Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated auto insurance rates for an Audi TT are $1,652 annually with full coverage. Comprehensive insurance costs approximately $382 each year, collision costs $714, and liability costs $398. Liability-only coverage costs as little as $460 a year, with high-risk coverage costing $3,584 or more. Teenage drivers pay the most at $6,002 a year or more.

Average premium for full coverage: $1,652

Premium estimates by type of coverage:

Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and TT models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on the price of insurance. Rural locations are statistically proven to have fewer collision claims than densely populated cities.

The graphic below illustrates how geographic area affects auto insurance prices.

These rate differences demonstrate why all drivers should compare rates using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Audi TT insurance rates for additional coverage and risk scenarios.

• The best discount rate is $931
• Drivers who choose higher $1,000 deductibles will pay $248 annually
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,652
• Using low deductibles for comprehensive and collision insurance costs an additional $486 annually
• Drivers who are prone to accidents and violations could pay around $3,584 or more
• An auto insurance policy with full coverage for a 16-year-old driver can cost $6,002 a year

View Chart as Image

Insurance prices for an Audi TT also have a wide range based on the model of your TT, your driving record, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,500 per year on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $6,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out anywhere from $2,000 to $2,700 extra annually, depending on your age. Insurance for high-risk drivers can cost from 45% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $740 annually, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Audi TT insurance prices. A 40-year-old driver could pay as low as $1,190 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,230 on average in New York, Michigan, and Florida.

View Chart as Image

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from multiple companies. Every company uses a different method to calculate prices, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Audi TT Insurance

Finding better rates on insurance for an Audi TT not only requires avoiding accidents and violations, but also having a good credit history, being claim-free, and maximizing policy discounts. Invest the time to compare rates at least once a year by getting quotes from direct companies, and also from your local independent and exclusive agents.

The list below is a quick rundown of the primary concepts that were presented in the illustrations above.

• You may be able to save around $210 per year simply by quoting online in advance
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,930 more per year for car insurance
• Increasing policy deductibles could save up to $725 each year
• Teenagers are expensive to insure, possibly costing $500 per month including comprehensive and collision insurance

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.