Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

U.S. average insurance rates for an Audi TT are $1,640 a year including full coverage. Comprehensive insurance costs around $368, collision insurance costs $698, and liability coverage costs $416. A policy with just liability insurance costs as little as $474 a year, and coverage for high-risk drivers costs $3,560 or more. Teens pay the highest rates at up to $6,000 a year.

Average premium for full coverage: $1,640

Price estimates for individual coverage:

Includes $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different TT trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how your location can change auto insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Audi TT insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $925
• Drivers who choose higher $1,000 deductibles will pay about $242 every year
• The average rate for the average middle-age driver using $500 deductibles is $1,640
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost an extra $472 each year
• High-risk insureds with serious driving violations could pay at least $3,560
• The price for full coverage for a teenage driver with full coverage can be $6,000 a year

View Chart as Image

Insurance prices for an Audi TT are also quite variable based on your driving record, the model of your TT, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may only pay around $1,500 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay as much as $6,000 a year. View Rates by Age

The state you live in makes a big difference in Audi TT insurance rates. A 40-year-old driver could pay as low as $1,260 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,340 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $720 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,900 to $2,600 extra each year, depending on your age. High-risk driver insurance can cost around 43% to 129% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Audi TT Insurance

Getting lower rates on auto insurance not only requires being safe and accident-free, but also maintaining good credit, being claim-free, and dropping full coverage on older vehicles. Invest the time to shop around at every policy renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below you'll find a recap of the data illustrated above.

• Consumers who may need more liability protection will pay approximately $460 per year to go from a low limit to 250/500 limits
• You may be able to save up to $200 per year just by shopping early and online
• Increasing physical damage deductibles can save around $725 each year
• Youthful drivers pay higher prices, possibly costing $500 a month for full coverage

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.