Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance rates for an Audi TT are $1,666 a year for full coverage insurance. Comprehensive insurance costs an estimated $398 a year, collision costs $720, and liability insurance is estimated at $390. A liability-only policy costs approximately $452 a year, with high-risk insurance costing $3,604 or more. 16-year-old drivers cost the most to insure at $6,010 a year or more.

Average premium for full coverage: $1,666

Policy rates broken down by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and TT trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than congested cities.

The diagram below illustrates how your location can change insurance prices.

The examples above illustrate why it is important to get quotes for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Audi TT insurance rates for other coverage scenarios.

• The best full coverage rate is $942
• Choosing higher $1,000 deductibles can save approximately $1,412 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,666
• Buying low $100 deductibles for comp and collision coverage will cost an additional $494 a year
• High-risk insureds with multiple tickets or accidents could pay up to $3,604 or more
• Policy cost that insures a teen driver can cost as much as $6,010 each year

View Chart as Image

Car insurance rates for an Audi TT also range considerably based on the trim level of your TT, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $2,000 to $2,700 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $6,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi TT insurance rates. A good driver about age 40 could pay as low as $1,090 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,250 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $750 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to get quotes from as many companies as possible. Each auto insurer utilizes a different rate formula, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Audi TT Insurance

Finding cheaper rates on Audi TT insurance takes avoiding accidents and violations, having a positive credit history, being claim-free, and not having any coverage lapses. Comparison shop at every other renewal by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The list below is a brief recap of the concepts that were illustrated above.

• High-risk drivers who tend to receive serious violations may have to pay on average $1,940 more annually for car insurance
• Teenagers have the highest car insurance rates, possibly costing $501 each month if full coverage is purchased
• It is possible to save approximately $210 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $750 each year
• It is possible to save approximately $210 per year simply by quoting early and online

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.