,300 a year. View Rates by Age

Where you live has a huge impact on Volkswagen Tiguan insurance rates. A driver around age 40 might see rates as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,530 on average in Florida, New York, and Michigan.

Volkswagen Tiguan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,028 -$108 -9.5%
Alaska $870 -$266 -23.4%
Arizona $940 -$196 -17.3%
Arkansas $1,136 -$0 0.0%
California $1,294 $158 13.9%
Colorado $1,084 -$52 -4.6%
Connecticut $1,166 $30 2.6%
Delaware $1,284 $148 13.0%
Florida $1,416 $280 24.6%
Georgia $1,050 -$86 -7.6%
Hawaii $814 -$322 -28.3%
Idaho $770 -$366 -32.2%
Illinois $844 -$292 -25.7%
Indiana $854 -$282 -24.8%
Iowa $764 -$372 -32.7%
Kansas $1,078 -$58 -5.1%
Kentucky $1,548 $412 36.3%
Louisiana $1,680 $544 47.9%
Maine $702 -$434 -38.2%
Maryland $938 -$198 -17.4%
Massachusetts $906 -$230 -20.2%
Michigan $1,970 $834 73.4%
Minnesota $952 -$184 -16.2%
Mississippi $1,358 $222 19.5%
Missouri $1,008 -$128 -11.3%
Montana $1,218 $82 7.2%
Nebraska $894 -$242 -21.3%
Nevada $1,362 $226 19.9%
New Hampshire $820 -$316 -27.8%
New Jersey $1,268 $132 11.6%
New Mexico $1,004 -$132 -11.6%
New York $1,196 $60 5.3%
North Carolina $654 -$482 -42.4%
North Dakota $930 -$206 -18.1%
Ohio $782 -$354 -31.2%
Oklahoma $1,166 $30 2.6%
Oregon $1,040 -$96 -8.5%
Pennsylvania $1,080 -$56 -4.9%
Rhode Island $1,514 $378 33.3%
South Carolina $1,030 -$106 -9.3%
South Dakota $958 -$178 -15.7%
Tennessee $992 -$144 -12.7%
Texas $1,368 $232 20.4%
Utah $840 -$296 -26.1%
Vermont $776 -$360 -31.7%
Virginia $680 -$456 -40.1%
Washington $878 -$258 -22.7%
West Virginia $1,040 -$96 -8.5%
Wisconsin $782 -$354 -31.2%
Wyoming $1,010 -$126 -11.1%

View Chart as Image

Volkswagen Tiguan insurance rates by U.S. city

Opting for high physical damage deductibles could cut rates by as much as $410 each year, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates from as many companies as possible. Each insurance company utilizes a different rate formula, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Volkswagen Tiguan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen Tiguan S 2WD $1,074 $90
Volkswagen Tiguan S 2WD $1,074 $90
Volkswagen Tiguan SE 4Motion AWD $1,136 $95
Volkswagen Tiguan SEL 4Motion AWD $1,196 $100

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Tiguan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Tiguan $306 $542 $332 $1,316
2023 Volkswagen Tiguan $294 $536 $338 $1,304
2022 Volkswagen Tiguan $284 $524 $354 $1,298
2021 Volkswagen Tiguan $274 $502 $364 $1,276
2020 Volkswagen Tiguan $260 $484 $376 $1,256
2019 Volkswagen Tiguan $250 $450 $384 $1,220
2018 Volkswagen Tiguan $240 $424 $388 $1,188
2017 Volkswagen Tiguan $230 $380 $390 $1,136
2016 Volkswagen Tiguan $214 $350 $390 $1,090

Rates are averaged for all Volkswagen Tiguan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Volkswagen Tiguan Insurance

Saving money on Volkswagen Tiguan insurance requires having a good driving record, maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Comparison shop at least every other year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The next list is a condensed summary of the car insurance concepts covered in the above illustrations.

  • High-risk drivers with multiple at-fault accidents could be charged and average of $1,320 more per year to buy Volkswagen Tiguan insurance
  • It is possible to save around $140 per year simply by quoting online well ahead of the renewal date
  • Increasing deductibles can save approximately $400 each year
  • Drivers who purchase increased levels of liability coverage will pay around $430 annually to increase from a minimum limit to the 250/500 level

Frequently Asked Questions

Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.

Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.

How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.

As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.

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Read on to learn more about what determines the price of car insurance.

What are the safety ratings of the Volkswagen Tiguan?

The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor

Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.

The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side: Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.

Volkswagen Tiguan Compared Against Other Vehicles in the Same Class

The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.

Take a look at the other midsize SUVs below to see how their rates compare.

Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.

References

  1. https://www.iihs.org/ratings/vehicle/volkswagen/tiguan-4-door-suv/2020

Rates by Driver Age

Volkswagen Tiguan Insurance Rates by Driver Age
Driver Age Premium
16 $4,314
20 $2,608
30 $1,176
40 $1,136
50 $1,038
60 $1,018

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Tiguan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,402
$250 $1,278
$500 $1,136
$1,000 $996

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Tiguan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,136
50/100 $1,274
100/300 $1,372
250/500 $1,625
100 CSL $1,313
300 CSL $1,528
500 CSL $1,684

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Tiguan Insurance Rates for High Risk Drivers
Age Premium
16 $6,140
20 $4,154
30 $2,500
40 $2,452
50 $2,340
60 $2,318

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $157

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $60
Homeowner $18
5-yr Accident Free $80
5-yr Claim Free $73
Paid in Full/EFT $49
Advance Quote $55
Online Quote $80
Total Discounts $475
Rate after discounts $661

Discounts are estimated and may not be available from every company or in every state.

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