Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

U.S. average auto insurance rates for an Audi TT are $1,652 annually with full coverage. Comprehensive costs on average $382, collision insurance costs $714, and liability insurance costs $398. Liability-only insurance costs as little as $460 a year, and high-risk driver insurance costs around $3,584. Teenage drivers pay the highest rates at up to $6,002 a year.

Average premium for full coverage: $1,652

Price estimates by individual coverage:

Price estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and for different TT trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on auto insurance rates. Rural areas have fewer collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on car insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Audi TT insurance rates for different risk profiles and scenarios.

• The best discount rate is $931
• Drivers who choose higher $1,000 deductibles will pay around $248 annually
• The estimated rate for the average middle-age driver with $500 deductibles is $1,652
• Using more expensive low deductibles for comprehensive and collision insurance will cost $2,138
• High risk drivers who are prone to accidents and violations could pay upwards of $3,584
• The price with full coverage for a teen driver with full coverage may cost $6,002 a year

View Chart as Image

Car insurance prices for an Audi TT are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,500 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged upwards of $6,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $2,000 to $2,700 extra each year, depending on your age. High-risk driver insurance can cost anywhere from 45% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $740 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Audi TT insurance rates. A 40-year-old driver could pay as low as $1,190 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,230 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Audi TT Insurance

Getting lower rates on Audi TT insurance not only requires being a low-risk driver, but also having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The items below are a condensed summary of the data that was covered in the above illustrations.

• You may be able to save as much as $210 per year just by shopping early and online
• Drivers who require more liability coverage will pay an extra $440 every year to go from a low limit to higher 250/500 limits
• Teen drivers are expensive to insure, costing up to $500 a month if comprehensive and collision insurance is included
• High-risk drivers with multiple at-fault accidents pay an average of $1,930 more each year to insure their TT

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.