Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance prices for an Audi TT are $1,652 every 12 months for full coverage insurance. Comprehensive insurance costs on average $382 a year, collision insurance costs $714, and liability insurance is estimated at $398. A policy with only liability insurance costs approximately $460 a year, and a high-risk policy costs $3,584 or more. Teen drivers pay the most at up to $6,002 a year.

Average premium for full coverage: $1,652

Premium estimates by type of coverage:

Includes $500 physical damage deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and TT trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than larger metro areas. The diagram below illustrates the difference location can make on car insurance rates.

These rate differences illustrate why it is important to get quotes based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Audi TT insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $931
• Choosing higher $1,000 deductibles can save around $1,404 each year
• The average price for a 40-year-old good driver with $500 deductibles is $1,652
• Choosing low $100 deductibles for comp and collision coverage costs an extra $486 a year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,584
• An auto insurance policy to insure a teen driver may cost $6,002 each year

View Chart as Image

Car insurance prices for an Audi TT also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your TT.

Choosing high deductibles can save as much as $740 each year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,500 annually on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged upwards of $6,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $2,000 to $2,700 extra annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 135% more than average. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Audi TT insurance rates. A good driver about age 40 could pay as low as $1,080 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,230 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Audi TT Insurance

Finding better rates on Audi TT insurance takes being a safe and courteous driver, maintaining a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Make time to compare rates once a year by requesting rates from direct insurance companies, and also from several local insurance agents.

Below is a recap of the data that was touched on in this article.

• It is possible to save as much as $210 per year just by quoting early and online
• Drivers who require higher levels of liability will pay about $440 annually to raise limits from 30/60 bodily injury limits to a 250/500 level
• Teenage drivers are expensive to insure, with premiums being up to $500 per month if the policy includes full coverage
• High-risk drivers that have major violations or accidents pay on average $1,930 more each year for auto insurance

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.