Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance rates for an Audi TT are $1,666 a year for full coverage. Comprehensive insurance costs on average $398, collision insurance costs $720, and liability insurance costs around $390. Buying just liability costs as low as $452 a year, and insurance for high-risk drivers costs $3,604 or more. Teen drivers cost the most to insure at up to $6,010 a year.

Average premium for full coverage: $1,666

Policy rates by type of insurance:

Prices are based on $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for all TT models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have lower incidents of accident claims than larger metro areas. The example below illustrates how location helps determine car insurance rates.

The examples above show why everyone should compare prices based on a specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Audi TT insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $942
• Using higher $1,000 deductibles will save around $254 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,666
• Choosing pricier low deductibles for physical damage coverage will cost an additional $494 a year
• Drivers with multiple violations and an at-fault accident could pay upwards of $3,604
• Policy cost that insures a teen driver for full coverage may cost $6,010 or more

View Chart as Image

Insurance rates for an Audi TT also range considerably based on the model of your TT, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $2,000 to $2,700 extra every year, depending on your age. Audi TT insurance for high-risk drivers can be anywhere from 45% to 134% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,500 a year, or $125 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay upwards of $6,000 a year. View Rates by Age

Your home state has a huge impact on Audi TT insurance rates. A driver around age 40 might see rates as low as $1,100 a year in states like Idaho, Maine, and Iowa, or as much as $2,380 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could cut rates by as much as $750 each year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Audi TT Insurance

Finding cheaper rates on Audi TT insurance requires not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Shop around every other policy renewal by requesting rates from direct carriers, and also from local exclusive and independent agents.

The following is a brief review of the ideas that were covered in the charts and tables above.

• Teens pay the highest rates, costing up to $501 each month if full coverage is included
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,940 more each year for TT insurance
• Increasing comprehensive and collision deductibles can save approximately $750 each year
• Drivers can save as much as $210 per year just by quoting online well ahead of the renewal date

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.