Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

U.S. average insurance rates for an Audi TT are $1,652 a year for full coverage insurance. Comprehensive costs an estimated $382 a year, collision insurance costs $714, and liability costs around $398. Buying just liability costs as low as $460 a year, and insurance for high-risk drivers costs around $3,584. Teenage drivers pay the highest rates at up to $6,002 a year.

Average premium for full coverage: $1,652

Price estimates broken down by individual coverage:

Prices include $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and TT trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of insurance. More rural locations have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The ranges above illustrate why it is important to compare prices for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Audi TT insurance rates for other coverage scenarios.

• The best discount rate is $931
• Using higher $1,000 deductibles will save approximately $1,404 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,652
• Using low $100 deductibles for physical damage coverage will increase the cost to $2,138
• Drivers who are prone to accidents and violations could pay up to $3,584
• The price for full coverage for a teen driver can cost as much as $6,002 or more

View Chart as Image

Insurance prices for an Audi TT are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,500 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay at least $6,000 a year. View Rates by Age

The state you live in has a huge impact on Audi TT insurance prices. A driver around age 40 might see prices as low as $1,080 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,230 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $740 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $2,000 to $2,700 additional each year, depending on your age. A high-risk auto insurance policy can be as much as 45% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Audi TT Insurance

Getting lower rates on car insurance requires being a safe and courteous driver, having a good credit history, not filing small claims, and possibly raising deductibles. Set aside time to compare rates at least every other year by requesting rates from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below is a quick rundown of the car insurance concepts covered above.

• Higher risk drivers with reckless driving or DUI convictions pay on average $1,930 more annually for auto insurance
• It is possible to save approximately $210 per year just by quoting early and online
• Increasing physical damage deductibles can save around $725 each year
• Policyholders who want higher levels of liability will pay an extra $440 annually to increase from a low limit to 250/500 limits

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.