Dodge Caravan Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 3, 2023

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How much is it to insure a Caravan compared to other vehicles? Average Dodge Grand Caravan insurance rates are $1,276 a year, or $106 a month.

Finding an affordable Dodge Grand Caravan car insurance company shouldn’t be a chore. Keep in mind, however, that many factors go into determining your car insurance rates. Insurance for a Dodge Grand Caravan 2020 will be more expensive than an older model.

When determining Dodge Grand Caravan auto insurance quotes, companies like Progressive Insurance, The General Insurance, and State Farm also look at your age, annual miles driven, and your driving history.

Average insurance costs also vary from state-to-state and even ZIP code-to-ZIP code.

Before you buy Dodge Grand Caravan auto insurance, read our guide to learn how to save on Dodge insurance rates.

If you want to jump right into Caravan insurance price comparison, enter your ZIP code in our free tool above to find the best deals on Caravan insurance.

Buying auto insurance by comparing rates online can be fast and easy and at the same time you can save money. The most important part is to take the time to get rates from all companies so you can compare all possible prices.

If you're new to shopping for auto insurance online, it's easy to be confused by the hoards of companies offering insurance. Getting lower Dodge Caravan insurance rates can be quick and easy. All you need to do is invest a little time getting comparison quotes provided by online insurance companies. This can be accomplished by visiting this page.

Car insurance premiums on a Dodge Caravan can vary widely depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Credit rating
  • Where you live
  • The number of annual miles
  • Men typically pay more than women
  • Higher deductibles save money
  • Your vehicle's safety rating
  • Your claim history
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

An additional factor that helps determine Dodge Caravan insurance cost is the year of the vehicle. Older models have a reduced actual cash value than newer models so the cost to replace them may result in lower rates. But more recent Caravan vehicles may have safety features including adaptive cruise control, lane departure warning system, and pedestrian detection which can provide discounts that lower premiums.

Auto liability insurance

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Collision

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Comprehensive auto coverage

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Protection from uninsured/underinsured drivers

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Med pay and Personal Injury Protection (PIP)

expenses doctor visits, EMT expenses, and X-ray expenses. . .

Drivers who want to find a budget Caravan insurance policy should shop around to see which insurance company has the cheapest rates. Comparing rates will also allow you to compare prices for similar trims and models, such as 2018 Dodge Caravan costs versus 2010 Dodge Grand Caravan trim levels.

If you are ready to find Caravan insurance quote comparision online, enter your ZIP code in our tool below to see which Caravan insurance providers are the best in your area, whether its budget direct Caravan insurance in WA or PA.

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What are the safety ratings of the Dodge Grand Caravan?

Is a Dodge Grand Caravan a good car in crashes? Good Dodge Grand Caravan safety ratings are part of what causes insurance rates to go down. The Caravan’s safety features include a rear back up camera, traction control, electronic stability control, and a steel safety frame.

The Insurance Institute for Highway Safety (IIHS) has also crash tested and rated the 2020 Dodge Grand Caravan, which resulted in the following mixed ratings.

  • Small overlap front (driver-side): Poor
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

The video below demonstrates one of the IIHS’s tests.

Dodge Grand Caravan Crash Test Ratings

Good crash test ratings can also help lower your insurance rates.

Dodge Grand Caravan Crash Test Ratings 
Vehicle TestedOverallFrontalSideRollover
2020 Dodge Grand Caravan MV FWD4 stars4 stars5 stars4 stars
2019 Dodge Grand Caravan VAN FWD Later Release4 stars4 stars5 stars4 stars
2019 Dodge Grand Caravan VAN FWD Early Release4 stars4 stars5 stars4 stars
2018 Dodge Grand Caravan VAN FWD4 stars4 stars5 stars4 stars
2017 Dodge Grand Caravan VAN FWD4 stars4 stars5 stars4 stars
2016 Dodge Grand Caravan VAN FWD4 stars4 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

The lowest ratings are 4 stars, which is good.

Dodge Grand Caravan Insurance Loss Probability

When it comes to insurance loss probabilities, high insurance losses mean higher insurance rates, while low insurance losses mean lower insurance rates.

Dodge Grand Caravan Insurance Loss Probability 
Insurance Coverage CategoryLoss Rate
Collision-21%
Property Damage4%
Comprehensive-19%
Personal Injury8%
Medical Payment8%
Bodily Injury7%
Source: Insurance Institute for Highway Safety

Collision and comprehensive insurance losses are both in the negative, which is great.

Dodge Grand Caravan Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Dodge Grand Caravan likely won’t have high liability rates, as it isn’t’ a large, heavy vehicle or a sports car. To see how the Dodge Grand Caravan’s rates compare to other vans, take a look at the list below.

We hope our guide to insurance for a Dodge Grand Caravan has helped. If you are ready to look for Dodge Grand Caravan insurance quotes you can trust, use our free tool to start the process of Caravan insurance comparison.

References

  1. https://www.iihs.org/ratings/vehicle/dodge/grand-caravan-minivan/2020
  2. https://www.nhtsa.gov/ratings

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