Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance rates for an Audi TT are $1,666 a year including full coverage. Comprehensive insurance costs approximately $398, collision insurance costs $720, and liability costs around $390. A liability-only policy costs as low as $452 a year, and high-risk insurance costs $3,604 or more. Teenage drivers receive the highest rates at up to $6,010 a year.

Average premium for full coverage: $1,666

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all TT models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The example below illustrates the difference between rural and urban areas on auto insurance prices.

These examples highlight why everyone should compare prices using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Audi TT insurance rates for additional coverage and risk scenarios.

• The best discount rate is $942
• Using higher $1,000 deductibles will save $254 every year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,666
• Using pricier low deductibles for physical damage coverage will cost an extra $494 annually
• High-risk insureds who are prone to accidents and violations could pay around $3,604
• The cost for full coverage for a 16-year-old driver for full coverage can cost $6,010 or more

View Chart as Image

Insurance rates for an Audi TT can also vary considerably based on your driver profile, the model of your TT, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,500 a year for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay in the ballpark of $6,000 a year. View Rates by Age

Where you live has a huge impact on Audi TT insurance prices. A driver around age 40 might see rates as low as $1,280 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,380 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $750 annually, whereas buying more liability protection will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $2,000 to $2,700 extra per year, depending on your age. Audi TT insurance for high-risk drivers can be from 45% to 134% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Audi TT Insurance

Saving money on insurance for an Audi TT requires being a good driver, maintaining good credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates every other policy renewal by requesting quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

The following list is a condensed summary of the ideas that were covered above.

• Drivers age 16 to 20 are expensive to insure, as much as $501 per month for full coverage
• Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,940 more per year than a safer driver
• Increasing deductibles can save around $750 each year
• You may be able to save around $210 per year just by quoting online well ahead of the renewal date

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.