Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

U.S. average insurance rates for an Audi TT are $1,652 a year including full coverage. Comprehensive insurance costs around $382 each year, collision costs $714, and liability is $398. Liability-only coverage costs around $460 a year, with high-risk coverage costing $3,584 or more. Teens pay the highest rates at $6,002 a year or more.

Average premium for full coverage: $1,652

Price estimates for individual coverage:

Prices include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and TT models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates how location helps determine auto insurance rates.

The ranges above highlight why all drivers should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Audi TT insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $931
• Raising to $1,000 deductibles will save about $248 every year
• The average rate for the average middle-age driver using $500 deductibles is $1,652
• Selecting low deductibles will cost an extra $486 annually
• Drivers with serious driving violations could pay at least $3,584 or more
• The price for full coverage for a 16-year-old driver can be $6,002

View Chart as Image

Auto insurance prices for an Audi TT are also quite variable based on your driving record, the model of your TT, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may pay as low as $1,500 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $6,000 a year. View Rates by Age

The state you live in also has a big influence on Audi TT insurance prices. A middle-age driver might find prices as low as $1,270 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,360 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $740 annually, whereas increasing liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $2,000 to $2,700 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 45% to 135% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out your exact price is to do a rate comparison from multiple companies. Every auto insurance company calculates prices differently, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Audi TT Insurance

Getting lower rates on insurance for an Audi TT consists of being a good driver, having good credit, being claim-free, and maximizing policy discounts. Invest time comparing rates once a year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following list is a quick rundown of the data that was covered in the charts and tables above.

• You may be able to save up to $210 per year simply by quoting online in advance
• Insureds who may need an increased level of liability coverage will pay approximately $440 per year to raise from a low limit to 250/500 limits
• Drivers age 16 to 20 are expensive to insure, possibly costing $500 a month if they have full coverage
• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,930 more every year than a safer driver

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.