Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

U.S. average insurance prices for an Audi TT are $1,666 every 12 months with full coverage. Comprehensive insurance costs an estimated $398 each year, collision insurance costs $720, and liability coverage is estimated at $390. Liability-only insurance costs approximately $452 a year, and high-risk driver insurance costs $3,604 or more. Teen drivers pay the highest rates at up to $6,010 a year.

Average premium for full coverage: $1,666

Price estimates broken down by individual coverage:

Includes $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and TT models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations have more infrequent collision claims than larger metro areas. The graphic below illustrates how location impacts insurance prices.

The ranges above demonstrate why all drivers should get quotes for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Audi TT insurance rates for other coverage scenarios.

• The lowest rate with discounts is $942
• Choosing higher $1,000 deductibles can save approximately $254 annually
• The average price for the average middle-age driver who has $500 deductibles is $1,666
• Choosing low deductibles for comp and collision coverage costs an extra $494 each year
• Drivers with multiple violations and an at-fault accident could pay up to $3,604
• The price to insure a teenage driver can cost as much as $6,010 each year

View Chart as Image

Car insurance prices for an Audi TT are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Choosing high deductibles can save as much as $750 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,500 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged at least $6,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $2,000 to $2,700 extra each year, depending on your age. Insurance for high-risk drivers ranges around 45% to 134% more than average. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Audi TT insurance rates. A good driver about age 40 could pay as low as $1,200 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,250 on average in New York, Michigan, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Audi TT Insurance

Getting lower rates on auto insurance takes being a good driver, maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Spend time shopping around every year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a recap of the coverage data touched on above.

• You may be able to save approximately $210 per year just by quoting online in advance
• Increasing physical damage deductibles could save as much as $750 each year
• Drivers age 16 to 20 have the highest car insurance prices, costing up to $501 a month if the policy includes full coverage
• Drivers that have major violations or accidents may pay on average $1,940 more annually than a safer driver

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.