Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance rates for an Audi TT are $1,666 a year including full coverage. Comprehensive insurance costs approximately $398, collision costs $720, and liability costs around $390. A policy with only liability insurance costs as low as $452 a year, with a high-risk policy costing $3,604 or more. Teens pay the most at $6,010 a year or more.

Average premium for full coverage: $1,666

Premium estimates by type of coverage:

Price estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all TT models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how rural and urban location affects auto insurance prices.

These rate differences highlight why everyone should compare prices using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Audi TT insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $942
• Using higher $1,000 deductibles will save $254 every year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,666
• Selecting pricier low deductibles for physical damage coverage will cost an extra $494 every year
• Drivers with serious driving violations could pay around $3,604 or more
• An auto insurance policy for full coverage for a teen driver for full coverage can cost $6,010 or more

View Chart as Image

Car insurance prices for an Audi TT also have a wide range based on your driving characteristics, the model of your TT, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,500 a year, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged in the ballpark of $6,000 a year. View Rates by Age

Where you choose to live has a huge impact on Audi TT insurance prices. A driver around age 40 might see prices as low as $1,280 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,380 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $750 every year, whereas buying more liability protection will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying anywhere from $2,000 to $2,700 extra annually, depending on your age. Audi TT insurance for high-risk drivers can be as much as 45% to 134% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to regularly compare prices and see which company has the best price. Each insurance company calculates prices differently, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Audi TT Insurance

Finding better rates on car insurance requires being a safe and courteous driver, having above-average credit, refrain from filing small claims, and avoiding coverage lapses. Set aside time to shop around at least once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a condensed summary of the primary concepts that were raised in the charts and tables above.

• You may be able to save around $210 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,940 more per year for auto insurance
• Increasing policy deductibles can save around $750 each year
• Teenage drivers pay the highest auto insurance prices, with the cost nearing $501 per month if full coverage is included

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.