Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance prices for an Audi TT are $1,652 every 12 months with full coverage. Comprehensive insurance costs on average $382 a year, collision insurance costs $714, and liability insurance is estimated at $398. A liability-only policy costs approximately $460 a year, and high-risk insurance costs $3,584 or more. Teen drivers cost the most to insure at up to $6,002 a year.

Average premium for full coverage: $1,652

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and TT trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on auto insurance rates. Rural areas are shown to have more infrequent collision claims than larger metro areas. The diagram below illustrates how location helps determine car insurance rates.

The examples above demonstrate why it is important to get quotes based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Audi TT insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $931
• Choosing higher $1,000 deductibles can save around $1,404 annually
• The average price for a good driver age 40 with $500 deductibles is $1,652
• Choosing low $100 deductibles for comp and collision coverage costs an extra $486 a year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,584
• Policy cost to insure a teen driver may cost $6,002 each year

View Chart as Image

Car insurance rates for an Audi TT also range considerably based on liability limits and deductibles, your driving record, and the trim level of your TT.

Choosing high deductibles can save as much as $740 each year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged upwards of $6,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $2,000 to $2,700 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 135% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Audi TT insurance rates. A good driver about age 40 could pay as low as $1,190 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,230 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Audi TT Insurance

Finding cheaper rates on Audi TT insurance takes having a decent driving record, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Invest time comparing rates every couple of years by requesting rates from direct companies, and also from local exclusive and independent agents.

The following items are a brief review of the material that was covered in the charts and tables above.

• Drivers who require additional liability coverage will pay about $440 every year to raise limits from a 30/60 limit to a 250/500 level
• 16 to 18-year-old drivers are expensive to insure, as much as $500 each month if the policy includes full coverage
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,930 more each year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save as much as $725 each year

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.