Ford Ecosport Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Are you searching for the best Ford EcoSport insurance price? Ford EcoSport insurance premiums cost an average of $1,310 a year, or $109 a month. Our guide breaks down these rates further, so drivers can discover the best ways to save on vehicles like the Ford EcoSport. Read on.
Want to start shopping for Ford EcoSport insurance rates so you can find the best price before your next Ford EcoSport insurance renewal? Enter your ZIP code in our free tool above.
The average insurance prices for a Ford Ecosport are $1,288 every 12 months with full coverage. Comprehensive insurance costs on average $248, collision insurance costs $466, and liability is $416. Buying just liability costs around $474 a year, and insurance for high-risk drivers costs $2,794 or more. Teen drivers cost the most to insure at up to $4,910 a year.
Average premium for full coverage: $1,288
Policy rates by type of insurance:
Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Ecosport trim levels.
Price Range Variability
Using a middle-aged driver as an example, Ford Ecosport insurance rates range from the cheapest price of $474 for just liability coverage to a much higher rate of $2,794 for a high-risk driver policy.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas are shown to have more infrequent collision claims than larger metro areas. The price range example below illustrates how where you live affects car insurance rates.
The examples above demonstrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average Ford Ecosport insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $746
- Raising to $1,000 deductibles will save around $162 annually
- The average price for a good driver age 40 with $500 deductibles is $1,288
- Choosing more expensive low deductibles costs an extra $316 every year
- At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,794
- Policy cost to insure a teen driver with full coverage may cost $4,910
Insurance rates for a Ford Ecosport also range considerably based on liability limits and deductibles, your driving record, and the trim level of your Ecosport.
Choosing high deductibles can reduce rates by up to $480 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay upwards of $4,900 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,500 to $2,100 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 130% more than average. View High Risk Driver Rates
Your home state also has a big influence on Ford Ecosport insurance prices. A middle-age driver might find rates as low as $930 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,740 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,164 | -$124 | -9.6% |
Alaska | $988 | -$300 | -23.3% |
Arizona | $1,070 | -$218 | -16.9% |
Arkansas | $1,288 | -$0 | 0.0% |
California | $1,466 | $178 | 13.8% |
Colorado | $1,230 | -$58 | -4.5% |
Connecticut | $1,324 | $36 | 2.8% |
Delaware | $1,456 | $168 | 13.0% |
Florida | $1,612 | $324 | 25.2% |
Georgia | $1,188 | -$100 | -7.8% |
Hawaii | $924 | -$364 | -28.3% |
Idaho | $872 | -$416 | -32.3% |
Illinois | $960 | -$328 | -25.5% |
Indiana | $970 | -$318 | -24.7% |
Iowa | $870 | -$418 | -32.5% |
Kansas | $1,226 | -$62 | -4.8% |
Kentucky | $1,758 | $470 | 36.5% |
Louisiana | $1,908 | $620 | 48.1% |
Maine | $794 | -$494 | -38.4% |
Maryland | $1,062 | -$226 | -17.5% |
Massachusetts | $1,030 | -$258 | -20.0% |
Michigan | $2,236 | $948 | 73.6% |
Minnesota | $1,078 | -$210 | -16.3% |
Mississippi | $1,542 | $254 | 19.7% |
Missouri | $1,144 | -$144 | -11.2% |
Montana | $1,384 | $96 | 7.5% |
Nebraska | $1,016 | -$272 | -21.1% |
Nevada | $1,544 | $256 | 19.9% |
New Hampshire | $928 | -$360 | -28.0% |
New Jersey | $1,438 | $150 | 11.6% |
New Mexico | $1,140 | -$148 | -11.5% |
New York | $1,356 | $68 | 5.3% |
North Carolina | $742 | -$546 | -42.4% |
North Dakota | $1,054 | -$234 | -18.2% |
Ohio | $892 | -$396 | -30.7% |
Oklahoma | $1,322 | $34 | 2.6% |
Oregon | $1,180 | -$108 | -8.4% |
Pennsylvania | $1,228 | -$60 | -4.7% |
Rhode Island | $1,716 | $428 | 33.2% |
South Carolina | $1,166 | -$122 | -9.5% |
South Dakota | $1,088 | -$200 | -15.5% |
Tennessee | $1,128 | -$160 | -12.4% |
Texas | $1,552 | $264 | 20.5% |
Utah | $954 | -$334 | -25.9% |
Vermont | $882 | -$406 | -31.5% |
Virginia | $772 | -$516 | -40.1% |
Washington | $998 | -$290 | -22.5% |
West Virginia | $1,180 | -$108 | -8.4% |
Wisconsin | $892 | -$396 | -30.7% |
Wyoming | $1,146 | -$142 | -11.0% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2023 Ford Ecosport | $256 | $478 | $398 | $1,290 |
2022 Ford Ecosport | $248 | $466 | $416 | $1,288 |
2021 Ford Ecosport | $240 | $446 | $430 | $1,274 |
2020 Ford Ecosport | $226 | $430 | $442 | $1,256 |
2019 Ford Ecosport | $218 | $400 | $452 | $1,228 |
2018 Ford Ecosport | $208 | $376 | $456 | $1,198 |
Rates are averaged for all Ford Ecosport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Ford Ecosport Insurance
Finding cheaper rates on car insurance consists of avoiding accidents and violations, having good credit, not filing small claims, and determing if full coverage is necessary. Take the time to comparison shop every time your policy renews by quoting rates from direct companies, and also from local exclusive and independent agents.
The list below is a condensed summary of the information touched on in the above illustrations.
- You may be able to save as much as $150 per year just by shopping early and online
- Teenagers pay the highest rates, as much as $409 each month if they have full coverage
- Increasing comprehensive and collision deductibles could save as much as $475 each year
- Higher risk drivers with multiple at-fault accidents may pay on average $1,510 more each year for car insurance
- Policyholders who require higher liability limits will pay about $460 every year to raise from a 30/60 limit to a 250/500 level
Is a Ford Ecosport worth buying? If insurance rates are too high, you may regret buying a vehicle. If you want to start shopping for new Ford EcoSport insurance rates, enter your ZIP code in our free tool below.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What are the safety ratings of the Ford Ecosport?
Ford Ecosport safety ratings and features directly affect the rates you pay for insurance. The Ford Ecosport has some solid safety features, such as multiple airbags, brake assist, electronic stability control, daytime running lights, and traction control.
The Insurance Institute for Highway Safety (IIHS) also ran a head restraint and seat crash test on the 2018 Ford Ecosport. The final rating for both was good, which is the highest rating possible. However, none of the other usual crash tests were run, such as a side crash test or a roof-strength crash test, so the Ford EcoSport crash rating is incomplete.
Ford EcoSport Compared Against Other Vehicles in the Same Class
The Ford EcoSport is a small SUV. The IIHS recorded the Ford EcoSport’s liability losses as average in comparison to other small SUVs, so liability insurance rates should be normal.
Curious how the Ford EcoSport’s rates compare to other small SUVs? Check out the list of small SUVs below.
Ready to start saving on Ford EcoSport insurance rates? Enter your ZIP code in our free rate comparison tool to find the cheapest car insurance in your area.
References
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,910 |
20 | $2,986 |
30 | $1,336 |
40 | $1,288 |
50 | $1,178 |
60 | $1,156 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,604 |
$250 | $1,456 |
$500 | $1,288 |
$1,000 | $1,126 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,288 |
50/100 | $1,371 |
100/300 | $1,475 |
250/500 | $1,746 |
100 CSL | $1,413 |
300 CSL | $1,642 |
500 CSL | $1,808 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,988 |
20 | $4,756 |
30 | $2,848 |
40 | $2,794 |
50 | $2,668 |
60 | $2,644 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $68 |
Multi-vehicle | $68 |
Homeowner | $20 |
5-yr Accident Free | $93 |
5-yr Claim Free | $83 |
Paid in Full/EFT | $57 |
Advance Quote | $63 |
Online Quote | $90 |
Total Discounts | $542 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area