Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance rates for an Audi TT are $1,652 a year for full coverage insurance. Comprehensive insurance costs an estimated $382, collision insurance costs $714, and liability costs $398. Liability-only coverage costs as little as $460 a year, and high-risk coverage costs $3,584 or more. Teen drivers cost the most to insure at up to $6,002 a year.

Average premium for full coverage: $1,652

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and for all TT models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than larger metro areas. The example below illustrates how geographic area affects insurance prices.

The examples above illustrate why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Audi TT insurance rates for other coverage scenarios.

• The lowest rate with discounts is $931
• Drivers who choose higher $1,000 deductibles will pay approximately $248 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,652
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an extra $486 annually
• Drivers with multiple violations and an at-fault accident could pay up to $3,584
• Policy cost for full coverage for a 16-year-old driver for full coverage can cost as much as $6,002 a year

View Chart as Image

Insurance rates for an Audi TT also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,500 per year on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $6,000 a year. View Rates by Age

Your home state makes a big difference in Audi TT insurance prices. A 40-year-old driver could pay as low as $1,080 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,230 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $740 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $358 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $2,000 to $2,700 additional every year, depending on your age. Audi TT insurance for high-risk drivers can cost from 45% to 135% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Audi TT Insurance

Finding cheaper rates on insurance for an Audi TT not only requires being a good driver, but also having a good credit history, being claim-free, and possibly raising deductibles. Invest the time to compare rates at every policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a review of the data presented in the illustrations above.

• Insureds who want an increased level of liability coverage will pay about $440 annually to go from a 30/60 limit to 250/500 limits
• It is possible to save approximately $210 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $725 each year
• Drivers age 16 to 20 are expensive to insure, possibly costing $500 each month including comprehensive and collision insurance

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.