Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

U.S. average insurance rates for an Audi TT are $1,652 a year for full coverage insurance. Comprehensive insurance costs on average $382, collision insurance costs $714, and liability insurance is estimated at $398. Liability-only insurance costs approximately $460 a year, and high-risk driver insurance costs $3,584 or more. Teen drivers pay the highest rates at up to $6,002 a year.

Average premium for full coverage: $1,652

Price estimates by individual coverage:

Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for all TT models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on insurance rates. Rural areas have a lower frequency of physical damage claims than larger metro areas. The example below illustrates how rural and urban location affects car insurance rates.

The ranges above illustrate why everyone should get quotes based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Audi TT insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $931
• Choosing higher $1,000 deductibles can save around $248 each year
• The average rate for the average middle-age driver with $500 deductibles is $1,652
• Choosing pricier low deductibles for comp and collision coverage will cost an extra $486 a year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,584
• The price for full coverage for a teen driver for full coverage may cost $6,002 each year

View Chart as Image

Car insurance prices for an Audi TT are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles could pay as little as $1,500 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $6,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Audi TT insurance rates. A good driver about age 40 could pay as low as $1,080 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,230 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $740 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $2,000 to $2,700 extra each year, depending on your age. Audi TT insurance for high-risk drivers ranges anywhere from 45% to 135% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Audi TT Insurance

Getting lower rates on Audi TT insurance takes avoiding accidents and violations, having above-average credit, not filing small claims, and possibly raising deductibles. Set aside time to shop around once a year by requesting quotes from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

The list below is a recap of the data that was raised in the charts and tables above.

• It is possible to save as much as $210 per year just by quoting online well ahead of the renewal date
• Drivers who require higher liability limits will pay about $440 annually to raise limits from a low limit to 250/500 limits
• Teenagers are expensive to insure, as much as $500 a month if full coverage is included
• High-risk drivers that have major violations or accidents pay an average of $1,930 more each year for car insurance

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.